StoneCo Ltd (0Q0) — Defensive Interval Ratio

Latest as of December 2025: 394 days

StoneCo Ltd (0Q0) has a Defensive Interval Ratio of 394 days as of December 2025. Defensive assets of €44.47 Billion (cash €-, short-term investments €2.97 Billion, receivables €41.50 Billion) cover 394 days of daily cash needs of €112.89 Million/day. Check 0Q0 tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

394 days
Days of operational coverage

Defensive Assets

€44.47 Billion
Cash + ST Investments + Receivables

Daily Cash Need

€112.89 Million
Current Liabilities ÷ 365

Current Liabilities

€41.20 Billion
EUR

StoneCo Ltd Defensive Interval Ratio (2016–2025)

This chart shows how StoneCo Ltd's Defensive Interval Ratio has evolved across 10 annual periods from 2016 to 2025. As of December 2025, the ratio stands at 394 days, meaning defensive assets of €44.47 Billion can fund 394 days of operations without new revenue. Also explore StoneCo Ltd annual equity growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for StoneCo Ltd (2016–2025)

The table below presents the year-by-year Defensive Interval Ratio for StoneCo Ltd from 2016 to 2025, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of StoneCo Ltd.

Year DIR (days) Defensive Assets (EUR) Daily Cash Need Cash ST Investments Change (days)
2025 394 days €44.47 Billion €112.89 Million/day €- €2.97 Billion ▼ -30 days
2024 424 days €38.95 Billion €91.87 Million/day €- €9.32 Billion ▼ -11 days
2023 435 days €34.35 Billion €78.99 Million/day €- €9.88 Billion ▲ +19 days
2022 416 days €28.68 Billion €68.97 Million/day €- €7.41 Billion ▲ +30 days
2021 386 days €24.08 Billion €62.44 Million/day €- €4.34 Billion ▼ -275 days
2020 661 days €24.24 Billion €36.66 Million/day €- €8.13 Billion ▲ +130 days
2019 531 days €17.27 Billion €32.53 Million/day €- €2.94 Billion ▼ -196 days
2018 727 days €12.06 Billion €16.59 Million/day €- €2.77 Billion ▲ +220 days
2017 507 days €5.31 Billion €10.48 Million/day €- €201.76 Million ▲ +140 days
2016 367 days €3.14 Billion €8.55 Million/day €- €66.34 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)