StoneCo Ltd (0Q0) — Financial Flexibility Index

Latest as of December 2025: 0.02x

StoneCo Ltd (0Q0) has a Financial Flexibility Index of 0.02x as of December 2025. Free cash flow of €1.02 Billion (operating CF €710.15 Million minus capex €308.27 Million) represents 0% of total liabilities (€51.26 Billion). Check strategic asset allocation of StoneCo Ltd to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

€1.02 Billion
Operating CF − Capex

Total Liabilities

€51.26 Billion
EUR

Capital Expenditures

€308.27 Million
EUR

StoneCo Ltd Financial Flexibility Index (2016–2025)

Historical Financial Flexibility Index trend for StoneCo Ltd across 10 annual periods. See StoneCo Ltd working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for StoneCo Ltd (2016–2025)

Year-by-year free cash flow to debt coverage for StoneCo Ltd. For the full company profile including market capitalisation, see market value of StoneCo Ltd.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 0.04x €1.87 Billion €676.57 Million €51.26 Billion ▲ +166.6%
2024 -0.05x €-2.35 Billion €-3.62 Billion €42.99 Billion ▼ -165.1%
2023 0.08x €2.86 Billion €1.65 Billion €34.02 Billion ▲ +17.1%
2022 0.07x €2.10 Billion €1.68 Billion €29.30 Billion ▼ -56.5%
2021 0.16x €4.69 Billion €3.61 Billion €28.46 Billion ▲ +544.2%
2020 0.03x €428.62 Million €56.48 Million €16.76 Billion ▲ +115.0%
2019 -0.17x €-2.32 Billion €-2.65 Billion €13.63 Billion ▲ +38.7%
2018 -0.28x €-2.27 Billion €-2.42 Billion €8.20 Billion ▼ -49.3%
2017 -0.19x €-1.14 Billion €-1.28 Billion €6.15 Billion ▼ -34.1%
2016 -0.14x €-450.30 Million €-493.40 Million €3.25 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities