ING Groep N.V - Asset Resilience Ratio
ING Groep N.V (INNA) has an Asset Resilience Ratio of 5.07% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2017–2025)
This chart shows how ING Groep N.V's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down ING Groep N.V's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €53.42 Billion | 5.07% |
| Total Liquid Assets | €53.42 Billion | 5.07% |
Asset Resilience Insights
- Limited Liquidity: ING Groep N.V maintains only 5.07% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
ING Groep N.V Industry Peers by Asset Resilience Ratio
Compare ING Groep N.V's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
ING Groep NV
AS:INGA |
Banks - Diversified | 5.07% |
|
Banco de Valores SA
BA:VALO |
Banks - Diversified | 2.91% |
|
Westpac Banking Corporation
AU:WBCPI |
Banks - Diversified | 9.53% |
|
Commonwealth Bank of Australia
AU:CBA |
Banks - Diversified | -11.41% |
|
Westpac Banking Corporation
AU:WBC |
Banks - Diversified | 9.53% |
|
National Australia Bank Ltd
AU:NAB |
Banks - Diversified | 3.96% |
|
ANZ Group Holdings Ltd
AU:ANZ |
Banks - Diversified | -26.51% |
|
Royal Bank of Canada
TO:RY |
Banks - Diversified | 3.35% |
Annual Asset Resilience Ratio for ING Groep N.V (2017–2025)
The table below shows the annual Asset Resilience Ratio data for ING Groep N.V.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 5.07% | €53.42 Billion ≈ $62.46 Billion |
€1.05 Trillion ≈ $1.23 Trillion |
+0.68pp |
| 2024-12-31 | 4.39% | €44.78 Billion ≈ $52.35 Billion |
€1.02 Trillion ≈ $1.19 Trillion |
+0.27pp |
| 2023-12-31 | 4.12% | €40.17 Billion ≈ $46.96 Billion |
€975.58 Billion ≈ $1.14 Trillion |
+0.92pp |
| 2022-12-31 | 3.20% | €30.98 Billion ≈ $36.22 Billion |
€967.82 Billion ≈ $1.13 Trillion |
+0.07pp |
| 2021-12-31 | 3.13% | €29.80 Billion ≈ $34.84 Billion |
€951.29 Billion ≈ $1.11 Trillion |
-0.60pp |
| 2020-12-31 | 3.73% | €34.84 Billion ≈ $40.73 Billion |
€933.89 Billion ≈ $1.09 Trillion |
-0.15pp |
| 2019-12-31 | 3.88% | €34.47 Billion ≈ $40.30 Billion |
€888.52 Billion ≈ $1.04 Trillion |
+0.35pp |
| 2018-12-31 | 3.53% | €31.22 Billion ≈ $36.50 Billion |
€884.60 Billion ≈ $1.03 Trillion |
-4.73pp |
| 2017-12-31 | 8.26% | €69.73 Billion ≈ $81.52 Billion |
€843.88 Billion ≈ $986.58 Billion |
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About ING Groep N.V
ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. The company operates through five segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Wholesale Banking. It accepts current and savings accounts, as well as time deposits. The company also offers business lending products; SME loans; … Read more