Royal Bank of Canada - Asset Resilience Ratio

Latest as of October 2025: 3.35%

Royal Bank of Canada (RY) has an Asset Resilience Ratio of 3.35% as of October 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check strategic asset allocation of Royal Bank of Canada to assess the company's strategic physical and investment asset allocation.

Liquid Assets

CA$77.89 Billion

≈ $56.35 Billion USD Cash + Short-term Investments

Total Assets

CA$2.33 Trillion

≈ $1.68 Trillion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2006–2025)

This chart shows how Royal Bank of Canada's Asset Resilience Ratio has changed over time. See RY equity financing ratio to measure how much of total assets are equity-financed.

Liquid Assets Composition Over Time

This chart breaks down Royal Bank of Canada's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see RY market cap.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	CA$0.00	0%
Short-term Investments	CA$77.89 Billion	3.35%
Total Liquid Assets	CA$77.89 Billion	3.35%

Asset Resilience Insights

Limited Liquidity: Royal Bank of Canada maintains only 3.35% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Royal Bank of Canada Industry Peers by Asset Resilience Ratio

Compare Royal Bank of Canada's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
ING Groep N.V F:INNA	Banks - Diversified	5.22%
Banco de Valores SA BA:VALO	Banks - Diversified	2.91%
Westpac Banking Corporation AU:WBCPI	Banks - Diversified	9.53%
Commonwealth Bank of Australia AU:CBA	Banks - Diversified	-11.41%
Westpac Banking Corporation AU:WBC	Banks - Diversified	9.53%
National Australia Bank Ltd AU:NAB	Banks - Diversified	3.96%
ANZ Group Holdings Ltd AU:ANZ	Banks - Diversified	-26.51%
Toronto Dominion Bank TO:TD	Banks - Diversified	15.80%

Annual Asset Resilience Ratio for Royal Bank of Canada (2006–2025)

The table below shows the annual Asset Resilience Ratio data for Royal Bank of Canada.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-10-31	3.35%	CA$77.89 Billion ≈ $56.35 Billion	CA$2.33 Trillion ≈ $1.68 Trillion	+1.31pp
2024-10-31	2.04%	CA$44.38 Billion ≈ $32.11 Billion	CA$2.17 Trillion ≈ $1.57 Trillion	-1.89pp
2023-10-31	3.93%	CA$78.93 Billion ≈ $57.10 Billion	CA$2.01 Trillion ≈ $1.45 Trillion	+0.79pp
2022-10-31	3.14%	CA$60.19 Billion ≈ $43.54 Billion	CA$1.92 Trillion ≈ $1.39 Trillion	+0.94pp
2021-10-31	2.20%	CA$37.54 Billion ≈ $27.16 Billion	CA$1.71 Trillion ≈ $1.23 Trillion	-6.40pp
2020-10-31	8.60%	CA$139.74 Billion ≈ $101.09 Billion	CA$1.62 Trillion ≈ $1.18 Trillion	+1.43pp
2019-10-31	7.17%	CA$102.47 Billion ≈ $74.13 Billion	CA$1.43 Trillion ≈ $1.03 Trillion	+0.08pp
2018-10-31	7.09%	CA$94.61 Billion ≈ $68.44 Billion	CA$1.33 Trillion ≈ $965.53 Billion	-0.39pp
2017-10-31	7.48%	CA$90.72 Billion ≈ $65.63 Billion	CA$1.21 Trillion ≈ $877.36 Billion	-1.84pp
2016-10-31	9.32%	CA$110.05 Billion ≈ $79.61 Billion	CA$1.18 Trillion ≈ $853.78 Billion	+4.04pp
2015-10-31	5.29%	CA$56.80 Billion ≈ $41.09 Billion	CA$1.07 Trillion ≈ $777.07 Billion	-2.99pp
2014-10-31	8.28%	CA$77.85 Billion ≈ $56.32 Billion	CA$940.55 Billion ≈ $680.38 Billion	+0.00pp
2013-10-31	8.28%	CA$71.16 Billion ≈ $51.48 Billion	CA$859.75 Billion ≈ $621.93 Billion	+0.11pp
2012-10-31	8.16%	CA$67.37 Billion ≈ $48.73 Billion	CA$825.10 Billion ≈ $596.86 Billion	-0.76pp
2011-10-31	8.93%	CA$70.88 Billion ≈ $51.27 Billion	CA$793.83 Billion ≈ $574.25 Billion	-0.63pp
2010-10-31	9.56%	CA$69.44 Billion ≈ $50.23 Billion	CA$726.21 Billion ≈ $525.33 Billion	-1.13pp
2009-10-31	10.69%	CA$70.04 Billion ≈ $50.67 Billion	CA$654.99 Billion ≈ $473.81 Billion	+0.77pp
2008-10-31	9.92%	CA$71.83 Billion ≈ $51.96 Billion	CA$723.86 Billion ≈ $523.63 Billion	+1.28pp
2007-10-31	8.64%	CA$51.87 Billion ≈ $37.52 Billion	CA$600.35 Billion ≈ $434.28 Billion	+2.59pp
2006-10-31	6.05%	CA$32.45 Billion ≈ $23.47 Billion	CA$536.78 Billion ≈ $388.30 Billion	--

pp = percentage points

About Royal Bank of Canada

TO:RY Canada Banks - Diversified

Market Cap

$288.78 Billion

CA$399.20 Billion CAD

Market Cap Rank

#58 Global

#1 in Canada

Share Price

CA$285.10

Change (1 day)

+0.66%

52-Week Range

CA$174.67 - CA$285.10

All Time High

CA$285.10