Royal Bank of Canada Asset Resilience Ratio
Royal Bank of Canada asset resilience ratio. Royal Bank of Canada (RY) has an Asset Resilience Ratio of 11.75% as of July 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See RY defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Royal Bank of Canada (2006–2025)
Asset resilience ratio of Royal Bank of Canada from 2006 to 2025. This chart shows how Royal Bank of Canada's Asset Resilience Ratio has changed over time. Read how much debt does Royal Bank of Canada carry for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Royal Bank of Canada's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Royal Bank of Canada balance sheet assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CA$0.00 | 0% |
| Short-term Investments | CA$293.68 Billion | 11.75% |
| Total Liquid Assets | CA$293.68 Billion | 11.75% |
Asset Resilience Insights
- Moderate Liquidity: Royal Bank of Canada has 11.75% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Royal Bank of Canada Industry Peers by Asset Resilience Ratio
Compare Royal Bank of Canada's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Nova Scotia
TO:BNS |
Banks - Diversified | 8.30% |
|
The Bank of New York Mellon Corporation
NYSE:BNY |
Banks - Diversified | 36.03% |
|
Firstrand Ltd
JSE:FSR |
Banks - Diversified | -1.86% |
|
Banco de Valores SA
BA:VALO |
Banks - Diversified | 2.91% |
|
Westpac Banking Corporation
AU:WBCPI |
Banks - Diversified | 9.53% |
|
Commonwealth Bank of Australia
AU:CBA |
Banks - Diversified | -11.41% |
|
National Australia Bank Ltd
AU:NAB |
Banks - Diversified | 3.96% |
|
Westpac Banking Corporation
AU:WBC |
Banks - Diversified | 9.53% |
Royal Bank of Canada Asset Resilience Ratio by Year (2006–2025)
Royal Bank of Canada asset resilience ratio by year from 2006 to 2025. The table below shows the annual Asset Resilience Ratio data for Royal Bank of Canada.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-10-31 | 3.35% | CA$77.89 Billion ≈ $56.35 Billion |
CA$2.33 Trillion ≈ $1.68 Trillion |
+1.31pp |
| 2024-10-31 | 2.04% | CA$44.38 Billion ≈ $32.11 Billion |
CA$2.17 Trillion ≈ $1.57 Trillion |
-1.89pp |
| 2023-10-31 | 3.93% | CA$78.93 Billion ≈ $57.10 Billion |
CA$2.01 Trillion ≈ $1.45 Trillion |
+0.79pp |
| 2022-10-31 | 3.14% | CA$60.19 Billion ≈ $43.54 Billion |
CA$1.92 Trillion ≈ $1.39 Trillion |
+0.94pp |
| 2021-10-31 | 2.20% | CA$37.54 Billion ≈ $27.16 Billion |
CA$1.71 Trillion ≈ $1.23 Trillion |
-6.40pp |
| 2020-10-31 | 8.60% | CA$139.74 Billion ≈ $101.09 Billion |
CA$1.62 Trillion ≈ $1.18 Trillion |
+1.43pp |
| 2019-10-31 | 7.17% | CA$102.47 Billion ≈ $74.13 Billion |
CA$1.43 Trillion ≈ $1.03 Trillion |
+0.08pp |
| 2018-10-31 | 7.09% | CA$94.61 Billion ≈ $68.44 Billion |
CA$1.33 Trillion ≈ $965.53 Billion |
-0.39pp |
| 2017-10-31 | 7.48% | CA$90.72 Billion ≈ $65.63 Billion |
CA$1.21 Trillion ≈ $877.36 Billion |
-1.84pp |
| 2016-10-31 | 9.32% | CA$110.05 Billion ≈ $79.61 Billion |
CA$1.18 Trillion ≈ $853.78 Billion |
+4.04pp |
| 2015-10-31 | 5.29% | CA$56.80 Billion ≈ $41.09 Billion |
CA$1.07 Trillion ≈ $777.07 Billion |
-2.99pp |
| 2014-10-31 | 8.28% | CA$77.85 Billion ≈ $56.32 Billion |
CA$940.55 Billion ≈ $680.38 Billion |
+0.00pp |
| 2013-10-31 | 8.28% | CA$71.16 Billion ≈ $51.48 Billion |
CA$859.75 Billion ≈ $621.93 Billion |
+0.11pp |
| 2012-10-31 | 8.16% | CA$67.37 Billion ≈ $48.73 Billion |
CA$825.10 Billion ≈ $596.86 Billion |
-0.76pp |
| 2011-10-31 | 8.93% | CA$70.88 Billion ≈ $51.27 Billion |
CA$793.83 Billion ≈ $574.25 Billion |
-0.63pp |
| 2010-10-31 | 9.56% | CA$69.44 Billion ≈ $50.23 Billion |
CA$726.21 Billion ≈ $525.33 Billion |
-1.13pp |
| 2009-10-31 | 10.69% | CA$70.04 Billion ≈ $50.67 Billion |
CA$654.99 Billion ≈ $473.81 Billion |
+0.77pp |
| 2008-10-31 | 9.92% | CA$71.83 Billion ≈ $51.96 Billion |
CA$723.86 Billion ≈ $523.63 Billion |
+1.28pp |
| 2007-10-31 | 8.64% | CA$51.87 Billion ≈ $37.52 Billion |
CA$600.35 Billion ≈ $434.28 Billion |
+2.59pp |
| 2006-10-31 | 6.05% | CA$32.45 Billion ≈ $23.47 Billion |
CA$536.78 Billion ≈ $388.30 Billion |
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About Royal Bank of Canada
Royal Bank of Canada operates as a diversified financial service company worldwide. Its Personal Banking segment offers home equity financing, personal lending, chequing and savings accounts, private banking, auto financing, mutual funds, GICs, credit cards, and payment products and solutions. The company's Commercial Banking segments provides lending, deposit and transaction banking products and… Read more