Royal Bank of Canada - Asset Resilience Ratio
Royal Bank of Canada (RY) has an Asset Resilience Ratio of 11.75% as of July 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital position of Royal Bank of Canada to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2006–2025)
This chart shows how Royal Bank of Canada's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see RY asset base.
Liquid Assets Composition Over Time
This chart breaks down Royal Bank of Canada's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Royal Bank of Canada long-term investment allocation to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | CA$0.00 | 0% |
| Short-term Investments | CA$293.68 Billion | 11.75% |
| Total Liquid Assets | CA$293.68 Billion | 11.75% |
Asset Resilience Insights
- Moderate Liquidity: Royal Bank of Canada has 11.75% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Royal Bank of Canada Industry Peers by Asset Resilience Ratio
Compare Royal Bank of Canada's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
ING Groep NV
AS:INGA |
Banks - Diversified | 5.07% |
|
Banco de Valores SA
BA:VALO |
Banks - Diversified | 2.91% |
|
Westpac Banking Corporation
AU:WBCPI |
Banks - Diversified | 9.53% |
|
Commonwealth Bank of Australia
AU:CBA |
Banks - Diversified | -11.41% |
|
Westpac Banking Corporation
AU:WBC |
Banks - Diversified | 9.53% |
|
National Australia Bank Ltd
AU:NAB |
Banks - Diversified | 3.96% |
|
ANZ Group Holdings Ltd
AU:ANZ |
Banks - Diversified | -26.51% |
|
Toronto Dominion Bank
TO:TD |
Banks - Diversified | 15.17% |
Annual Asset Resilience Ratio for Royal Bank of Canada (2006–2025)
The table below shows the annual Asset Resilience Ratio data for Royal Bank of Canada.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-10-31 | 3.35% | CA$77.89 Billion ≈ $56.35 Billion |
CA$2.33 Trillion ≈ $1.68 Trillion |
+1.31pp |
| 2024-10-31 | 2.04% | CA$44.38 Billion ≈ $32.11 Billion |
CA$2.17 Trillion ≈ $1.57 Trillion |
-1.89pp |
| 2023-10-31 | 3.93% | CA$78.93 Billion ≈ $57.10 Billion |
CA$2.01 Trillion ≈ $1.45 Trillion |
+0.79pp |
| 2022-10-31 | 3.14% | CA$60.19 Billion ≈ $43.54 Billion |
CA$1.92 Trillion ≈ $1.39 Trillion |
+0.94pp |
| 2021-10-31 | 2.20% | CA$37.54 Billion ≈ $27.16 Billion |
CA$1.71 Trillion ≈ $1.23 Trillion |
-6.40pp |
| 2020-10-31 | 8.60% | CA$139.74 Billion ≈ $101.09 Billion |
CA$1.62 Trillion ≈ $1.18 Trillion |
+1.43pp |
| 2019-10-31 | 7.17% | CA$102.47 Billion ≈ $74.13 Billion |
CA$1.43 Trillion ≈ $1.03 Trillion |
+0.08pp |
| 2018-10-31 | 7.09% | CA$94.61 Billion ≈ $68.44 Billion |
CA$1.33 Trillion ≈ $965.53 Billion |
-0.39pp |
| 2017-10-31 | 7.48% | CA$90.72 Billion ≈ $65.63 Billion |
CA$1.21 Trillion ≈ $877.36 Billion |
-1.84pp |
| 2016-10-31 | 9.32% | CA$110.05 Billion ≈ $79.61 Billion |
CA$1.18 Trillion ≈ $853.78 Billion |
+4.04pp |
| 2015-10-31 | 5.29% | CA$56.80 Billion ≈ $41.09 Billion |
CA$1.07 Trillion ≈ $777.07 Billion |
-2.99pp |
| 2014-10-31 | 8.28% | CA$77.85 Billion ≈ $56.32 Billion |
CA$940.55 Billion ≈ $680.38 Billion |
+0.00pp |
| 2013-10-31 | 8.28% | CA$71.16 Billion ≈ $51.48 Billion |
CA$859.75 Billion ≈ $621.93 Billion |
+0.11pp |
| 2012-10-31 | 8.16% | CA$67.37 Billion ≈ $48.73 Billion |
CA$825.10 Billion ≈ $596.86 Billion |
-0.76pp |
| 2011-10-31 | 8.93% | CA$70.88 Billion ≈ $51.27 Billion |
CA$793.83 Billion ≈ $574.25 Billion |
-0.63pp |
| 2010-10-31 | 9.56% | CA$69.44 Billion ≈ $50.23 Billion |
CA$726.21 Billion ≈ $525.33 Billion |
-1.13pp |
| 2009-10-31 | 10.69% | CA$70.04 Billion ≈ $50.67 Billion |
CA$654.99 Billion ≈ $473.81 Billion |
+0.77pp |
| 2008-10-31 | 9.92% | CA$71.83 Billion ≈ $51.96 Billion |
CA$723.86 Billion ≈ $523.63 Billion |
+1.28pp |
| 2007-10-31 | 8.64% | CA$51.87 Billion ≈ $37.52 Billion |
CA$600.35 Billion ≈ $434.28 Billion |
+2.59pp |
| 2006-10-31 | 6.05% | CA$32.45 Billion ≈ $23.47 Billion |
CA$536.78 Billion ≈ $388.30 Billion |
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About Royal Bank of Canada
Royal Bank of Canada operates as a diversified financial service company worldwide. Its Personal Banking segment offers home equity financing, personal lending, chequing and savings accounts, private banking, auto financing, mutual funds, GICs, credit cards, and payment products and solutions. The company's Commercial Banking segments provides lending, deposit and transaction banking products and… Read more