Bank Panin Syariah Tbk
PT Bank Panin Dubai Syariah Tbk operates as a sharia commercial bank for retail, commercial, and corporate customers in Indonesia. It accepts demand, time, current, savings, and other forms of deposits. The company offers working capital, house financing, investment, multi-service, and other financing services, as well as cash management, guarantees, clearing, real time gross settlement, transfer… Read more
Bank Panin Syariah Tbk - Asset Resilience Ratio
Bank Panin Syariah Tbk (PNBS) has an Asset Resilience Ratio of 3.32% as of December 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2008–2019)
This chart shows how Bank Panin Syariah Tbk's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Bank Panin Syariah Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 0% |
| Short-term Investments | Rp370.00 Billion | 3.32% |
| Total Liquid Assets | Rp370.00 Billion | 3.32% |
Asset Resilience Insights
- Limited Liquidity: Bank Panin Syariah Tbk maintains only 3.32% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bank Panin Syariah Tbk Industry Peers by Asset Resilience Ratio
Compare Bank Panin Syariah Tbk's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001 |
Banks - Regional | -6.06% |
|
Bank of Ningbo Co Ltd
SHE:002142 |
Banks - Regional | 6.40% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank of Suzhou
SHE:002966 |
Banks - Regional | -8.31% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Industrial Bank Of Korea
KO:024110 |
Banks - Regional | 4.07% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
PT Bank Sinarmas Tbk
F:08S |
Banks - Regional | 3.70% |
Annual Asset Resilience Ratio for Bank Panin Syariah Tbk (2008–2019)
The table below shows the annual Asset Resilience Ratio data for Bank Panin Syariah Tbk.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2019-12-31 | 3.32% | Rp370.00 Billion | Rp11.14 Trillion | -1.40pp |
| 2018-12-31 | 4.72% | Rp413.88 Billion | Rp8.77 Trillion | +2.69pp |
| 2017-12-31 | 2.03% | Rp175.00 Billion | Rp8.63 Trillion | -1.97pp |
| 2016-12-31 | 4.00% | Rp350.00 Billion | Rp8.76 Trillion | -10.66pp |
| 2015-12-31 | 14.66% | Rp1.05 Trillion | Rp7.13 Trillion | -5.18pp |
| 2014-12-31 | 19.84% | Rp1.23 Trillion | Rp6.21 Trillion | -11.69pp |
| 2013-12-31 | 31.53% | Rp1.28 Trillion | Rp4.05 Trillion | +28.76pp |
| 2012-12-31 | 2.77% | Rp59.26 Billion | Rp2.14 Trillion | +1.03pp |
| 2011-12-31 | 1.74% | Rp17.70 Billion | Rp1.02 Trillion | -1.51pp |
| 2010-12-31 | 3.25% | Rp14.91 Billion | Rp458.71 Billion | +3.14pp |
| 2009-12-31 | 0.11% | Rp175.03 Million | Rp161.65 Billion | -70.61pp |
| 2008-12-31 | 70.71% | Rp147.61 Billion | Rp208.75 Billion | -- |