Bank Panin Syariah Tbk (PNBS) - Total Assets
Based on the latest financial reports, Bank Panin Syariah Tbk (PNBS) holds total assets worth Rp19.72 Trillion IDR (≈ $1.16 Billion USD) as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore PNBS debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Bank Panin Syariah Tbk - Total Assets Trend (2008–2025)
This chart illustrates how Bank Panin Syariah Tbk's total assets have evolved over time, based on quarterly financial data. See PNBS net assets for net asset value and shareholders' equity analysis.
Bank Panin Syariah Tbk - Asset Composition Analysis
Current Asset Composition (December 2025)
Bank Panin Syariah Tbk's total assets of Rp19.72 Trillion consist of 7.4% current assets and 92.6% non-current assets.
| Asset Category | Amount (IDR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 7.4% |
| Accounts Receivable | Rp0.00 | 0.0% |
| Inventory | Rp0.00 | 0.0% |
| Property, Plant & Equipment | Rp299.54 Billion | 1.6% |
| Intangible Assets | Rp24.43 Billion | 0.1% |
| Goodwill | Rp0.00 | 0.0% |
Asset Composition Trend (2008–2025)
This chart illustrates how Bank Panin Syariah Tbk's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see PNBS market cap overview.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Bank Panin Syariah Tbk's current assets represent 7.4% of total assets in 2025, an increase from 0.0% in 2008.
- Cash Position: Cash and equivalents constituted 7.4% of total assets in 2025, up from 0.8% in 2008.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2008.
- Asset Diversification: The largest asset category is property, plant & equipment at 1.6% of total assets.
Bank Panin Syariah Tbk Competitors by Total Assets
Key competitors of Bank Panin Syariah Tbk based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK
|
Germany | €1.48 Trillion |
|
Regions Financial Corporation
NYSE:RF
|
USA | $160.74 Billion |
|
Bank of Hangzhou Co Ltd
SHG:600926
|
China | CN¥2.44 Trillion |
|
Banco Santander Chile
SN:BSANTANDER
|
Chile | CL$69.90 Trillion |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
|
Mexico | MX$860.26 Billion |
|
SpareBank 1 Sør-Norge ASA
OL:SB1NO
|
Norway | Nkr519.43 Billion |
|
Synovus Financial Corp
NYSE:SNV
|
USA | $60.49 Billion |
|
Bank of Queensland Ltd
AU:BOQ
|
Australia | AU$98.30 Billion |
Bank Panin Syariah Tbk - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 32.88 | 0.11 | 2.13 |
| Quick Ratio | 32.88 | 0.11 | 0.26 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Rp1.37 Trillion | Rp-12.06 Trillion | Rp650.37 Billion |
Bank Panin Syariah Tbk - Advanced Valuation Insights
This section examines the relationship between Bank Panin Syariah Tbk's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.66 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 13.8% |
| Total Assets | Rp19.12 Trillion |
| Market Capitalization | $113.72 Million USD |
Valuation Analysis
Below Book Valuation: The market values Bank Panin Syariah Tbk's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Bank Panin Syariah Tbk's assets grew by 13.8% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Bank Panin Syariah Tbk (2008–2025)
The table below shows the annual total assets of Bank Panin Syariah Tbk from 2008 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | Rp19.12 Trillion ≈ $1.12 Billion |
+13.81% |
| 2024-12-31 | Rp16.80 Trillion ≈ $984.25 Million |
-3.05% |
| 2023-12-31 | Rp17.33 Trillion ≈ $1.02 Billion |
+17.13% |
| 2022-12-31 | Rp14.79 Trillion ≈ $866.74 Million |
+2.54% |
| 2021-12-31 | Rp14.43 Trillion ≈ $845.31 Million |
+27.64% |
| 2020-12-31 | Rp11.30 Trillion ≈ $662.26 Million |
+1.49% |
| 2019-12-31 | Rp11.14 Trillion ≈ $652.52 Million |
+26.96% |
| 2018-12-31 | Rp8.77 Trillion ≈ $513.95 Million |
+1.64% |
| 2017-12-31 | Rp8.63 Trillion ≈ $505.64 Million |
-1.47% |
| 2016-12-31 | Rp8.76 Trillion ≈ $513.18 Million |
+22.76% |
| 2015-12-31 | Rp7.13 Trillion ≈ $418.04 Million |
+14.95% |
| 2014-12-31 | Rp6.21 Trillion ≈ $363.68 Million |
+53.15% |
| 2013-12-31 | Rp4.05 Trillion ≈ $237.46 Million |
+89.33% |
| 2012-12-31 | Rp2.14 Trillion ≈ $125.42 Million |
+110.12% |
| 2011-12-31 | Rp1.02 Trillion ≈ $59.69 Million |
+122.07% |
| 2010-12-31 | Rp458.71 Billion ≈ $26.88 Million |
+183.77% |
| 2009-12-31 | Rp161.65 Billion ≈ $9.47 Million |
-22.56% |
| 2008-12-31 | Rp208.75 Billion ≈ $12.23 Million |
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About Bank Panin Syariah Tbk
PT Bank Panin Dubai Syariah Tbk operates as a sharia commercial bank for retail, commercial, and corporate customers in Indonesia. The company accepts demand, time, current, savings, certificate of deposits, and other forms of deposits. It also provides working capital, investment, and consumer finance; and multi-services, as well as transfer, and ATM services. It operates through a network of br… Read more