Bank Panin Syariah Tbk (PNBS) - Cash Flow Conversion Efficiency

Latest as of June 2026: 0.030x

Based on the latest financial reports, Bank Panin Syariah Tbk (PNBS) has a cash flow conversion efficiency ratio of 0.030x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rp90.41 Billion ≈ $5.30 Million USD) by net assets (Rp3.01 Trillion ≈ $176.32 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see PNBS market cap overview for the company's overall valuation and market capitalisation.

Bank Panin Syariah Tbk - Cash Flow Conversion Efficiency Trend (2009–2025)

This chart illustrates how Bank Panin Syariah Tbk's cash flow conversion efficiency has evolved over time, based on yearly financial data.

Bank Panin Syariah Tbk Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bank Panin Syariah Tbk ranked by their cash flow conversion efficiency. Explore PNBS cash to earnings ratio to measure how well operating cash flow supports reported net income.

Company	Cash Flow Conversion Efficiency
San Juan Basin Royalty Trust NYSE:SJT	-0.201x
Sunspring Metal Corp TW:2062	0.035x
United Recommend International Co Ltd TWO:5321	0.167x
CTW Cayman Class A Ordinary Shares NASDAQ:CTW	-0.089x
Buligo Capital Ltd TA:BLGO	-0.137x
Topower Co Ltd TWO:3226	0.035x
The E&M Co. Ltd KQ:089230	-0.116x
Rupa & Company Limited NSE:RUPA	0.023x

Annual Cash Flow Conversion Efficiency for Bank Panin Syariah Tbk (2009–2025)

The table below shows the annual cash flow conversion efficiency of Bank Panin Syariah Tbk from 2009 to 2025. View PNBS share price today for real-time trading data and today's change.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	Rp2.97 Trillion ≈ $174.14 Million	Rp3.64 Trillion ≈ $213.24 Million	1.225x	+539.74%
2024-12-31	Rp2.85 Trillion ≈ $167.13 Million	Rp-794.28 Billion ≈ $-46.54 Million	-0.278x	-181.66%
2023-12-31	Rp2.77 Trillion ≈ $162.39 Million	Rp945.03 Billion ≈ $55.37 Million	0.341x	+283.46%
2022-12-31	Rp2.51 Trillion ≈ $146.81 Million	Rp-465.67 Billion ≈ $-27.29 Million	-0.186x	-489.88%
2021-12-31	Rp14.42 Trillion ≈ $844.93 Million	Rp687.41 Billion ≈ $40.28 Million	0.048x	+133.49%
2020-12-31	Rp11.30 Trillion ≈ $662.01 Million	Rp-1.61 Trillion ≈ $-94.24 Million	-0.142x	-399.11%
2019-12-31	Rp1.69 Trillion ≈ $99.29 Million	Rp80.65 Billion ≈ $4.73 Million	0.048x	+105.86%
2018-12-31	Rp1.67 Trillion ≈ $97.77 Million	Rp-1.36 Trillion ≈ $-79.46 Million	-0.813x	-186.27%
2017-12-31	Rp274.20 Billion ≈ $16.07 Million	Rp258.34 Billion ≈ $15.14 Million	0.942x	+525.09%
2016-12-31	Rp1.19 Trillion ≈ $69.61 Million	Rp-263.29 Billion ≈ $-15.43 Million	-0.222x	-45.84%
2015-12-31	Rp1.16 Trillion ≈ $67.71 Million	Rp-175.60 Billion ≈ $-10.29 Million	-0.152x	+68.23%
2014-12-31	Rp1.07 Trillion ≈ $62.79 Million	Rp-512.53 Billion ≈ $-30.03 Million	-0.478x	-130.32%
2013-12-31	Rp525.80 Billion ≈ $30.81 Million	Rp829.33 Billion ≈ $48.60 Million	1.577x	+211.43%
2012-12-31	Rp491.57 Billion ≈ $28.80 Million	Rp248.96 Billion ≈ $14.59 Million	0.506x	+204.98%
2011-12-31	Rp454.41 Billion ≈ $26.63 Million	Rp-219.23 Billion ≈ $-12.85 Million	-0.482x	+67.76%
2010-12-31	Rp143.38 Billion ≈ $8.40 Million	Rp-214.54 Billion ≈ $-12.57 Million	-1.496x	-50.64%
2009-12-31	Rp150.55 Billion ≈ $8.82 Million	Rp-149.55 Billion ≈ $-8.76 Million	-0.993x	--

About Bank Panin Syariah Tbk

JK:PNBS Indonesia Banks - Regional

Market Cap

$113.72 Million

Rp1.94 Trillion IDR

Market Cap Rank

#18772 Global

#318 in Indonesia

Share Price

Rp50.00

Change (1 day)

+0.00%

52-Week Range

Rp50.00 - Rp61.00

All Time High

Rp250.00