Bank Panin Syariah Tbk Cash Flow Conversion Efficiency

Latest as of June 2026: 0.030x

Bank Panin Syariah Tbk cash flow conversion efficiency. Based on the latest financial reports, Bank Panin Syariah Tbk (PNBS) has a cash flow conversion efficiency ratio of 0.030x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rp90.41 Billion ≈ $5.30 Million USD) by net assets (Rp3.01 Trillion ≈ $176.32 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Cash Flow Conversion Efficiency of Bank Panin Syariah Tbk (2009–2025)

Cash flow conversion efficiency of Bank Panin Syariah Tbk from 2009 to 2025. This chart illustrates how Bank Panin Syariah Tbk's cash flow conversion efficiency has evolved over time, based on yearly financial data. View PNBS live share price for real-time trading data and today's change.

Bank Panin Syariah Tbk Cash Flow Conversion Ratio Explained

Bank Panin Syariah Tbk cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.

Bank Panin Syariah Tbk Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bank Panin Syariah Tbk ranked by their cash flow conversion efficiency. Also see market value of Bank Panin Syariah Tbk for the company's overall valuation and market capitalisation.

Company	Cash Flow Conversion Efficiency
EDAG Engineering Group AG XETRA:ED4	0.052x
Desa Deri Sanayi ve Ticaret AS IS:DESA	0.145x
Naim Holdings Bhd KLSE:5073	0.007x
Celxpert Energy TWO:3323	0.025x
Chasys KO:033250	0.076x
Choppies Enterprises Ltd JSE:CHP	0.880x
Demco Public Company Limited BK:DEMCO	-0.004x
Ilyang Pharmaceutical Co.,Ltd KO:007575	-0.026x

Annual Cash Flow Conversion Efficiency for Bank Panin Syariah Tbk (2009–2025)

The table below shows the annual cash flow conversion efficiency of Bank Panin Syariah Tbk from 2009 to 2025. Review Bank Panin Syariah Tbk (PNBS) FCF generation index to assess how much free cash flow the company generates relative to operating cash flow.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	Rp2.97 Trillion ≈ $174.14 Million	Rp3.64 Trillion ≈ $213.24 Million	1.225x	+539.74%
2024-12-31	Rp2.85 Trillion ≈ $167.13 Million	Rp-794.28 Billion ≈ $-46.54 Million	-0.278x	-181.66%
2023-12-31	Rp2.77 Trillion ≈ $162.39 Million	Rp945.03 Billion ≈ $55.37 Million	0.341x	+283.46%
2022-12-31	Rp2.51 Trillion ≈ $146.81 Million	Rp-465.67 Billion ≈ $-27.29 Million	-0.186x	-489.88%
2021-12-31	Rp14.42 Trillion ≈ $844.93 Million	Rp687.41 Billion ≈ $40.28 Million	0.048x	+133.49%
2020-12-31	Rp11.30 Trillion ≈ $662.01 Million	Rp-1.61 Trillion ≈ $-94.24 Million	-0.142x	-399.11%
2019-12-31	Rp1.69 Trillion ≈ $99.29 Million	Rp80.65 Billion ≈ $4.73 Million	0.048x	+105.86%
2018-12-31	Rp1.67 Trillion ≈ $97.77 Million	Rp-1.36 Trillion ≈ $-79.46 Million	-0.813x	-186.27%
2017-12-31	Rp274.20 Billion ≈ $16.07 Million	Rp258.34 Billion ≈ $15.14 Million	0.942x	+525.09%
2016-12-31	Rp1.19 Trillion ≈ $69.61 Million	Rp-263.29 Billion ≈ $-15.43 Million	-0.222x	-45.84%
2015-12-31	Rp1.16 Trillion ≈ $67.71 Million	Rp-175.60 Billion ≈ $-10.29 Million	-0.152x	+68.23%
2014-12-31	Rp1.07 Trillion ≈ $62.79 Million	Rp-512.53 Billion ≈ $-30.03 Million	-0.478x	-130.32%
2013-12-31	Rp525.80 Billion ≈ $30.81 Million	Rp829.33 Billion ≈ $48.60 Million	1.577x	+211.43%
2012-12-31	Rp491.57 Billion ≈ $28.80 Million	Rp248.96 Billion ≈ $14.59 Million	0.506x	+204.98%
2011-12-31	Rp454.41 Billion ≈ $26.63 Million	Rp-219.23 Billion ≈ $-12.85 Million	-0.482x	+67.76%
2010-12-31	Rp143.38 Billion ≈ $8.40 Million	Rp-214.54 Billion ≈ $-12.57 Million	-1.496x	-50.64%
2009-12-31	Rp150.55 Billion ≈ $8.82 Million	Rp-149.55 Billion ≈ $-8.76 Million	-0.993x	--

About Bank Panin Syariah Tbk

JK:PNBS Indonesia Banks - Regional

Market Cap

$84.15 Million

Rp1.44 Trillion IDR

Market Cap Rank

#19670 Global

#329 in Indonesia

Share Price

Rp37.00

Change (1 day)

-2.63%

52-Week Range

Rp35.00 - Rp61.00

All Time High

Rp250.00