Bank Panin Syariah Tbk (PNBS) - Cash Flow Conversion Efficiency

Latest as of March 2026: -0.084x

Based on the latest financial reports, Bank Panin Syariah Tbk (PNBS) has a cash flow conversion efficiency ratio of -0.084x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rp-253.79 Billion ≈ $-14.87 Million USD) by net assets (Rp3.00 Trillion ≈ $176.06 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Bank Panin Syariah Tbk (PNBS) net asset quality to measure how much of total assets are equity-financed.

Bank Panin Syariah Tbk - Cash Flow Conversion Efficiency Trend (2009–2025)

This chart illustrates how Bank Panin Syariah Tbk's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Bank Panin Syariah Tbk cash earnings quality to evaluate the quality of earnings relative to operating cash generation.

Bank Panin Syariah Tbk Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bank Panin Syariah Tbk ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Hiap Teck Venture Bhd KLSE:5072	-0.002x
King Chou Marine Technology Co Ltd TWO:4417	0.050x
UniTest Incorporation KQ:086390	-0.085x
Endava plc F:2Y5	0.050x
TEMC Co. Ltd. KQ:425040	-0.021x
Golconda Gold Ltd. V:GG	0.075x
Prizma Pres Matbaacilik Yayincilik Sanayi ve Ticaret AS IS:PRZMA	0.007x
Indonesia Fibreboard Industry PT JK:IFII	0.005x

Annual Cash Flow Conversion Efficiency for Bank Panin Syariah Tbk (2009–2025)

The table below shows the annual cash flow conversion efficiency of Bank Panin Syariah Tbk from 2009 to 2025. For the full company profile with market capitalisation and key ratios, see how much is Bank Panin Syariah Tbk worth.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	Rp2.97 Trillion ≈ $174.14 Million	Rp3.64 Trillion ≈ $213.24 Million	1.225x	+539.74%
2024-12-31	Rp2.85 Trillion ≈ $167.13 Million	Rp-794.28 Billion ≈ $-46.54 Million	-0.278x	-181.66%
2023-12-31	Rp2.77 Trillion ≈ $162.39 Million	Rp945.03 Billion ≈ $55.37 Million	0.341x	+283.46%
2022-12-31	Rp2.51 Trillion ≈ $146.81 Million	Rp-465.67 Billion ≈ $-27.29 Million	-0.186x	-489.88%
2021-12-31	Rp14.42 Trillion ≈ $844.93 Million	Rp687.41 Billion ≈ $40.28 Million	0.048x	+133.49%
2020-12-31	Rp11.30 Trillion ≈ $662.01 Million	Rp-1.61 Trillion ≈ $-94.24 Million	-0.142x	-399.11%
2019-12-31	Rp1.69 Trillion ≈ $99.29 Million	Rp80.65 Billion ≈ $4.73 Million	0.048x	+105.86%
2018-12-31	Rp1.67 Trillion ≈ $97.77 Million	Rp-1.36 Trillion ≈ $-79.46 Million	-0.813x	-186.27%
2017-12-31	Rp274.20 Billion ≈ $16.07 Million	Rp258.34 Billion ≈ $15.14 Million	0.942x	+525.09%
2016-12-31	Rp1.19 Trillion ≈ $69.61 Million	Rp-263.29 Billion ≈ $-15.43 Million	-0.222x	-45.84%
2015-12-31	Rp1.16 Trillion ≈ $67.71 Million	Rp-175.60 Billion ≈ $-10.29 Million	-0.152x	+68.23%
2014-12-31	Rp1.07 Trillion ≈ $62.79 Million	Rp-512.53 Billion ≈ $-30.03 Million	-0.478x	-130.32%
2013-12-31	Rp525.80 Billion ≈ $30.81 Million	Rp829.33 Billion ≈ $48.60 Million	1.577x	+211.43%
2012-12-31	Rp491.57 Billion ≈ $28.80 Million	Rp248.96 Billion ≈ $14.59 Million	0.506x	+204.98%
2011-12-31	Rp454.41 Billion ≈ $26.63 Million	Rp-219.23 Billion ≈ $-12.85 Million	-0.482x	+67.76%
2010-12-31	Rp143.38 Billion ≈ $8.40 Million	Rp-214.54 Billion ≈ $-12.57 Million	-1.496x	-50.64%
2009-12-31	Rp150.55 Billion ≈ $8.82 Million	Rp-149.55 Billion ≈ $-8.76 Million	-0.993x	--

About Bank Panin Syariah Tbk

JK:PNBS Indonesia Banks - Regional

Market Cap

$113.72 Million

Rp1.94 Trillion IDR

Market Cap Rank

#18642 Global

#307 in Indonesia

Share Price

Rp50.00

Change (1 day)

+0.00%

52-Week Range

Rp50.00 - Rp61.00

All Time High

Rp250.00