Bank Panin Syariah Tbk - Asset Resilience Ratio
Bank Panin Syariah Tbk (PNBS) has an Asset Resilience Ratio of 3.32% as of December 2019. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read PNBS total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2008–2019)
This chart shows how Bank Panin Syariah Tbk's Asset Resilience Ratio has changed over time. See Bank Panin Syariah Tbk book value and equity for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Bank Panin Syariah Tbk's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Bank Panin Syariah Tbk market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 0% |
| Short-term Investments | Rp370.00 Billion | 3.32% |
| Total Liquid Assets | Rp370.00 Billion | 3.32% |
Asset Resilience Insights
- Limited Liquidity: Bank Panin Syariah Tbk maintains only 3.32% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bank Panin Syariah Tbk Industry Peers by Asset Resilience Ratio
Compare Bank Panin Syariah Tbk's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.65% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
|
RMB Holdings Ltd
JSE:RMH |
Banks - Regional | 20.83% |
|
Bank Tabungan Pensiunan Nasional Syariah PT
JK:BTPS |
Banks - Regional | 44.92% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Bank Panin Syariah Tbk (2008–2019)
The table below shows the annual Asset Resilience Ratio data for Bank Panin Syariah Tbk.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2019-12-31 | 3.32% | Rp370.00 Billion ≈ $21.68 Million |
Rp11.14 Trillion ≈ $652.52 Million |
-1.40pp |
| 2018-12-31 | 4.72% | Rp413.88 Billion ≈ $24.25 Million |
Rp8.77 Trillion ≈ $513.95 Million |
+2.69pp |
| 2017-12-31 | 2.03% | Rp175.00 Billion ≈ $10.25 Million |
Rp8.63 Trillion ≈ $505.64 Million |
-1.97pp |
| 2016-12-31 | 4.00% | Rp350.00 Billion ≈ $20.51 Million |
Rp8.76 Trillion ≈ $513.18 Million |
-10.66pp |
| 2015-12-31 | 14.66% | Rp1.05 Trillion ≈ $61.29 Million |
Rp7.13 Trillion ≈ $418.04 Million |
-5.18pp |
| 2014-12-31 | 19.84% | Rp1.23 Trillion ≈ $72.16 Million |
Rp6.21 Trillion ≈ $363.68 Million |
-11.69pp |
| 2013-12-31 | 31.53% | Rp1.28 Trillion ≈ $74.88 Million |
Rp4.05 Trillion ≈ $237.46 Million |
+28.76pp |
| 2012-12-31 | 2.77% | Rp59.26 Billion ≈ $3.47 Million |
Rp2.14 Trillion ≈ $125.42 Million |
+1.03pp |
| 2011-12-31 | 1.74% | Rp17.70 Billion ≈ $1.04 Million |
Rp1.02 Trillion ≈ $59.69 Million |
-1.51pp |
| 2010-12-31 | 3.25% | Rp14.91 Billion ≈ $873.40K |
Rp458.71 Billion ≈ $26.88 Million |
+3.14pp |
| 2009-12-31 | 0.11% | Rp175.03 Million ≈ $10.26K |
Rp161.65 Billion ≈ $9.47 Million |
-70.61pp |
| 2008-12-31 | 70.71% | Rp147.61 Billion ≈ $8.65 Million |
Rp208.75 Billion ≈ $12.23 Million |
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About Bank Panin Syariah Tbk
PT Bank Panin Dubai Syariah Tbk operates as a sharia commercial bank for retail, commercial, and corporate customers in Indonesia. The company accepts demand, time, current, savings, certificate of deposits, and other forms of deposits. It also provides working capital, investment, and consumer finance; and multi-services, as well as transfer, and ATM services. It operates through a network of br… Read more