Banco de Sabadell S.A - Asset Resilience Ratio
Banco de Sabadell S.A (SAB) has an Asset Resilience Ratio of 1.55% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check SAB strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2013–2025)
This chart shows how Banco de Sabadell S.A's Asset Resilience Ratio has changed over time. See Banco de Sabadell S.A balance sheet independence to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Banco de Sabadell S.A's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see SAB market cap.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0% |
| Short-term Investments | €3.80 Billion | 1.55% |
| Total Liquid Assets | €3.80 Billion | 1.55% |
Asset Resilience Insights
- Limited Liquidity: Banco de Sabadell S.A maintains only 1.55% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Banco de Sabadell S.A Industry Peers by Asset Resilience Ratio
Compare Banco de Sabadell S.A's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
ING Groep N.V
MX:INGN |
Banks - Diversified | 5.07% |
|
Banco de Valores SA
BA:VALO |
Banks - Diversified | 2.91% |
|
Westpac Banking Corporation
AU:WBCPI |
Banks - Diversified | 9.53% |
|
Commonwealth Bank of Australia
AU:CBA |
Banks - Diversified | -11.41% |
|
Westpac Banking Corporation
AU:WBC |
Banks - Diversified | 9.53% |
|
ANZ Group Holdings Ltd
AU:ANZ |
Banks - Diversified | -26.51% |
|
National Australia Bank Ltd
AU:NAB |
Banks - Diversified | 3.96% |
|
Royal Bank of Canada
TO:RY |
Banks - Diversified | 3.35% |
Annual Asset Resilience Ratio for Banco de Sabadell S.A (2013–2025)
The table below shows the annual Asset Resilience Ratio data for Banco de Sabadell S.A.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 1.55% | €3.80 Billion ≈ $4.45 Billion |
€245.39 Billion ≈ $286.89 Billion |
+0.04pp |
| 2024-12-31 | 1.51% | €3.61 Billion ≈ $4.22 Billion |
€239.60 Billion ≈ $280.12 Billion |
-0.94pp |
| 2023-12-31 | 2.45% | €5.76 Billion ≈ $6.73 Billion |
€235.17 Billion ≈ $274.94 Billion |
+2.18pp |
| 2018-12-31 | 0.27% | €596.00 Million ≈ $696.79 Million |
€222.32 Billion ≈ $259.92 Billion |
-0.64pp |
| 2017-12-31 | 0.90% | €2.00 Billion ≈ $2.34 Billion |
€221.35 Billion ≈ $258.78 Billion |
+0.90pp |
| 2016-12-31 | 0.00% | €7.93 Million ≈ $9.27 Million |
€212.51 Billion ≈ $248.44 Billion |
-0.35pp |
| 2015-12-31 | 0.35% | €728.48 Million ≈ $851.66 Million |
€208.63 Billion ≈ $243.91 Billion |
-2.48pp |
| 2014-12-31 | 2.83% | €4.62 Billion ≈ $5.41 Billion |
€163.35 Billion ≈ $190.97 Billion |
+0.67pp |
| 2013-12-31 | 2.16% | €3.53 Billion ≈ $4.12 Billion |
€163.44 Billion ≈ $191.08 Billion |
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About Banco de Sabadell S.A
Banco de Sabadell, S.A. provides banking products and services in Spain, the United Kingdom, and Mexico. The company offers retail banking products, including investment products and medium- and long-term finance, such as consumer loans, mortgages, leasing and rental services, as well as other short-term finance; and cards and insurance products to individuals for personal use. It also provides f… Read more