Banco de Sabadell S.A (SAB) — Cash Flow Quality Index
Banco de Sabadell S.A (SAB) has a Cash Flow Quality Index of 0.83x as of December 2023. Operating cash flow of €252.00 Million is below net income of €304.18 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Banco de Sabadell S.A (SAB) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Banco de Sabadell S.A Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for Banco de Sabadell S.A across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Banco de Sabadell S.A (SAB) cash conversion ratio.
Annual Cash Flow Quality Index for Banco de Sabadell S.A (2004–2025)
Year-by-year earnings quality comparison for Banco de Sabadell S.A.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 7.95x | €9.92 Billion | €1.25 Billion | ▲ +141.7% |
| 2024 | 3.29x | €6.02 Billion | €1.83 Billion | ▲ +141.7% |
| 2023 | -7.89x | €-10.52 Billion | €1.33 Billion | ▼ -3.5% |
| 2022 | -7.62x | €-6.63 Billion | €869.39 Million | ▼ -133.3% |
| 2021 | 22.90x | €12.34 Billion | €538.71 Million | ▼ -99.7% |
| 2020 | 6784.51x | €20.42 Billion | €3.01 Million | ▲ +50802.3% |
| 2019 | -13.38x | €-10.40 Billion | €776.88 Million | ▼ -27.2% |
| 2018 | -10.52x | €-3.53 Billion | €335.23 Million | ▼ -153.8% |
| 2017 | 19.56x | €15.75 Billion | €805.18 Million | ▲ +237.5% |
| 2016 | 5.80x | €4.15 Billion | €715.85 Million | ▲ +142.1% |
| 2015 | 2.39x | €1.71 Billion | €712.25 Million | ▲ +235.8% |
| 2014 | -1.76x | €-663.95 Million | €376.64 Million | ▲ +87.2% |
| 2013 | -13.77x | €-3.70 Billion | €268.83 Million | ▼ -178.5% |
| 2012 | 17.55x | €1.69 Billion | €96.03 Million | ▲ +459.3% |
| 2011 | 3.14x | €740.33 Million | €235.87 Million | ▲ +348.2% |
| 2010 | -1.26x | €-484.18 Million | €382.92 Million | ▼ -34.1% |
| 2009 | -0.94x | €-496.27 Million | €526.31 Million | ▼ -143.0% |
| 2008 | 2.19x | €1.48 Billion | €675.86 Million | ▲ +575.2% |
| 2007 | 0.32x | €255.88 Million | €787.61 Million | ▲ +20.8% |
| 2006 | 0.27x | €245.18 Million | €911.30 Million | ▼ -50.9% |
| 2005 | 0.55x | €324.73 Million | €593.16 Million | ▲ +200.4% |
| 2004 | -0.55x | €-298.25 Million | €547.17 Million | — |