Banco de Sabadell S.A (SAB) — Defensive Interval Ratio

Latest as of December 2025: 77 days

Banco de Sabadell S.A (SAB) has a Defensive Interval Ratio of 77 days as of December 2025. Defensive assets of €4.29 Billion (cash €-, short-term investments €3.80 Billion, receivables €484.55 Million) cover 77 days of daily cash needs of €55.63 Million/day. Check Banco de Sabadell S.A tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

77 days
Days of operational coverage

Defensive Assets

€4.29 Billion
Cash + ST Investments + Receivables

Daily Cash Need

€55.63 Million
Current Liabilities ÷ 365

Current Liabilities

€20.31 Billion
EUR

Banco de Sabadell S.A Defensive Interval Ratio (2002–2025)

This chart shows how Banco de Sabadell S.A's Defensive Interval Ratio has evolved across 15 annual periods from 2002 to 2025. As of December 2025, the ratio stands at 77 days, meaning defensive assets of €4.29 Billion can fund 77 days of operations without new revenue. Also explore net asset growth rate of Banco de Sabadell S.A to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Banco de Sabadell S.A (2002–2025)

The table below presents the year-by-year Defensive Interval Ratio for Banco de Sabadell S.A from 2002 to 2025, covering 15 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Banco de Sabadell S.A (SAB) total market value.

Year DIR (days) Defensive Assets (EUR) Daily Cash Need Cash ST Investments Change (days)
2025 77 days €4.29 Billion €55.63 Million/day €- €3.80 Billion ▲ +69 days
2024 8 days €4.15 Billion €492.32 Million/day €- €3.61 Billion ▼ -1983 days
2023 1991 days €6.21 Billion €3.12 Million/day €- €5.76 Billion ▲ +1918 days
2022 73 days €206.56 Million €2.83 Million/day €- €- ▲ +42 days
2021 31 days €58.00 Million €1.84 Million/day €- €- ▼ -273 days
2020 304 days €506.94 Million €1.67 Million/day €- €- ▼ -91826 days
2019 92131 days €135.57 Billion €1.47 Million/day €- €- ▲ +22543 days
2018 69588 days €123.40 Billion €1.77 Million/day €- €596.00 Million ▲ +3952 days
2017 65635 days €131.40 Billion €2.00 Million/day €- €2.00 Billion ▼ -11771 days
2016 77406 days €132.87 Billion €1.72 Million/day €- €7.93 Million ▲ +77101 days
2015 305 days €133.36 Billion €436.62 Million/day €- €728.48 Million ▲ +9 days
2014 296 days €97.16 Billion €327.80 Million/day €- €4.62 Billion ▲ +13 days
2013 284 days €96.87 Billion €341.24 Million/day €- €3.53 Billion ▼ -568 days
2003 852 days €60.01 Million €70.42K/day €- €- ▼ -764 days
2002 1616 days €60.24 Million €37.28K/day €- €- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)