Ames National Corporation (ATLO) — Defensive Interval Ratio

Latest as of December 2025: 1789 days

Ames National Corporation (ATLO) has a Defensive Interval Ratio of 1789 days as of December 2025. Defensive assets of $1.94 Billion (cash $-, short-term investments $655.95 Million, receivables $1.28 Billion) cover 1789 days of daily cash needs of $1.08 Million/day. Check Ames National Corporation (ATLO) tangible net worth to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

1789 days
Days of operational coverage

Defensive Assets

$1.94 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$1.08 Million
Current Liabilities ÷ 365

Current Liabilities

$395.13 Million
USD

Ames National Corporation Defensive Interval Ratio (2000–2025)

This chart shows how Ames National Corporation's Defensive Interval Ratio has evolved across 26 annual periods from 2000 to 2025. As of December 2025, the ratio stands at 1789 days, meaning defensive assets of $1.94 Billion can fund 1789 days of operations without new revenue. Also explore net asset growth rate of Ames National Corporation to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Ames National Corporation (2000–2025)

The table below presents the year-by-year Defensive Interval Ratio for Ames National Corporation from 2000 to 2025, covering 26 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of Ames National Corporation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 1789 days $1.94 Billion $1.08 Million/day $- $655.95 Million ▲ +1749 days
2024 40 days $208.65 Million $5.21 Million/day $- $194.79 Million ▼ -106 days
2023 146 days $749.34 Million $5.12 Million/day $- $736.39 Million ▼ -3 days
2022 150 days $797.71 Million $5.33 Million/day $- $786.44 Million ▼ -10 days
2021 160 days $841.13 Million $5.27 Million/day $- $831.00 Million ▲ +34 days
2020 126 days $608.14 Million $4.83 Million/day $- $597.00 Million ▲ +10 days
2019 116 days $491.63 Million $4.23 Million/day $- $479.84 Million ▼ -146 days
2018 262 days $468.39 Million $1.79 Million/day $- $458.97 Million ▼ -39 days
2017 301 days $506.73 Million $1.68 Million/day $- $498.34 Million ▼ -27 days
2016 328 days $523.85 Million $1.60 Million/day $- $516.08 Million ▲ +152 days
2015 176 days $545.20 Million $3.10 Million/day $- $537.63 Million ▼ -6 days
2014 181 days $549.97 Million $3.03 Million/day $- $542.50 Million ▼ -22 days
2013 203 days $587.48 Million $2.89 Million/day $- $580.04 Million ▼ -7 days
2012 210 days $595.59 Million $2.84 Million/day $- $588.42 Million ▼ -8 days
2011 218 days $515.09 Million $2.37 Million/day $- $508.62 Million ▼ -1747 days
2010 1965 days $4.33 Billion $2.20 Million/day $- $4.32 Billion ▼ -197583 days
2009 199548 days $418.66 Billion $2.10 Million/day $- $418.66 Billion ▲ +38211 days
2008 161337 days $313.02 Billion $1.94 Million/day $- $313.01 Billion ▲ +151025 days
2007 10311 days $20.37 Billion $1.98 Million/day $- $20.36 Billion ▼ -8061 days
2006 18372 days $36.07 Billion $1.96 Million/day $- $36.06 Billion ▼ -154089 days
2005 172461 days $333.52 Billion $1.93 Million/day $- $333.51 Billion ▲ +172443 days
2004 18 days $35.70 Million $1.98 Million/day $- $29.44 Million ▼ -1 days
2003 19 days $32.59 Million $1.75 Million/day $- $26.74 Million ▼ -7 days
2002 25 days $39.35 Million $1.56 Million/day $- $33.50 Million ▲ +0 days
2001 25 days $35.58 Million $1.43 Million/day $- $29.60 Million ▲ +20 days
2000 5 days $7.02 Million $1.41 Million/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)