Ames National Corporation (ATLO) — Cash Flow Quality Index
Ames National Corporation (ATLO) has a Cash Flow Quality Index of 0.60x as of September 2025. Operating cash flow of $2.75 Million is below net income of $4.56 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore ATLO operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Ames National Corporation Cash Flow Quality Index (2000–2024)
Historical Cash Flow Quality Index for Ames National Corporation across 25 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see ATLO cash flow conversion.
Annual Cash Flow Quality Index for Ames National Corporation (2000–2024)
Year-by-year earnings quality comparison for Ames National Corporation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.40x | $14.30 Million | $10.22 Million | ▼ -21.2% |
| 2023 | 1.78x | $19.21 Million | $10.82 Million | ▲ +61.4% |
| 2022 | 1.10x | $21.23 Million | $19.29 Million | ▼ -13.8% |
| 2021 | 1.28x | $30.54 Million | $23.91 Million | ▼ -19.0% |
| 2020 | 1.58x | $29.71 Million | $18.85 Million | ▲ +34.3% |
| 2019 | 1.17x | $20.18 Million | $17.19 Million | ▼ -3.6% |
| 2018 | 1.22x | $20.71 Million | $17.01 Million | ▼ -11.6% |
| 2017 | 1.38x | $18.85 Million | $13.70 Million | ▲ +1.1% |
| 2016 | 1.36x | $21.42 Million | $15.73 Million | ▼ -9.7% |
| 2015 | 1.51x | $22.62 Million | $15.01 Million | ▲ +17.8% |
| 2014 | 1.28x | $19.51 Million | $15.25 Million | ▼ -24.1% |
| 2013 | 1.69x | $23.53 Million | $13.95 Million | ▲ +8.6% |
| 2012 | 1.55x | $22.01 Million | $14.18 Million | ▲ +1.6% |
| 2011 | 1.53x | $21.27 Million | $13.92 Million | ▲ +17.8% |
| 2010 | 1.30x | $16.82 Million | $12.97 Million | ▲ +2.5% |
| 2009 | 1.27x | $11.40 Million | $9.01 Million | ▼ -36.8% |
| 2008 | 2.00x | $12.72 Million | $6.35 Million | ▲ +104.8% |
| 2007 | 0.98x | $10.76 Million | $11.01 Million | ▼ -3.2% |
| 2006 | 1.01x | $11.06 Million | $10.94 Million | ▲ +23.8% |
| 2005 | 0.82x | $9.47 Million | $11.61 Million | ▼ -23.2% |
| 2004 | 1.06x | $13.17 Million | $12.39 Million | ▼ -16.7% |
| 2003 | 1.28x | $14.83 Million | $11.62 Million | ▲ +28.9% |
| 2002 | 0.99x | $11.22 Million | $11.34 Million | ▼ -14.8% |
| 2001 | 1.16x | $12.25 Million | $10.55 Million | ▲ +29.0% |
| 2000 | 0.90x | $8.21 Million | $9.12 Million | — |