1895 of Wisconsin Inc Bancorp (BCOW) — Defensive Interval Ratio
1895 of Wisconsin Inc Bancorp (BCOW) has a Defensive Interval Ratio of 83 days as of June 2026. Defensive assets of $89.86 Million (cash $-, short-term investments $88.17 Million, receivables $1.69 Million) cover 83 days of daily cash needs of $1.09 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
1895 of Wisconsin Inc Bancorp Defensive Interval Ratio (2016–2025)
This chart shows how 1895 of Wisconsin Inc Bancorp's Defensive Interval Ratio has evolved across 10 annual periods from 2016 to 2025. As of June 2026, the ratio stands at 83 days, meaning defensive assets of $89.86 Million can fund 83 days of operations without new revenue. For the complete balance sheet picture, see BCOW total asset value.
Annual Defensive Interval Ratio for 1895 of Wisconsin Inc Bancorp (2016–2025)
The table below presents the year-by-year Defensive Interval Ratio for 1895 of Wisconsin Inc Bancorp from 2016 to 2025, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See 1895 of Wisconsin Inc Bancorp (BCOW) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 996 days | $5.69 Million | $5.71K/day | $- | $3.95 Million | ▲ +873 days |
| 2024 | 123 days | $109.49 Million | $887.41K/day | $- | $107.82 Million | ▲ +23 days |
| 2023 | 100 days | $111.11 Million | $1.11 Million/day | $- | $109.56 Million | ▼ -9 days |
| 2022 | 109 days | $115.75 Million | $1.06 Million/day | $- | $114.49 Million | ▲ +1 days |
| 2021 | 108 days | $113.39 Million | $1.05 Million/day | $- | $112.44 Million | ▲ +50 days |
| 2020 | 57 days | $59.62 Million | $1.04 Million/day | $- | $58.70 Million | ▼ -19 days |
| 2019 | 77 days | $72.34 Million | $945.15K/day | $- | $71.38 Million | ▲ +17 days |
| 2018 | 60 days | $66.84 Million | $1.11 Million/day | $- | $65.73 Million | ▼ -24 days |
| 2017 | 84 days | $90.17 Million | $1.07 Million/day | $- | $88.95 Million | ▼ -15 days |
| 2016 | 99 days | $97.62 Million | $983.99K/day | $- | $96.46 Million | — |