1895 of Wisconsin Inc Bancorp (BCOW) — Defensive Interval Ratio

Latest as of March 2026: 84 days

1895 of Wisconsin Inc Bancorp (BCOW) has a Defensive Interval Ratio of 84 days as of March 2026. Defensive assets of $91.41 Million (cash $-, short-term investments $89.80 Million, receivables $1.61 Million) cover 84 days of daily cash needs of $1.09 Million/day. Check BCOW tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

84 days
Days of operational coverage

Defensive Assets

$91.41 Million
Cash + ST Investments + Receivables

Daily Cash Need

$1.09 Million
Current Liabilities ÷ 365

Current Liabilities

$398.53 Million
USD

1895 of Wisconsin Inc Bancorp Defensive Interval Ratio (2016–2025)

This chart shows how 1895 of Wisconsin Inc Bancorp's Defensive Interval Ratio has evolved across 10 annual periods from 2016 to 2025. As of March 2026, the ratio stands at 84 days, meaning defensive assets of $91.41 Million can fund 84 days of operations without new revenue. Also explore BCOW year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for 1895 of Wisconsin Inc Bancorp (2016–2025)

The table below presents the year-by-year Defensive Interval Ratio for 1895 of Wisconsin Inc Bancorp from 2016 to 2025, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see 1895 of Wisconsin Inc Bancorp (BCOW) total market value.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 996 days $5.69 Million $5.71K/day $- $3.95 Million ▲ +873 days
2024 123 days $109.49 Million $887.41K/day $- $107.82 Million ▲ +23 days
2023 100 days $111.11 Million $1.11 Million/day $- $109.56 Million ▼ -9 days
2022 109 days $115.75 Million $1.06 Million/day $- $114.49 Million ▲ +1 days
2021 108 days $113.39 Million $1.05 Million/day $- $112.44 Million ▲ +50 days
2020 57 days $59.62 Million $1.04 Million/day $- $58.70 Million ▼ -19 days
2019 77 days $72.34 Million $945.15K/day $- $71.38 Million ▲ +17 days
2018 60 days $66.84 Million $1.11 Million/day $- $65.73 Million ▼ -24 days
2017 84 days $90.17 Million $1.07 Million/day $- $88.95 Million ▼ -15 days
2016 99 days $97.62 Million $983.99K/day $- $96.46 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)