Bridgewater Bancshares Inc (BWB) — Defensive Interval Ratio
Bridgewater Bancshares Inc (BWB) has a Defensive Interval Ratio of 28 days as of March 2026. Defensive assets of $325.95 Million (cash $-, short-term investments $310.11 Million, receivables $15.84 Million) cover 28 days of daily cash needs of $11.81 Million/day. See Bridgewater Bancshares Inc current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Bridgewater Bancshares Inc Defensive Interval Ratio (2016–2025)
This chart shows how Bridgewater Bancshares Inc's Defensive Interval Ratio has evolved across 10 annual periods from 2016 to 2025. As of March 2026, the ratio stands at 28 days, meaning defensive assets of $325.95 Million can fund 28 days of operations without new revenue. See Bridgewater Bancshares Inc (BWB) balance sheet quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Bridgewater Bancshares Inc (2016–2025)
The table below presents the year-by-year Defensive Interval Ratio for Bridgewater Bancshares Inc from 2016 to 2025, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see BWB stock market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 29 days | $345.13 Million | $11.85 Million/day | $- | $326.20 Million | ▼ -11 days |
| 2024 | 40 days | $447.69 Million | $11.21 Million/day | $- | $385.69 Million | ▼ -21 days |
| 2023 | 61 days | $620.80 Million | $10.18 Million/day | $- | $604.10 Million | ▲ +6 days |
| 2022 | 55 days | $562.09 Million | $10.15 Million/day | $- | $548.61 Million | ▼ 0 days |
| 2021 | 56 days | $448.55 Million | $8.08 Million/day | $- | $439.36 Million | ▼ -3 days |
| 2020 | 58 days | $399.80 Million | $6.86 Million/day | $- | $390.63 Million | ▼ -1 days |
| 2019 | 59 days | $296.65 Million | $5.00 Million/day | $- | $289.88 Million | ▼ -1 days |
| 2018 | 60 days | $259.97 Million | $4.33 Million/day | $- | $253.38 Million | ▼ -3 days |
| 2017 | 63 days | $234.83 Million | $3.74 Million/day | $- | $229.49 Million | ▼ -13 days |
| 2016 | 76 days | $221.04 Million | $2.93 Million/day | $- | $217.08 Million | — |