Bridgewater Bancshares Inc (BWB) — Defensive Interval Ratio

Latest as of March 2026: 28 days

Bridgewater Bancshares Inc (BWB) has a Defensive Interval Ratio of 28 days as of March 2026. Defensive assets of $325.95 Million (cash $-, short-term investments $310.11 Million, receivables $15.84 Million) cover 28 days of daily cash needs of $11.81 Million/day. Check Bridgewater Bancshares Inc tangible equity quality to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

28 days
Days of operational coverage

Defensive Assets

$325.95 Million
Cash + ST Investments + Receivables

Daily Cash Need

$11.81 Million
Current Liabilities ÷ 365

Current Liabilities

$4.31 Billion
USD

Bridgewater Bancshares Inc Defensive Interval Ratio (2016–2025)

This chart shows how Bridgewater Bancshares Inc's Defensive Interval Ratio has evolved across 10 annual periods from 2016 to 2025. As of March 2026, the ratio stands at 28 days, meaning defensive assets of $325.95 Million can fund 28 days of operations without new revenue. Also explore BWB net assets growth trend to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Bridgewater Bancshares Inc (2016–2025)

The table below presents the year-by-year Defensive Interval Ratio for Bridgewater Bancshares Inc from 2016 to 2025, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Bridgewater Bancshares Inc market cap and net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 29 days $345.13 Million $11.85 Million/day $- $326.20 Million ▼ -11 days
2024 40 days $447.69 Million $11.21 Million/day $- $385.69 Million ▼ -21 days
2023 61 days $620.80 Million $10.18 Million/day $- $604.10 Million ▲ +6 days
2022 55 days $562.09 Million $10.15 Million/day $- $548.61 Million ▼ 0 days
2021 56 days $448.55 Million $8.08 Million/day $- $439.36 Million ▼ -3 days
2020 58 days $399.80 Million $6.86 Million/day $- $390.63 Million ▼ -1 days
2019 59 days $296.65 Million $5.00 Million/day $- $289.88 Million ▼ -1 days
2018 60 days $259.97 Million $4.33 Million/day $- $253.38 Million ▼ -3 days
2017 63 days $234.83 Million $3.74 Million/day $- $229.49 Million ▼ -13 days
2016 76 days $221.04 Million $2.93 Million/day $- $217.08 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)