Bridgewater Bancshares Inc (BWB) — Cash Flow Quality Index

Latest as of March 2026: 0.92x

Bridgewater Bancshares Inc (BWB) has a Cash Flow Quality Index of 0.92x as of March 2026. Operating cash flow of $15.99 Million is below net income of $17.41 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Bridgewater Bancshares Inc (BWB) investment intensity to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

0.92x
Operating CF / Net Income

Operating Cash Flow

$15.99 Million
USD

Net Income

$17.41 Million
USD

Data as of

Mar 2026
Most recent filing

Bridgewater Bancshares Inc Cash Flow Quality Index (2016–2025)

Historical Cash Flow Quality Index for Bridgewater Bancshares Inc across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible equity quality of Bridgewater Bancshares Inc to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Bridgewater Bancshares Inc (2016–2025)

Year-by-year earnings quality comparison for Bridgewater Bancshares Inc. For live market cap and the full company financial profile, see Bridgewater Bancshares Inc stock valuation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 0.60x $27.81 Million $46.09 Million ▼ -57.3%
2024 1.41x $46.38 Million $32.83 Million ▲ +88.1%
2023 0.75x $30.02 Million $39.96 Million ▼ -52.8%
2022 1.59x $85.00 Million $53.39 Million ▲ +34.1%
2021 1.19x $54.24 Million $45.69 Million ▲ +40.2%
2020 0.85x $23.02 Million $27.19 Million ▼ -32.8%
2019 1.26x $39.53 Million $31.40 Million ▲ +15.2%
2018 1.09x $29.41 Million $26.92 Million ▼ -25.9%
2017 1.47x $24.90 Million $16.89 Million ▲ +30.5%
2016 1.13x $14.93 Million $13.21 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.