Eagle Financial Services Inc Asset Resilience Ratio
Eagle Financial Services Inc asset resilience ratio. Eagle Financial Services Inc (EFSI) has an Asset Resilience Ratio of 6.19% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See defensive interval ratio of Eagle Financial Services Inc to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Eagle Financial Services Inc (2009–2025)
Asset resilience ratio of Eagle Financial Services Inc from 2009 to 2025. This chart shows how Eagle Financial Services Inc's Asset Resilience Ratio has changed over time. Read EFSI total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Eagle Financial Services Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see how large is Eagle Financial Services Inc's balance sheet.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $114.34 Million | 6.19% |
| Total Liquid Assets | $114.34 Million | 6.19% |
Asset Resilience Insights
- Limited Liquidity: Eagle Financial Services Inc maintains only 6.19% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Eagle Financial Services Inc Industry Peers by Asset Resilience Ratio
Compare Eagle Financial Services Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
WOORI FIN. GRP SP.ADR/3
F:2WGA |
Banks - Regional | 13.88% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Graubuendner Kantonalbank
SW:GRKP |
Banks - Regional | -38.39% |
|
Jeju Bank
KO:006220 |
Banks - Regional | 2.45% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
Eagle Financial Services Inc Asset Resilience Ratio by Year (2009–2025)
Eagle Financial Services Inc asset resilience ratio by year from 2009 to 2025. The table below shows the annual Asset Resilience Ratio data for Eagle Financial Services Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.53% | $123.33 Million | $1.89 Billion | +6.48pp |
| 2024-12-31 | 0.05% | $994.00K | $1.87 Billion | -7.48pp |
| 2023-12-31 | 7.53% | $137.44 Million | $1.83 Billion | -1.70pp |
| 2022-12-31 | 9.23% | $149.16 Million | $1.62 Billion | -5.53pp |
| 2021-12-31 | 14.76% | $192.32 Million | $1.30 Billion | +0.16pp |
| 2020-12-31 | 14.60% | $164.96 Million | $1.13 Billion | -4.35pp |
| 2019-12-31 | 18.94% | $166.20 Million | $877.32 Million | +0.75pp |
| 2018-12-31 | 18.19% | $145.47 Million | $799.62 Million | +0.74pp |
| 2017-12-31 | 17.46% | $133.67 Million | $765.75 Million | +0.42pp |
| 2016-12-31 | 17.03% | $119.26 Million | $700.15 Million | +0.79pp |
| 2015-12-31 | 16.24% | $105.82 Million | $651.65 Million | +1.22pp |
| 2014-12-31 | 15.02% | $94.17 Million | $626.83 Million | -2.53pp |
| 2013-12-31 | 17.56% | $102.60 Million | $584.38 Million | +0.24pp |
| 2012-12-31 | 17.32% | $102.75 Million | $593.28 Million | -2.77pp |
| 2011-12-31 | 20.09% | $114.13 Million | $568.02 Million | +18.83pp |
| 2010-12-31 | 1.27% | $7.09 Million | $558.84 Million | +1.23pp |
| 2009-12-31 | 0.03% | $179.00K | $535.38 Million | -- |
About Eagle Financial Services Inc
Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States. It operates through three segments: Community Banking, Marine Lending, and Wealth Management. The company's deposit products include checking, NOW, money market, and regular savings accounts; and demand and time depo… Read more