Eagle Financial Services Inc - Asset Resilience Ratio

Latest as of June 2026: 6.19%

Eagle Financial Services Inc (EFSI) has an Asset Resilience Ratio of 6.19% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital position of Eagle Financial Services Inc to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$114.34 Million

Cash + Short-term Investments

Total Assets

$1.85 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2009–2025)

This chart shows how Eagle Financial Services Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see total assets of Eagle Financial Services Inc.

Liquid Assets Composition Over Time

This chart breaks down Eagle Financial Services Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore EFSI long-term investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$114.34 Million	6.19%
Total Liquid Assets	$114.34 Million	6.19%

Asset Resilience Insights

Limited Liquidity: Eagle Financial Services Inc maintains only 6.19% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Eagle Financial Services Inc Industry Peers by Asset Resilience Ratio

Compare Eagle Financial Services Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Eagle Financial Services Inc (2009–2025)

The table below shows the annual Asset Resilience Ratio data for Eagle Financial Services Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	6.53%	$123.33 Million	$1.89 Billion	+6.48pp
2024-12-31	0.05%	$994.00K	$1.87 Billion	-7.48pp
2023-12-31	7.53%	$137.44 Million	$1.83 Billion	-1.70pp
2022-12-31	9.23%	$149.16 Million	$1.62 Billion	-5.53pp
2021-12-31	14.76%	$192.32 Million	$1.30 Billion	+0.16pp
2020-12-31	14.60%	$164.96 Million	$1.13 Billion	-4.35pp
2019-12-31	18.94%	$166.20 Million	$877.32 Million	+0.75pp
2018-12-31	18.19%	$145.47 Million	$799.62 Million	+0.74pp
2017-12-31	17.46%	$133.67 Million	$765.75 Million	+0.42pp
2016-12-31	17.03%	$119.26 Million	$700.15 Million	+0.79pp
2015-12-31	16.24%	$105.82 Million	$651.65 Million	+1.22pp
2014-12-31	15.02%	$94.17 Million	$626.83 Million	-2.53pp
2013-12-31	17.56%	$102.60 Million	$584.38 Million	+0.24pp
2012-12-31	17.32%	$102.75 Million	$593.28 Million	-2.77pp
2011-12-31	20.09%	$114.13 Million	$568.02 Million	+18.83pp
2010-12-31	1.27%	$7.09 Million	$558.84 Million	+1.23pp
2009-12-31	0.03%	$179.00K	$535.38 Million	--

pp = percentage points

About Eagle Financial Services Inc

NASDAQ:EFSI USA Banks - Regional

Market Cap

$247.64 Million

Market Cap Rank

#15782 Global

#3738 in USA

Share Price

$45.76

Change (1 day)

-1.76%

52-Week Range

$39.46 - $46.58

All Time High

$46.58