Eagle Financial Services Inc (EFSI) — Cash Flow Quality Index
Eagle Financial Services Inc (EFSI) has a Cash Flow Quality Index of -2.51x as of June 2026. Operating cash flow of $-12.52 Million is below net income of $4.98 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Eagle Financial Services Inc (EFSI) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Eagle Financial Services Inc Cash Flow Quality Index (2002–2025)
Historical Cash Flow Quality Index for Eagle Financial Services Inc across 24 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Eagle Financial Services Inc operating cash flow efficiency.
Annual Cash Flow Quality Index for Eagle Financial Services Inc (2002–2025)
Year-by-year earnings quality comparison for Eagle Financial Services Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 3.39x | $27.86 Million | $8.21 Million | ▲ +177.4% |
| 2024 | 1.22x | $18.76 Million | $15.34 Million | ▲ +66.4% |
| 2023 | 0.73x | $6.88 Million | $9.36 Million | ▼ -22.8% |
| 2022 | 0.95x | $13.81 Million | $14.52 Million | ▼ -36.3% |
| 2021 | 1.49x | $16.46 Million | $11.02 Million | ▲ +51.6% |
| 2020 | 0.99x | $11.01 Million | $11.17 Million | ▼ -15.3% |
| 2019 | 1.16x | $11.35 Million | $9.76 Million | ▲ +787.2% |
| 2018 | -0.17x | $-1.52 Million | $9.00 Million | ▼ -114.1% |
| 2017 | 1.20x | $9.37 Million | $7.79 Million | ▼ -21.0% |
| 2016 | 1.52x | $9.70 Million | $6.37 Million | ▲ +46.6% |
| 2015 | 1.04x | $7.16 Million | $6.90 Million | ▲ +1.8% |
| 2014 | 1.02x | $7.29 Million | $7.14 Million | ▼ -11.1% |
| 2013 | 1.15x | $8.22 Million | $7.16 Million | ▼ -34.2% |
| 2012 | 1.75x | $11.43 Million | $6.55 Million | ▼ -35.7% |
| 2011 | 2.72x | $11.74 Million | $4.32 Million | ▲ +4.2% |
| 2010 | 2.61x | $9.40 Million | $3.60 Million | ▲ +34.4% |
| 2009 | 1.94x | $6.68 Million | $3.44 Million | ▲ +25.3% |
| 2008 | 1.55x | $6.28 Million | $4.05 Million | ▲ +12.2% |
| 2007 | 1.38x | $7.26 Million | $5.26 Million | ▲ +14.3% |
| 2006 | 1.21x | $7.08 Million | $5.86 Million | ▼ -1.3% |
| 2005 | 1.22x | $6.87 Million | $5.61 Million | ▼ -12.8% |
| 2004 | 1.40x | $6.47 Million | $4.61 Million | ▲ +29.7% |
| 2003 | 1.08x | $4.37 Million | $4.04 Million | ▼ -11.6% |
| 2002 | 1.22x | $4.34 Million | $3.54 Million | — |