Eagle Financial Services Inc (EFSI) — Defensive Interval Ratio

Latest as of June 2026: 26 days

Eagle Financial Services Inc (EFSI) has a Defensive Interval Ratio of 26 days as of June 2026. Defensive assets of $114.34 Million (cash $-, short-term investments $114.34 Million, receivables $-) cover 26 days of daily cash needs of $4.39 Million/day.

Defensive Interval Ratio

26 days
Days of operational coverage

Defensive Assets

$114.34 Million
Cash + ST Investments + Receivables

Daily Cash Need

$4.39 Million
Current Liabilities ÷ 365

Current Liabilities

$1.60 Billion
USD

Eagle Financial Services Inc Defensive Interval Ratio (2009–2025)

This chart shows how Eagle Financial Services Inc's Defensive Interval Ratio has evolved across 17 annual periods from 2009 to 2025. As of June 2026, the ratio stands at 26 days, meaning defensive assets of $114.34 Million can fund 26 days of operations without new revenue. For the complete balance sheet picture, see EFSI current and non-current assets.

Annual Defensive Interval Ratio for Eagle Financial Services Inc (2009–2025)

The table below presents the year-by-year Defensive Interval Ratio for Eagle Financial Services Inc from 2009 to 2025, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See EFSI current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 28 days $123.33 Million $4.40 Million/day $- $123.33 Million ▲ +28 days
2024 0 days $994.00K $4.38 Million/day $- $994.00K ▼ -33 days
2023 33 days $137.44 Million $4.18 Million/day $- $137.44 Million ▼ -9 days
2022 42 days $149.16 Million $3.55 Million/day $- $149.16 Million ▼ -18 days
2021 60 days $192.32 Million $3.23 Million/day $- $192.32 Million ▲ +0 days
2020 59 days $164.96 Million $2.78 Million/day $- $164.96 Million ▼ -19 days
2019 79 days $166.20 Million $2.11 Million/day $- $166.20 Million ▲ +3 days
2018 75 days $145.47 Million $1.93 Million/day $- $145.47 Million ▲ +2 days
2017 74 days $133.67 Million $1.82 Million/day $- $133.67 Million ▲ +1 days
2016 72 days $119.26 Million $1.65 Million/day $- $119.26 Million ▲ +2 days
2015 70 days $105.82 Million $1.51 Million/day $- $105.82 Million ▲ +2 days
2014 68 days $94.17 Million $1.38 Million/day $- $94.17 Million ▼ -9 days
2013 77 days $102.60 Million $1.34 Million/day $- $102.60 Million ▼ 0 days
2012 77 days $102.75 Million $1.33 Million/day $- $102.75 Million ▼ -14 days
2011 91 days $114.13 Million $1.26 Million/day $- $114.13 Million ▲ +85 days
2010 6 days $7.09 Million $1.22 Million/day $- $7.09 Million ▲ +6 days
2009 0 days $179.00K $1.13 Million/day $- $179.00K
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)