HomeTrust Bancshares, Inc. (HTB) — Cash Flow Quality Index
HomeTrust Bancshares, Inc. (HTB) has a Cash Flow Quality Index of 4.93x as of March 2025. Operating cash flow of $71.69 Million exceeds net income of $14.54 Million, indicating high earnings quality where cash backs reported profits. Explore HomeTrust Bancshares, Inc. (HTB) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
HomeTrust Bancshares, Inc. Cash Flow Quality Index (2010–2023)
Historical Cash Flow Quality Index for HomeTrust Bancshares, Inc. across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see HTB cash generation efficiency.
Annual Cash Flow Quality Index for HomeTrust Bancshares, Inc. (2010–2023)
Year-by-year earnings quality comparison for HomeTrust Bancshares, Inc..
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2023 | -0.95x | $-42.40 Million | $44.60 Million | ▼ -202.3% |
| 2022 | 0.93x | $33.13 Million | $35.65 Million | ▲ +52.4% |
| 2021 | 0.61x | $9.56 Million | $15.68 Million | ▲ +135.5% |
| 2020 | -1.72x | $-39.09 Million | $22.78 Million | ▼ -710.6% |
| 2019 | 0.28x | $7.63 Million | $27.15 Million | ▼ -92.6% |
| 2018 | 3.80x | $31.32 Million | $8.23 Million | ▲ +198.1% |
| 2017 | 1.28x | $15.12 Million | $11.85 Million | ▼ -49.5% |
| 2016 | 2.52x | $28.92 Million | $11.46 Million | ▲ +815.1% |
| 2015 | 0.28x | $2.21 Million | $8.03 Million | ▼ -88.0% |
| 2014 | 2.30x | $23.76 Million | $10.34 Million | ▼ -13.1% |
| 2013 | 2.64x | $23.93 Million | $9.05 Million | ▼ -39.8% |
| 2012 | 4.39x | $19.87 Million | $4.53 Million | ▲ +33.1% |
| 2010 | 3.30x | $23.21 Million | $7.04 Million | — |