Kingstone Companies Inc
Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company (KICO), provides property and casualty insurance products in the United States. It offers personal line of insurance products, such as homeowners, dwelling fire, cooperative/condominiums, renters, and personal umbrella policies; and commercial auto insurance products. It also provides for-hire vehicle physical damage o… Read more
Kingstone Companies Inc - Asset Resilience Ratio
Kingstone Companies Inc (KINS) has an Asset Resilience Ratio of 28.47% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2009–2024)
This chart shows how Kingstone Companies Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Kingstone Companies Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $122.04 Million | 28.47% |
| Total Liquid Assets | $122.04 Million | 28.47% |
Asset Resilience Insights
- Very High Liquidity: Kingstone Companies Inc maintains exceptional liquid asset reserves at 28.47% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Kingstone Companies Inc Industry Peers by Asset Resilience Ratio
Compare Kingstone Companies Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hanwha General
KO:000370 |
Insurance - Property & Casualty | 62.53% |
|
Lotte Non-Life
KO:000400 |
Insurance - Property & Casualty | 46.65% |
|
Heungkuk F&M I
KO:000540 |
Insurance - Property & Casualty | 54.79% |
|
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545 |
Insurance - Property & Casualty | 54.79% |
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 56.02% |
|
Samsung Fire And Marine Ins Pref
KO:000815 |
Insurance - Property & Casualty | 56.02% |
|
Hyundai Mar&Fi
KO:001450 |
Insurance - Property & Casualty | 50.59% |
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
Annual Asset Resilience Ratio for Kingstone Companies Inc (2009–2024)
The table below shows the annual Asset Resilience Ratio data for Kingstone Companies Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 49.85% | $186.89 Million | $374.92 Million | +35.91pp |
| 2023-12-31 | 13.94% | $34.46 Million | $247.22 Million | -34.36pp |
| 2022-12-31 | 48.30% | $154.72 Million | $320.33 Million | +0.58pp |
| 2021-12-31 | 47.71% | $158.08 Million | $331.31 Million | -1.90pp |
| 2020-12-31 | 49.61% | $157.55 Million | $317.58 Million | -2.77pp |
| 2019-12-31 | 52.38% | $168.24 Million | $321.20 Million | -10.73pp |
| 2018-12-31 | 63.11% | $168.35 Million | $266.75 Million | +10.36pp |
| 2017-12-31 | 52.75% | $134.27 Million | $254.55 Million | -0.61pp |
| 2016-12-31 | 53.36% | $90.42 Million | $169.45 Million | +5.28pp |
| 2015-12-31 | 48.08% | $71.71 Million | $149.13 Million | +4.28pp |
| 2014-12-31 | 43.81% | $59.14 Million | $135.00 Million | +13.64pp |
| 2013-12-31 | 30.17% | $35.23 Million | $116.78 Million | -3.49pp |
| 2012-12-31 | 33.66% | $31.47 Million | $93.50 Million | -4.55pp |
| 2011-12-31 | 38.21% | $26.63 Million | $69.70 Million | +5.28pp |
| 2010-12-31 | 32.93% | $19.32 Million | $58.68 Million | +4.05pp |
| 2009-12-31 | 28.88% | $15.20 Million | $52.64 Million | -- |