Kingstone Companies Inc (KINS) - Net Assets
Based on the latest financial reports, Kingstone Companies Inc (KINS) has net assets worth $114.50 Billion USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($465.34 Billion) and total liabilities ($350.83 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Kingstone Companies Inc (KINS) tangible net worth to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $114.50 Billion |
| % of Total Assets | 24.61% |
| Annual Growth Rate | 18.98% |
| 5-Year Change | 62.19% |
| 10-Year Change | 116.53% |
| Growth Volatility | 84.31 |
Kingstone Companies Inc - Net Assets Trend (1995–2025)
This chart illustrates how Kingstone Companies Inc's net assets have evolved over time, based on quarterly financial data. See Kingstone Companies Inc (KINS) defensive interval to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Kingstone Companies Inc (1995–2025)
The table below shows the annual net assets of Kingstone Companies Inc from 1995 to 2025. For live valuation and market cap data, see Kingstone Companies Inc (KINS) total market value.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $122.73 Million | +83.98% |
| 2024-12-31 | $66.71 Million | +93.34% |
| 2023-12-31 | $34.50 Million | -4.60% |
| 2022-12-31 | $36.17 Million | -52.20% |
| 2021-12-31 | $75.67 Million | -18.46% |
| 2020-12-31 | $92.80 Million | +5.19% |
| 2019-12-31 | $88.22 Million | -0.50% |
| 2018-12-31 | $88.67 Million | -6.25% |
| 2017-12-31 | $94.58 Million | +66.86% |
| 2016-12-31 | $56.68 Million | +25.19% |
| 2015-12-31 | $45.28 Million | +11.79% |
| 2014-12-31 | $40.50 Million | +13.42% |
| 2013-12-31 | $35.71 Million | +119.32% |
| 2012-12-31 | $16.28 Million | +6.34% |
| 2011-12-31 | $15.31 Million | +18.28% |
| 2010-12-31 | $12.94 Million | +24.66% |
| 2009-12-31 | $10.38 Million | +97.50% |
| 2008-12-31 | $5.26 Million | -14.61% |
| 2007-12-31 | $6.16 Million | +2.72% |
| 2006-12-31 | $5.99 Million | +14.78% |
| 2005-12-31 | $5.22 Million | +18.84% |
| 2004-12-31 | $4.39 Million | +60.10% |
| 2003-12-31 | $2.75 Million | +109.82% |
| 2002-12-31 | $1.31 Million | +671.92% |
| 2001-12-31 | $-228.76K | -116.17% |
| 2000-12-31 | $1.41 Million | -75.19% |
| 1999-12-31 | $5.70 Million | +372.47% |
| 1998-12-31 | $1.21 Million | -8.46% |
| 1997-12-31 | $1.32 Million | -9.84% |
| 1996-12-31 | $1.46 Million | +119.02% |
| 1995-12-31 | $667.87K | -- |
Equity Component Analysis
This analysis shows how different components contribute to Kingstone Companies Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 3845041100.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $34.60 Million | 28.19% |
| Common Stock | $159.22K | 0.13% |
| Other Comprehensive Income | $-6.08 Million | -4.96% |
| Other Components | $94.06 Million | 76.64% |
| Total Equity | $122.73 Million | 100.00% |
Kingstone Companies Inc Competitors by Market Cap
The table below lists competitors of Kingstone Companies Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
CviLux Corp
TW:8103
|
$203.96 Million |
|
Humasis Co. Ltd
KQ:205470
|
$203.98 Million |
|
Yatsen Holding
NYSE:YSG
|
$204.09 Million |
|
Xingguang Agricultural Mach
SHG:603789
|
$204.14 Million |
|
Linedata Services S.A.
PA:LIN
|
$203.94 Million |
|
CSG Holding Co Ltd
SHE:200012
|
$203.93 Million |
|
Armac Locacao Logistica
SA:ARML3
|
$203.91 Million |
|
Seohee Construction Co. Ltd
KQ:035890
|
$203.88 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Kingstone Companies Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 66,708,000 to 122,731,249, a change of 56,023,249 (84.0%).
- Net income of 40,767,128 contributed positively to equity growth.
- Dividend payments of 1,414,397 reduced retained earnings.
- New share issuances of 9,470,453 increased equity.
- Other comprehensive income increased equity by 6,093,470.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $40.77 Million | +33.22% |
| Dividends Paid | $1.41 Million | -1.15% |
| Share Issuances | $9.47 Million | +7.72% |
| Other Comprehensive Income | $6.09 Million | +4.96% |
| Other Changes | $1.11 Million | +0.9% |
| Total Change | $- | 83.98% |
Book Value vs Market Value Analysis
This analysis compares Kingstone Companies Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.87x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 11.64x to 1.87x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1995-12-31 | $1.40 | $16.25 | x |
| 1996-12-31 | $1.73 | $16.25 | x |
| 1997-12-31 | $1.18 | $16.25 | x |
| 1998-12-31 | $1.08 | $16.25 | x |
| 1999-12-31 | $2.18 | $16.25 | x |
| 2000-12-31 | $0.48 | $16.25 | x |
| 2001-12-31 | $-0.09 | $16.25 | x |
| 2002-12-31 | $0.54 | $16.25 | x |
| 2003-12-31 | $0.93 | $16.25 | x |
| 2004-12-31 | $1.36 | $16.25 | x |
| 2005-12-31 | $1.79 | $16.25 | x |
| 2006-12-31 | $1.84 | $16.25 | x |
| 2007-12-31 | $2.08 | $16.25 | x |
| 2008-12-31 | $1.77 | $16.25 | x |
| 2009-12-31 | $3.49 | $16.25 | x |
| 2010-12-31 | $3.77 | $16.25 | x |
| 2011-12-31 | $3.90 | $16.25 | x |
| 2012-12-31 | $4.21 | $16.25 | x |
| 2013-12-31 | $8.80 | $16.25 | x |
| 2014-12-31 | $5.51 | $16.25 | x |
| 2015-12-31 | $6.14 | $16.25 | x |
| 2016-12-31 | $7.26 | $16.25 | x |
| 2017-12-31 | $8.94 | $16.25 | x |
| 2018-12-31 | $8.27 | $16.25 | x |
| 2019-12-31 | $8.19 | $16.25 | x |
| 2020-12-31 | $8.65 | $16.25 | x |
| 2021-12-31 | $7.15 | $16.25 | x |
| 2022-12-31 | $3.40 | $16.25 | x |
| 2023-12-31 | $3.21 | $16.25 | x |
| 2024-12-31 | $5.37 | $16.25 | x |
| 2025-12-31 | $8.68 | $16.25 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Kingstone Companies Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 33.22%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 20.47%
- • Asset Turnover: 0.44x
- • Equity Multiplier: 3.69x
- Recent ROE (33.22%) is above the historical average (-0.76%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1995 | 7.67% | 5.00% | 1.06x | 1.45x | $-15.56K |
| 1996 | -0.35% | -0.46% | 0.64x | 1.19x | $-151.38K |
| 1997 | -10.92% | -14.45% | 0.61x | 1.23x | $-275.87K |
| 1998 | -9.24% | -10.82% | 0.66x | 1.29x | $-232.30K |
| 1999 | -8.82% | -4.96% | 1.10x | 1.61x | $-960.37K |
| 2000 | -262.79% | -47.58% | 1.76x | 3.13x | $-3.86 Million |
| 2001 | 0.00% | -35.54% | 2.12x | 0.00x | $-906.68K |
| 2002 | 79.95% | 27.64% | 1.20x | 2.41x | $915.17K |
| 2003 | 46.99% | 14.85% | 0.35x | 8.97x | $1.02 Million |
| 2004 | 31.27% | 9.11% | 0.55x | 6.26x | $934.88K |
| 2005 | 9.49% | 4.12% | 0.53x | 4.31x | $-26.50K |
| 2006 | 8.48% | 7.14% | 0.28x | 4.24x | $-91.04K |
| 2007 | -0.77% | -7.31% | 0.03x | 3.78x | $-663.18K |
| 2008 | -18.59% | -227.45% | 0.05x | 1.79x | $-1.50 Million |
| 2009 | 46.43% | 57.45% | 0.16x | 5.07x | $3.78 Million |
| 2010 | 7.60% | 4.55% | 0.37x | 4.53x | $-311.25K |
| 2011 | 16.35% | 9.04% | 0.40x | 4.55x | $972.07K |
| 2012 | 4.71% | 2.64% | 0.31x | 5.74x | $-861.48K |
| 2013 | 5.64% | 5.50% | 0.31x | 3.27x | $-1.56 Million |
| 2014 | 13.16% | 10.65% | 0.37x | 3.33x | $1.28 Million |
| 2015 | 15.37% | 10.84% | 0.43x | 3.29x | $2.43 Million |
| 2016 | 15.70% | 11.49% | 0.46x | 2.99x | $3.23 Million |
| 2017 | 10.56% | 10.76% | 0.36x | 2.69x | $528.71K |
| 2018 | 3.49% | 2.72% | 0.43x | 3.01x | $-5.77 Million |
| 2019 | -6.76% | -4.11% | 0.45x | 3.64x | $-14.79 Million |
| 2020 | 1.05% | 0.74% | 0.41x | 3.42x | $-8.31 Million |
| 2021 | -9.75% | -4.58% | 0.49x | 4.38x | $-14.95 Million |
| 2022 | -62.28% | -17.31% | 0.41x | 8.86x | $-26.14 Million |
| 2023 | -17.88% | -4.28% | 0.58x | 7.16x | $-9.62 Million |
| 2024 | 27.52% | 11.83% | 0.41x | 5.62x | $11.69 Million |
| 2025 | 33.22% | 20.47% | 0.44x | 3.69x | $28.49 Million |
Industry Comparison
This section compares Kingstone Companies Inc's net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $5,472,317,900
- Average return on equity (ROE) among peers: 10.11%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Kingstone Companies Inc (KINS) | $114.50 Billion | 7.67% | 3.06x | $203.95 Million |
| American Coastal Insurance Corp (ACIC) | $87.99 Million | 11.03% | 2.56x | $505.96 Million |
| American Financial Group, Inc. (AFG) | $4.62 Billion | 10.43% | 5.42x | $10.91 Billion |
| Aspen Insurance Holdings Ltd (AHL) | $3.42 Billion | 9.42% | 2.23x | $119.39 Million |
| American Integrity Insurance Group, Inc. (AII) | $337.02 Million | 29.56% | 2.63x | $328.18 Million |
| Assurant Inc (AIZ) | $2.85 Billion | 6.51% | 7.32x | $10.94 Billion |
| The Allstate Corporation (ALL) | $12.67 Billion | -13.25% | 9.64x | $54.30 Billion |
| Ategrity Specialty Insurance Company Holdings (ASIC) | $398.81 Million | 11.81% | 1.82x | $990.91 Million |
| Bowhead Specialty Holdings Inc. (BOW) | $192.08 Million | 13.04% | 4.35x | $888.60 Million |
| Chubb Ltd (CB) | $29.14 Billion | 9.73% | 2.51x | $124.22 Billion |
| Cincinnati Financial Corporation (CINF) | $1.01 Billion | 12.81% | 1.57x | $24.98 Billion |
About Kingstone Companies Inc
Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, provides property and casualty insurance products in the United States. The company offers personal line of insurance products, such as homeowners, dwelling fire, cooperative/condominiums, renters, and personal umbrella policies; and commercial auto insurance products. It also underwrites for-hire vehicle physical dam… Read more