Kingstone Companies Inc - Asset Resilience Ratio

Latest as of September 2025: 28.47%

Kingstone Companies Inc (KINS) has an Asset Resilience Ratio of 28.47% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read debt load of Kingstone Companies Inc for a breakdown of total debt and financial obligations.

Liquid Assets

$122.04 Million

Cash + Short-term Investments

Total Assets

$428.59 Million

All company assets

Resilience Assessment

Very High

Financial Resilience Level

Asset Resilience Ratio Trend (2009–2024)

This chart shows how Kingstone Companies Inc's Asset Resilience Ratio has changed over time. See Kingstone Companies Inc (KINS) shareholders funds for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Kingstone Companies Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Kingstone Companies Inc market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$122.04 Million	28.47%
Total Liquid Assets	$122.04 Million	28.47%

Asset Resilience Insights

Very High Liquidity: Kingstone Companies Inc maintains exceptional liquid asset reserves at 28.47% of total assets.
This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
The company has significant short-term investments, indicating active treasury management.

Kingstone Companies Inc Industry Peers by Asset Resilience Ratio

Compare Kingstone Companies Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Hyundai Mar&Fi KO:001450	Insurance - Property & Casualty	50.59%
Hanwha General KO:000370	Insurance - Property & Casualty	62.53%
Zur Shamir Holdings Ltd TA:ZUR	Insurance - Property & Casualty	21.86%
Petrolimex Insurance Corp VN:PGI	Insurance - Property & Casualty	45.77%
QBE Insurance Group Ltd AU:QBE	Insurance - Property & Casualty	3.80%
Suncorp Group Ltd AU:SUNPH	Insurance - Property & Casualty	69.36%
Suncorp Group Ltd AU:SUN	Insurance - Property & Casualty	3.36%
Insurance Australia Group Ltd AU:IAG	Insurance - Property & Casualty	2.07%

Annual Asset Resilience Ratio for Kingstone Companies Inc (2009–2024)

The table below shows the annual Asset Resilience Ratio data for Kingstone Companies Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2024-12-31	49.85%	$186.89 Million	$374.92 Million	+35.91pp
2023-12-31	13.94%	$34.46 Million	$247.22 Million	-34.36pp
2022-12-31	48.30%	$154.72 Million	$320.33 Million	+0.58pp
2021-12-31	47.71%	$158.08 Million	$331.31 Million	-1.90pp
2020-12-31	49.61%	$157.55 Million	$317.58 Million	-2.77pp
2019-12-31	52.38%	$168.24 Million	$321.20 Million	-10.73pp
2018-12-31	63.11%	$168.35 Million	$266.75 Million	+10.36pp
2017-12-31	52.75%	$134.27 Million	$254.55 Million	-0.61pp
2016-12-31	53.36%	$90.42 Million	$169.45 Million	+5.28pp
2015-12-31	48.08%	$71.71 Million	$149.13 Million	+4.28pp
2014-12-31	43.81%	$59.14 Million	$135.00 Million	+13.64pp
2013-12-31	30.17%	$35.23 Million	$116.78 Million	-3.49pp
2012-12-31	33.66%	$31.47 Million	$93.50 Million	-4.55pp
2011-12-31	38.21%	$26.63 Million	$69.70 Million	+5.28pp
2010-12-31	32.93%	$19.32 Million	$58.68 Million	+4.05pp
2009-12-31	28.88%	$15.20 Million	$52.64 Million	--

pp = percentage points

About Kingstone Companies Inc

NASDAQ:KINS USA Insurance - Property & Casualty

Market Cap

$229.90 Million

Market Cap Rank

#16093 Global

#3643 in USA

Share Price

$16.25

Change (1 day)

-2.52%

52-Week Range

$13.21 - $21.67

All Time High

$21.67