Mercantile Bank Corporation - Asset Resilience Ratio
Mercantile Bank Corporation (MBWM) has an Asset Resilience Ratio of 16.20% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Mercantile Bank Corporation's Asset Resilience Ratio has changed over time. Check Mercantile Bank Corporation (MBWM) strategic asset index to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Mercantile Bank Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Mercantile Bank Corporation market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.13 Billion | 16.2% |
| Total Liquid Assets | $1.13 Billion | 16.20% |
Asset Resilience Insights
- Good Liquidity Position: Mercantile Bank Corporation maintains a healthy 16.20% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Mercantile Bank Corporation Industry Peers by Asset Resilience Ratio
Compare Mercantile Bank Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
F:ZZMS |
Banks - Regional | 12.20% |
|
Bank of Shanghai Co Ltd
SHG:601229 |
Banks - Regional | -17.10% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Banco de Chile
F:G4RA |
Banks - Regional | 6.38% |
|
Industrial Bank Co Ltd
SHG:601166 |
Banks - Regional | 8.39% |
|
Arion banki hf
ST:ARION-SDB |
Banks - Regional | 0.52% |
|
Dime Community Bancshares, Inc.
NYSE:DCOM |
Banks - Regional | 4.29% |
|
Banco del Bajío S.A. Institución de Banca Múltiple
MX:BBAJIOO |
Banks - Regional | 2.94% |
Annual Asset Resilience Ratio for Mercantile Bank Corporation (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Mercantile Bank Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 16.13% | $1.10 Billion | $6.84 Billion | +4.06pp |
| 2024-12-31 | 12.07% | $730.35 Million | $6.05 Billion | +0.54pp |
| 2023-12-31 | 11.53% | $617.09 Million | $5.35 Billion | -0.85pp |
| 2022-12-31 | 12.37% | $602.94 Million | $4.87 Billion | +1.10pp |
| 2021-12-31 | 11.27% | $592.74 Million | $5.26 Billion | +2.54pp |
| 2020-12-31 | 8.73% | $387.35 Million | $4.44 Billion | -0.48pp |
| 2019-12-31 | 9.21% | $334.65 Million | $3.63 Billion | -0.82pp |
| 2018-12-31 | 10.03% | $337.37 Million | $3.36 Billion | -0.19pp |
| 2017-12-31 | 10.22% | $335.74 Million | $3.29 Billion | -0.43pp |
| 2016-12-31 | 10.64% | $328.06 Million | $3.08 Billion | -1.31pp |
| 2015-12-31 | 11.95% | $346.99 Million | $2.90 Billion | -3.01pp |
| 2014-12-31 | 14.96% | $432.91 Million | $2.89 Billion | +5.77pp |
| 2013-12-31 | 9.19% | $131.18 Million | $1.43 Billion | -0.53pp |
| 2012-12-31 | 9.72% | $138.31 Million | $1.42 Billion | -2.35pp |
| 2011-12-31 | 12.07% | $172.99 Million | $1.43 Billion | +11.48pp |
| 2010-12-31 | 0.59% | $9.60 Million | $1.63 Billion | +0.51pp |
| 2009-12-31 | 0.08% | $1.47 Million | $1.91 Billion | +0.07pp |
| 2008-12-31 | 0.00% | $100.00K | $2.21 Billion | -0.02pp |
| 2007-12-31 | 0.02% | $510.00K | $2.12 Billion | +0.01pp |
| 2006-12-31 | 0.01% | $282.00K | $2.07 Billion | -0.02pp |
| 2005-12-31 | 0.03% | $545.00K | $1.84 Billion | +0.02pp |
| 2004-12-31 | 0.01% | $149.00K | $1.54 Billion | -0.01pp |
| 2003-12-31 | 0.02% | $255.00K | $1.20 Billion | -0.49pp |
| 2002-12-31 | 0.51% | $4.71 Million | $921.86 Million | -0.27pp |
| 2001-12-31 | 0.78% | $5.47 Million | $698.68 Million | -0.47pp |
| 2000-12-31 | 1.25% | $6.41 Million | $512.75 Million | -- |
About Mercantile Bank Corporation
Mercantile Bank Corporation operates as the bank holding company for Mercantile Bank that provides commercial and retail banking services to small- to medium-sized businesses and individuals in the United States. The company accepts various deposit products, such as checking, savings, and term certificate accounts; time deposits; and certificates of deposit. It also provides commercial and indust… Read more