Mercantile Bank Corporation - Asset Resilience Ratio
Mercantile Bank Corporation (MBWM) has an Asset Resilience Ratio of 16.50% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Mercantile Bank Corporation short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Mercantile Bank Corporation's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Mercantile Bank Corporation asset portfolio.
Liquid Assets Composition Over Time
This chart breaks down Mercantile Bank Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Mercantile Bank Corporation long-term investment allocation to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.13 Billion | 16.5% |
| Total Liquid Assets | $1.13 Billion | 16.50% |
Asset Resilience Insights
- Good Liquidity Position: Mercantile Bank Corporation maintains a healthy 16.50% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Mercantile Bank Corporation Industry Peers by Asset Resilience Ratio
Compare Mercantile Bank Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Mercantile Bank Corporation (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Mercantile Bank Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 16.13% | $1.10 Billion | $6.84 Billion | +4.06pp |
| 2024-12-31 | 12.07% | $730.35 Million | $6.05 Billion | +0.54pp |
| 2023-12-31 | 11.53% | $617.09 Million | $5.35 Billion | -0.85pp |
| 2022-12-31 | 12.37% | $602.94 Million | $4.87 Billion | +1.10pp |
| 2021-12-31 | 11.27% | $592.74 Million | $5.26 Billion | +2.54pp |
| 2020-12-31 | 8.73% | $387.35 Million | $4.44 Billion | -0.48pp |
| 2019-12-31 | 9.21% | $334.65 Million | $3.63 Billion | -0.82pp |
| 2018-12-31 | 10.03% | $337.37 Million | $3.36 Billion | -0.19pp |
| 2017-12-31 | 10.22% | $335.74 Million | $3.29 Billion | -0.43pp |
| 2016-12-31 | 10.64% | $328.06 Million | $3.08 Billion | -1.31pp |
| 2015-12-31 | 11.95% | $346.99 Million | $2.90 Billion | -3.01pp |
| 2014-12-31 | 14.96% | $432.91 Million | $2.89 Billion | +5.77pp |
| 2013-12-31 | 9.19% | $131.18 Million | $1.43 Billion | -0.53pp |
| 2012-12-31 | 9.72% | $138.31 Million | $1.42 Billion | -2.35pp |
| 2011-12-31 | 12.07% | $172.99 Million | $1.43 Billion | +11.48pp |
| 2010-12-31 | 0.59% | $9.60 Million | $1.63 Billion | +0.51pp |
| 2009-12-31 | 0.08% | $1.47 Million | $1.91 Billion | +0.07pp |
| 2008-12-31 | 0.00% | $100.00K | $2.21 Billion | -0.02pp |
| 2007-12-31 | 0.02% | $510.00K | $2.12 Billion | +0.01pp |
| 2006-12-31 | 0.01% | $282.00K | $2.07 Billion | -0.02pp |
| 2005-12-31 | 0.03% | $545.00K | $1.84 Billion | +0.02pp |
| 2004-12-31 | 0.01% | $149.00K | $1.54 Billion | -0.01pp |
| 2003-12-31 | 0.02% | $255.00K | $1.20 Billion | -0.49pp |
| 2002-12-31 | 0.51% | $4.71 Million | $921.86 Million | -0.27pp |
| 2001-12-31 | 0.78% | $5.47 Million | $698.68 Million | -0.47pp |
| 2000-12-31 | 1.25% | $6.41 Million | $512.75 Million | -- |
About Mercantile Bank Corporation
Mercantile Bank Corporation operates as the bank holding company for Mercantile Bank that provides commercial and retail banking services to small- to medium-sized businesses and individuals in the United States. The company accepts various deposit products, such as checking, savings, and term certificate accounts; time deposits; and certificates of deposit. It also provides commercial and indust… Read more