Mercantile Bank Corporation Asset Resilience Ratio
Mercantile Bank Corporation asset resilience ratio. Mercantile Bank Corporation (MBWM) has an Asset Resilience Ratio of 16.50% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See defensive interval ratio of Mercantile Bank Corporation to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Mercantile Bank Corporation (2000–2025)
Asset resilience ratio of Mercantile Bank Corporation from 2000 to 2025. This chart shows how Mercantile Bank Corporation's Asset Resilience Ratio has changed over time. Read MBWM liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Mercantile Bank Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see how large is Mercantile Bank Corporation's balance sheet.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.13 Billion | 16.5% |
| Total Liquid Assets | $1.13 Billion | 16.50% |
Asset Resilience Insights
- Good Liquidity Position: Mercantile Bank Corporation maintains a healthy 16.50% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Mercantile Bank Corporation Industry Peers by Asset Resilience Ratio
Compare Mercantile Bank Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Mercantile Bank Corporation Asset Resilience Ratio by Year (2000–2025)
Mercantile Bank Corporation asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for Mercantile Bank Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 16.13% | $1.10 Billion | $6.84 Billion | +4.06pp |
| 2024-12-31 | 12.07% | $730.35 Million | $6.05 Billion | +0.54pp |
| 2023-12-31 | 11.53% | $617.09 Million | $5.35 Billion | -0.85pp |
| 2022-12-31 | 12.37% | $602.94 Million | $4.87 Billion | +1.10pp |
| 2021-12-31 | 11.27% | $592.74 Million | $5.26 Billion | +2.54pp |
| 2020-12-31 | 8.73% | $387.35 Million | $4.44 Billion | -0.48pp |
| 2019-12-31 | 9.21% | $334.65 Million | $3.63 Billion | -0.82pp |
| 2018-12-31 | 10.03% | $337.37 Million | $3.36 Billion | -0.19pp |
| 2017-12-31 | 10.22% | $335.74 Million | $3.29 Billion | -0.43pp |
| 2016-12-31 | 10.64% | $328.06 Million | $3.08 Billion | -1.31pp |
| 2015-12-31 | 11.95% | $346.99 Million | $2.90 Billion | -3.01pp |
| 2014-12-31 | 14.96% | $432.91 Million | $2.89 Billion | +5.77pp |
| 2013-12-31 | 9.19% | $131.18 Million | $1.43 Billion | -0.53pp |
| 2012-12-31 | 9.72% | $138.31 Million | $1.42 Billion | -2.35pp |
| 2011-12-31 | 12.07% | $172.99 Million | $1.43 Billion | +11.48pp |
| 2010-12-31 | 0.59% | $9.60 Million | $1.63 Billion | +0.51pp |
| 2009-12-31 | 0.08% | $1.47 Million | $1.91 Billion | +0.07pp |
| 2008-12-31 | 0.00% | $100.00K | $2.21 Billion | -0.02pp |
| 2007-12-31 | 0.02% | $510.00K | $2.12 Billion | +0.01pp |
| 2006-12-31 | 0.01% | $282.00K | $2.07 Billion | -0.02pp |
| 2005-12-31 | 0.03% | $545.00K | $1.84 Billion | +0.02pp |
| 2004-12-31 | 0.01% | $149.00K | $1.54 Billion | -0.01pp |
| 2003-12-31 | 0.02% | $255.00K | $1.20 Billion | -0.49pp |
| 2002-12-31 | 0.51% | $4.71 Million | $921.86 Million | -0.27pp |
| 2001-12-31 | 0.78% | $5.47 Million | $698.68 Million | -0.47pp |
| 2000-12-31 | 1.25% | $6.41 Million | $512.75 Million | -- |
About Mercantile Bank Corporation
Mercantile Bank Corporation operates as the bank holding company for Mercantile Bank that provides commercial and retail banking services to small- to medium-sized businesses and individuals in the United States. The company accepts various deposit products, such as checking, savings, and term certificate accounts; time deposits; and certificates of deposit. It also provides commercial and indust… Read more