Mercantile Bank Corporation (MBWM) — Cash Flow Reinvestment Rate

Latest as of March 2026: 1.01x

Mercantile Bank Corporation (MBWM) has a Cash Flow Reinvestment Rate of 1.01x as of March 2026, reinvesting $28.48 Million (capex $938.00K plus investments $-27.54 Million) from operating cash flow of $28.31 Million. Check Mercantile Bank Corporation earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.

Reinvestment Rate

1.01x
(Capex + Investments) / Operating CF

Total Reinvested

$28.48 Million
Capex + Investments

Operating Cash Flow

$28.31 Million
USD

Capital Expenditures

$938.00K
USD

Mercantile Bank Corporation Cash Flow Reinvestment Rate (1998–2025)

Historical reinvestment intensity for Mercantile Bank Corporation across 27 annual periods. Explore MBWM long-term investments to assets to see how much of total assets are deployed in long-term investments.

Annual Cash Flow Reinvestment Rate for Mercantile Bank Corporation (1998–2025)

Year-by-year capital reinvestment analysis for Mercantile Bank Corporation. For live market cap and broader valuation context, see Mercantile Bank Corporation stock valuation.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 7.95x $142.81 Million $17.97 Million $6.76 Million ▲ +85.1%
2024 4.29x $433.97 Million $101.12 Million $8.53 Million ▲ +11.8%
2023 3.84x $255.74 Million $66.61 Million $6.69 Million ▼ -17.0%
2022 4.62x $554.19 Million $119.86 Million $3.02 Million ▼ -39.3%
2021 7.62x $491.78 Million $64.57 Million $5.60 Million ▼ -27.7%
2020 10.53x $398.97 Million $37.88 Million $8.99 Million ▲ +382.7%
2019 2.18x $97.69 Million $44.77 Million $13.48 Million ▼ -36.8%
2018 3.45x $213.22 Million $61.74 Million $6.32 Million ▼ -31.1%
2017 5.01x $193.71 Million $38.66 Million $5.42 Million ▲ +89.1%
2016 2.65x $91.67 Million $34.60 Million $2.02 Million ▼ -3.8%
2015 2.75x $99.17 Million $36.00 Million $1.08 Million ▲ +26.1%
2014 2.19x $31.50 Million $14.41 Million $2.17 Million ▲ +208.5%
2013 0.71x $20.32 Million $28.68 Million $326.00K ▼ -75.6%
2012 2.91x $49.52 Million $17.03 Million $571.00K ▼ -69.9%
2011 9.68x $217.77 Million $22.51 Million $556.00K ▲ +242640.8%
2010 0.00x $118.00K $29.60 Million $118.00K ▼ -91.9%
2008 0.05x $673.00K $13.63 Million $673.00K ▼ -72.8%
2007 0.18x $3.51 Million $19.36 Million $3.51 Million ▼ -14.6%
2006 0.21x $5.91 Million $27.83 Million $5.91 Million ▼ -27.8%
2005 0.29x $7.68 Million $26.10 Million $7.68 Million ▼ -48.9%
2004 0.58x $10.52 Million $18.27 Million $10.52 Million ▲ +82.4%
2003 0.32x $4.29 Million $13.61 Million $4.29 Million ▼ -10.4%
2002 0.35x $3.53 Million $10.02 Million $3.53 Million ▼ -74.2%
2001 1.36x $5.99 Million $4.39 Million $5.99 Million ▲ +898.5%
2000 0.14x $1.10 Million $8.05 Million $1.10 Million ▼ -77.7%
1999 0.61x $1.90 Million $3.10 Million $1.90 Million ▼ -76.2%
1998 2.57x $1.08 Million $420.00K $1.08 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow