MidWestOne Financial Group Inc Asset Resilience Ratio
MidWestOne Financial Group Inc asset resilience ratio. MidWestOne Financial Group Inc (MOFG) has an Asset Resilience Ratio of 18.81% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See MOFG defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of MidWestOne Financial Group Inc (2006–2024)
Asset resilience ratio of MidWestOne Financial Group Inc from 2006 to 2024. This chart shows how MidWestOne Financial Group Inc's Asset Resilience Ratio has changed over time. Read how much debt does MidWestOne Financial Group Inc carry for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down MidWestOne Financial Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see MOFG current and non-current assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.18 Billion | 18.81% |
| Total Liquid Assets | $1.18 Billion | 18.81% |
Asset Resilience Insights
- Good Liquidity Position: MidWestOne Financial Group Inc maintains a healthy 18.81% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
MidWestOne Financial Group Inc Industry Peers by Asset Resilience Ratio
Compare MidWestOne Financial Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
MidWestOne Financial Group Inc Asset Resilience Ratio by Year (2006–2024)
MidWestOne Financial Group Inc asset resilience ratio by year from 2006 to 2024. The table below shows the annual Asset Resilience Ratio data for MidWestOne Financial Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 21.30% | $1.33 Billion | $6.24 Billion | +8.93pp |
| 2023-12-31 | 12.37% | $795.13 Million | $6.43 Billion | -5.17pp |
| 2022-12-31 | 17.54% | $1.15 Billion | $6.58 Billion | -20.44pp |
| 2021-12-31 | 37.98% | $2.29 Billion | $6.03 Billion | +8.15pp |
| 2020-12-31 | 29.83% | $1.66 Billion | $5.56 Billion | +12.94pp |
| 2019-12-31 | 16.89% | $785.98 Million | $4.65 Billion | +4.31pp |
| 2018-12-31 | 12.58% | $414.10 Million | $3.29 Billion | -1.35pp |
| 2017-12-31 | 13.94% | $447.66 Million | $3.21 Billion | -1.57pp |
| 2016-12-31 | 15.51% | $477.52 Million | $3.08 Billion | +1.17pp |
| 2015-12-31 | 14.34% | $427.24 Million | $2.98 Billion | -12.04pp |
| 2014-12-31 | 26.38% | $474.94 Million | $1.80 Billion | -2.02pp |
| 2013-12-31 | 28.40% | $498.56 Million | $1.76 Billion | -2.69pp |
| 2012-12-31 | 31.10% | $557.54 Million | $1.79 Billion | -0.41pp |
| 2011-12-31 | 31.50% | $534.08 Million | $1.70 Billion | +31.07pp |
| 2010-12-31 | 0.43% | $6.80 Million | $1.58 Billion | -22.24pp |
| 2009-12-31 | 22.67% | $347.96 Million | $1.53 Billion | +22.51pp |
| 2008-12-31 | 0.16% | $2.42 Million | $1.51 Billion | +0.09pp |
| 2007-12-31 | 0.07% | $508.00K | $701.98 Million | +0.01pp |
| 2006-12-31 | 0.06% | $447.00K | $744.91 Million | -- |
About MidWestOne Financial Group Inc
MidWestOne Financial Group, Inc. operates as the bank holding company for MidWestOne Bank that provides commercial and retail banking products and services to individuals, businesses, governmental units, and institutional customers. The company offers various deposit products, including noninterest bearing and interest bearing demand deposits, demand and interest checking, savings, money market, … Read more