MidWestOne Financial Group Inc - Asset Resilience Ratio
MidWestOne Financial Group Inc (MOFG) has an Asset Resilience Ratio of 18.81% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See MidWestOne Financial Group Inc current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2006–2024)
This chart shows how MidWestOne Financial Group Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see how large is MidWestOne Financial Group Inc's balance sheet.
Liquid Assets Composition Over Time
This chart breaks down MidWestOne Financial Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore MOFG strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $1.18 Billion | 18.81% |
| Total Liquid Assets | $1.18 Billion | 18.81% |
Asset Resilience Insights
- Good Liquidity Position: MidWestOne Financial Group Inc maintains a healthy 18.81% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
MidWestOne Financial Group Inc Industry Peers by Asset Resilience Ratio
Compare MidWestOne Financial Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for MidWestOne Financial Group Inc (2006–2024)
The table below shows the annual Asset Resilience Ratio data for MidWestOne Financial Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 21.30% | $1.33 Billion | $6.24 Billion | +8.93pp |
| 2023-12-31 | 12.37% | $795.13 Million | $6.43 Billion | -5.17pp |
| 2022-12-31 | 17.54% | $1.15 Billion | $6.58 Billion | -20.44pp |
| 2021-12-31 | 37.98% | $2.29 Billion | $6.03 Billion | +8.15pp |
| 2020-12-31 | 29.83% | $1.66 Billion | $5.56 Billion | +12.94pp |
| 2019-12-31 | 16.89% | $785.98 Million | $4.65 Billion | +4.31pp |
| 2018-12-31 | 12.58% | $414.10 Million | $3.29 Billion | -1.35pp |
| 2017-12-31 | 13.94% | $447.66 Million | $3.21 Billion | -1.57pp |
| 2016-12-31 | 15.51% | $477.52 Million | $3.08 Billion | +1.17pp |
| 2015-12-31 | 14.34% | $427.24 Million | $2.98 Billion | -12.04pp |
| 2014-12-31 | 26.38% | $474.94 Million | $1.80 Billion | -2.02pp |
| 2013-12-31 | 28.40% | $498.56 Million | $1.76 Billion | -2.69pp |
| 2012-12-31 | 31.10% | $557.54 Million | $1.79 Billion | -0.41pp |
| 2011-12-31 | 31.50% | $534.08 Million | $1.70 Billion | +31.07pp |
| 2010-12-31 | 0.43% | $6.80 Million | $1.58 Billion | -22.24pp |
| 2009-12-31 | 22.67% | $347.96 Million | $1.53 Billion | +22.51pp |
| 2008-12-31 | 0.16% | $2.42 Million | $1.51 Billion | +0.09pp |
| 2007-12-31 | 0.07% | $508.00K | $701.98 Million | +0.01pp |
| 2006-12-31 | 0.06% | $447.00K | $744.91 Million | -- |
About MidWestOne Financial Group Inc
MidWestOne Financial Group, Inc. operates as the bank holding company for MidWestOne Bank that provides commercial and retail banking products and services to individuals, businesses, governmental units, and institutional customers. The company offers various deposit products, including noninterest bearing and interest bearing demand deposits, demand and interest checking, savings, money market, … Read more