MidWestOne Financial Group Inc (MOFG) — Cash Flow Quality Index
MidWestOne Financial Group Inc (MOFG) has a Cash Flow Quality Index of 1.04x as of September 2025. Operating cash flow of $17.70 Million exceeds net income of $17.02 Million, indicating high earnings quality where cash backs reported profits. Explore how well can MidWestOne Financial Group Inc service its debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
MidWestOne Financial Group Inc Cash Flow Quality Index (1994–2023)
Historical Cash Flow Quality Index for MidWestOne Financial Group Inc across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see MidWestOne Financial Group Inc cash conversion from operations.
Annual Cash Flow Quality Index for MidWestOne Financial Group Inc (1994–2023)
Year-by-year earnings quality comparison for MidWestOne Financial Group Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2023 | 3.00x | $62.57 Million | $20.86 Million | ▲ +102.0% |
| 2022 | 1.48x | $90.33 Million | $60.84 Million | ▼ -7.5% |
| 2021 | 1.61x | $111.55 Million | $69.49 Million | ▲ +16.1% |
| 2020 | 1.38x | $9.16 Million | $6.62 Million | ▲ +27.5% |
| 2019 | 1.08x | $47.31 Million | $43.63 Million | ▼ -23.0% |
| 2018 | 1.41x | $42.76 Million | $30.35 Million | ▼ -35.7% |
| 2017 | 2.19x | $40.98 Million | $18.70 Million | ▲ +17.0% |
| 2016 | 1.87x | $38.18 Million | $20.39 Million | ▲ +43.8% |
| 2015 | 1.30x | $32.71 Million | $25.12 Million | ▲ +3.7% |
| 2014 | 1.26x | $23.26 Million | $18.52 Million | ▼ -17.3% |
| 2013 | 1.52x | $28.26 Million | $18.61 Million | ▲ +11.4% |
| 2012 | 1.36x | $22.54 Million | $16.53 Million | ▼ -23.5% |
| 2011 | 1.78x | $23.73 Million | $13.31 Million | ▼ -11.8% |
| 2010 | 2.02x | $20.48 Million | $10.13 Million | ▼ -29.2% |
| 2009 | 2.85x | $12.59 Million | $4.41 Million | ▲ +159.4% |
| 2007 | 1.10x | $7.32 Million | $6.65 Million | ▼ -28.2% |
| 2006 | 1.53x | $8.88 Million | $5.80 Million | ▲ +51.4% |
| 2005 | 1.01x | $6.16 Million | $6.09 Million | ▼ -36.2% |
| 2003 | 1.59x | $9.40 Million | $5.93 Million | ▼ -12.1% |
| 2001 | 1.80x | $7.86 Million | $4.36 Million | ▲ +27.0% |
| 2000 | 1.42x | $5.68 Million | $4.00 Million | ▼ -38.3% |
| 1999 | 2.30x | $5.12 Million | $2.22 Million | ▲ +60.6% |
| 1998 | 1.43x | $6.60 Million | $4.60 Million | ▲ +22.0% |
| 1997 | 1.18x | $6.00 Million | $5.10 Million | ▼ -25.4% |
| 1996 | 1.58x | $7.10 Million | $4.50 Million | ▲ +20.7% |
| 1995 | 1.31x | $5.10 Million | $3.90 Million | ▲ +14.4% |
| 1994 | 1.14x | $3.20 Million | $2.80 Million | — |