Nerdwallet Inc - Asset Resilience Ratio

Latest as of December 2025: 0.50%

Nerdwallet Inc (NRDS) has an Asset Resilience Ratio of 0.50% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital position of Nerdwallet Inc to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$2.30 Million
Cash + Short-term Investments

Total Assets

$461.10 Million
All company assets

Resilience Assessment

Low
Financial Resilience Level

Asset Resilience Ratio Trend (2019–2025)

This chart shows how Nerdwallet Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see NRDS asset base.

Liquid Assets Composition Over Time

This chart breaks down Nerdwallet Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Read NRDS total debt and obligations for a breakdown of total debt and financial obligations.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $2.30 Million 0.5%
Total Liquid Assets $2.30 Million 0.50%

Asset Resilience Insights

  • Limited Liquidity: Nerdwallet Inc maintains only 0.50% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

Nerdwallet Inc Industry Peers by Asset Resilience Ratio

Compare Nerdwallet Inc's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
REA Group Ltd
AU:REA
Internet Content & Information 12.53%
Match Group Inc
NASDAQ:MTCH
Internet Content & Information 0.07%
Méliuz S.A
SA:CASH3
Internet Content & Information 4.92%
Artmarket.com SA
PA:PRC
Internet Content & Information 5.97%
Camplify Holdings Ltd
AU:CHL
Internet Content & Information 73.02%
CAR Group Ltd
AU:CAR
Internet Content & Information 4.86%
Seek Ltd
AU:SEK
Internet Content & Information 0.00%
Frontier Digital Ventures Ltd
AU:FDV
Internet Content & Information 0.12%

Annual Asset Resilience Ratio for Nerdwallet Inc (2019–2025)

The table below shows the annual Asset Resilience Ratio data for Nerdwallet Inc.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 0.50% $2.30 Million $461.10 Million 0.00pp
2024-12-31 0.50% $2.20 Million $437.60 Million +0.00pp
2023-12-31 0.50% $2.10 Million $418.60 Million +0.03pp
2022-12-31 0.47% $2.00 Million $425.70 Million -0.08pp
2021-12-31 0.55% $2.00 Million $364.10 Million -0.23pp
2020-12-31 0.78% $2.00 Million $255.20 Million --
2019-12-31 0.00% $0.00 $144.60 Million --
pp = percentage points

About Nerdwallet Inc

NASDAQ:NRDS USA Internet Content & Information
Market Cap
$296.59 Million
Market Cap Rank
#14985 Global
#3536 in USA
Share Price
$9.20
Change (1 day)
-2.23%
52-Week Range
$7.58 - $15.93
All Time High
$28.30
About

NerdWallet, Inc. operates a digital platform that provides financial guidance to consumers and small and mid-sized businesses (SMB) in the United States, the United Kingdom, Australia, and Canada. It offers editorial and content publishing, a consumer and SMB financial education, tools, calculators, guides, and research published under the NerdWallet brand; Marketplace And Referral Services, a to… Read more