Nerdwallet Inc (NRDS) - Net Assets
Based on the latest financial reports, Nerdwallet Inc (NRDS) has net assets worth $374.50 Million USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($461.10 Million) and total liabilities ($86.60 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Nerdwallet Inc asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $374.50 Million |
| % of Total Assets | 81.22% |
| Annual Growth Rate | 89.81% |
| 5-Year Change | 45.38% |
| 10-Year Change | N/A |
| Growth Volatility | 337.34 |
Nerdwallet Inc - Net Assets Trend (2019–2025)
This chart illustrates how Nerdwallet Inc's net assets have evolved over time, based on quarterly financial data. Also explore Nerdwallet Inc asset portfolio for the complete picture of this company's asset base.
Annual Net Assets for Nerdwallet Inc (2019–2025)
The table below shows the annual net assets of Nerdwallet Inc from 2019 to 2025. For live valuation and market cap data, see NRDS market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $374.50 Million | +2.83% |
| 2024-12-31 | $364.20 Million | -0.74% |
| 2023-12-31 | $366.90 Million | +7.37% |
| 2022-12-31 | $341.70 Million | +32.65% |
| 2021-12-31 | $257.60 Million | +211.49% |
| 2020-12-31 | $82.70 Million | +933.75% |
| 2019-12-31 | $8.00 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Nerdwallet Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 16790000000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Other Comprehensive Income | $100.00K | 0.03% |
| Other Components | $562.50 Million | 150.20% |
| Total Equity | $374.50 Million | 100.00% |
Nerdwallet Inc Competitors by Market Cap
The table below lists competitors of Nerdwallet Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Australian Finance Group Ltd
AU:AFG
|
$386.50 Million |
|
ALTYNGOLD PLC LS -10
F:FPP0
|
$386.66 Million |
|
ABG Sundal Collier Holding ASA
OL:ABG
|
$386.68 Million |
|
Beijing Sanfo Outdoor Products Co Ltd
SHE:002780
|
$386.72 Million |
|
Handsome
KO:020000
|
$386.43 Million |
|
Reckitt Benckiser Group PLC
LSE:RKT
|
$386.42 Million |
|
Blade Air Mobility Inc
NASDAQ:BLDE
|
$386.42 Million |
|
Kolon Plastics
KO:138490
|
$386.28 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Nerdwallet Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 364,200,000 to 374,500,000, a change of 10,300,000 (2.8%).
- Net income of 48,700,000 contributed positively to equity growth.
- Share repurchases of 70,200,000 reduced equity.
- Other comprehensive income increased equity by 300,000.
- Other factors increased equity by 31,500,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $48.70 Million | +13.0% |
| Share Repurchases | $70.20 Million | -18.74% |
| Other Comprehensive Income | $300.00K | +0.08% |
| Other Changes | $31.50 Million | +8.41% |
| Total Change | $- | 2.83% |
Book Value vs Market Value Analysis
This analysis compares Nerdwallet Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.23x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 90.61x to 2.23x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2019-12-31 | $0.12 | $11.01 | x |
| 2020-12-31 | $1.26 | $11.01 | x |
| 2021-12-31 | $3.84 | $11.01 | x |
| 2022-12-31 | $4.84 | $11.01 | x |
| 2023-12-31 | $4.78 | $11.01 | x |
| 2024-12-31 | $4.62 | $11.01 | x |
| 2025-12-31 | $4.93 | $11.01 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Nerdwallet Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 13.00%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 5.82%
- • Asset Turnover: 1.81x
- • Equity Multiplier: 1.23x
- Recent ROE (13.00%) is below the historical average (43.94%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2019 | 302.50% | 10.60% | 1.58x | 18.08x | $23.40 Million |
| 2020 | 6.41% | 2.16% | 0.96x | 3.09x | $-2.97 Million |
| 2021 | -16.50% | -11.20% | 1.04x | 1.41x | $-68.26 Million |
| 2022 | -2.99% | -1.89% | 1.27x | 1.25x | $-44.37 Million |
| 2023 | -3.22% | -1.97% | 1.43x | 1.14x | $-48.49 Million |
| 2024 | 8.35% | 4.42% | 1.57x | 1.20x | $-6.02 Million |
| 2025 | 13.00% | 5.82% | 1.81x | 1.23x | $11.25 Million |
Industry Comparison
This section compares Nerdwallet Inc's net assets metrics with peer companies in the Internet Content & Information industry.
Industry Context
- Industry: Internet Content & Information
- Average net assets among peers: $20,452,752,506
- Average return on equity (ROE) among peers: -43.47%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Nerdwallet Inc (NRDS) | $374.50 Million | 302.50% | 0.23x | $386.45 Million |
| Calibre (ALWIN) | $16.63 Million | -38.27% | 2.23x | $11.23 Million |
| ANGI Homeservices Inc (ANGI) | $-18.49 Million | 0.00% | 0.00x | $306.40 Million |
| Arena Group Holdings Inc (AREN) | $-58.99 Million | 0.00% | 0.00x | $123.41 Million |
| Autohome Inc (ATHM) | $8.95 Billion | 13.71% | 0.05x | $2.20 Billion |
| Baidu Inc (BIDU) | $175.75 Billion | 15.69% | 0.69x | $35.02 Billion |
| Bilibili Inc (BILI) | $7.64 Billion | -16.88% | 1.03x | $7.20 Billion |
| Bumble Inc (BMBL) | $1.35 Billion | -41.29% | 0.87x | $540.03 Million |
| The Beachbody Company, Inc. (BODI) | $28.17 Million | -254.32% | 5.20x | $62.80 Million |
| Kanzhun Ltd ADR (BZ) | $10.67 Billion | -10.03% | 0.28x | $5.37 Billion |
| BuzzFeed Inc (BZFD) | $194.55 Million | -103.29% | 1.72x | $28.12 Million |
About Nerdwallet Inc
NerdWallet, Inc. operates a digital platform that provides financial guidance to consumers and small and mid-sized businesses (SMB) in the United States, the United Kingdom, Australia, and Canada. It offers editorial and content publishing, a consumer and SMB financial education, tools, calculators, guides, and research published under the NerdWallet brand; Marketplace And Referral Services, a to… Read more