Nerdwallet Inc (NRDS) — Cash Flow-to-Debt Ratio

Latest as of June 2026: 0.45x

Nerdwallet Inc (NRDS) has a Cash Flow-to-Debt Ratio of 0.45x as of June 2026, meaning its operating cash flow of $41.20 Million could theoretically repay 0% of its total liabilities ($92.20 Million) in one year. See NRDS free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.

CF-to-Debt Ratio

0.45x
Operating CF / Total Liabilities

Operating Cash Flow

$41.20 Million
USD

Total Liabilities

$92.20 Million
USD

Data as of

Jun 2026
Most recent filing

Nerdwallet Inc Cash Flow-to-Debt Ratio (2019–2025)

Historical debt coverage capacity for Nerdwallet Inc across 7 annual periods. For the full cash flow conversion analysis, see Nerdwallet Inc operating cash flow efficiency.

Annual Cash Flow-to-Debt Ratio for Nerdwallet Inc (2019–2025)

Year-by-year debt coverage analysis for Nerdwallet Inc. Check Nerdwallet Inc cash flow quality index to evaluate the quality of earnings relative to operating cash generation.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 1.52x $131.60 Million $86.60 Million ▲ +55.3%
2024 0.98x $71.80 Million $73.40 Million ▼ -29.9%
2023 1.39x $72.10 Million $51.70 Million ▲ +368.6%
2022 0.30x $25.00 Million $84.00 Million ▲ +340.2%
2021 0.07x $7.20 Million $106.50 Million ▼ -24.3%
2020 0.09x $15.40 Million $172.50 Million ▼ -61.2%
2019 0.23x $31.40 Million $136.60 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.