Safety Insurance Group Inc - Asset Resilience Ratio
Safety Insurance Group Inc (SAFT) has an Asset Resilience Ratio of 28.33% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Safety Insurance Group Inc total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2002–2025)
This chart shows how Safety Insurance Group Inc's Asset Resilience Ratio has changed over time. See shareholders equity of Safety Insurance Group Inc for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Safety Insurance Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see SAFT stock market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $700.02 Million | 28.33% |
| Total Liquid Assets | $700.02 Million | 28.33% |
Asset Resilience Insights
- Very High Liquidity: Safety Insurance Group Inc maintains exceptional liquid asset reserves at 28.33% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Safety Insurance Group Inc Industry Peers by Asset Resilience Ratio
Compare Safety Insurance Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
|
Trupanion Inc
NASDAQ:TRUP |
Insurance - Property & Casualty | 24.98% |
|
QBE Insurance Group Ltd
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 27.27% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 4.66% |
Annual Asset Resilience Ratio for Safety Insurance Group Inc (2002–2025)
The table below shows the annual Asset Resilience Ratio data for Safety Insurance Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 28.33% | $700.02 Million | $2.47 Billion | +3.95pp |
| 2024-12-31 | 24.38% | $553.39 Million | $2.27 Billion | +22.80pp |
| 2023-12-31 | 1.58% | $31.05 Million | $1.97 Billion | -51.66pp |
| 2022-12-31 | 53.24% | $1.05 Billion | $1.97 Billion | -4.30pp |
| 2021-12-31 | 57.54% | $1.22 Billion | $2.12 Billion | -3.66pp |
| 2020-12-31 | 61.19% | $1.26 Billion | $2.05 Billion | +0.48pp |
| 2019-12-31 | 60.71% | $1.23 Billion | $2.02 Billion | -1.88pp |
| 2018-12-31 | 62.59% | $1.16 Billion | $1.86 Billion | -2.26pp |
| 2017-12-31 | 64.85% | $1.17 Billion | $1.81 Billion | -0.80pp |
| 2016-12-31 | 65.65% | $1.15 Billion | $1.76 Billion | +2.17pp |
| 2015-12-31 | 63.48% | $1.08 Billion | $1.70 Billion | -4.28pp |
| 2014-12-31 | 67.76% | $1.14 Billion | $1.68 Billion | -0.22pp |
| 2013-12-31 | 67.98% | $1.10 Billion | $1.63 Billion | -6.06pp |
| 2012-12-31 | 74.03% | $1.17 Billion | $1.57 Billion | +73.51pp |
| 2011-12-31 | 0.52% | $7.70 Million | $1.47 Billion | +0.33pp |
| 2010-12-31 | 0.20% | $2.82 Million | $1.44 Billion | -71.82pp |
| 2009-12-31 | 72.01% | $1.03 Billion | $1.43 Billion | +66.24pp |
| 2008-12-31 | 5.77% | $82.93 Million | $1.44 Billion | -63.96pp |
| 2007-12-31 | 69.73% | $1.01 Billion | $1.45 Billion | +0.35pp |
| 2006-12-31 | 69.38% | $940.61 Million | $1.36 Billion | +12.56pp |
| 2005-12-31 | 56.81% | $714.54 Million | $1.26 Billion | +1.73pp |
| 2004-12-31 | 55.09% | $664.60 Million | $1.21 Billion | -6.62pp |
| 2002-12-31 | 61.71% | $603.89 Million | $978.60 Million | -- |
About Safety Insurance Group Inc
Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in Massachusetts, the United States. The company offers private passenger automobile policies that provide coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own ve… Read more