Safety Insurance Group Inc - Asset Resilience Ratio

Latest as of December 2025: 28.33%

Safety Insurance Group Inc (SAFT) has an Asset Resilience Ratio of 28.33% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Safety Insurance Group Inc total liabilities for a breakdown of total debt and financial obligations.

Liquid Assets

$700.02 Million
Cash + Short-term Investments

Total Assets

$2.47 Billion
All company assets

Resilience Assessment

Very High
Financial Resilience Level

Asset Resilience Ratio Trend (2002–2025)

This chart shows how Safety Insurance Group Inc's Asset Resilience Ratio has changed over time. See shareholders equity of Safety Insurance Group Inc for net asset value and shareholders' equity analysis.

Liquid Assets Composition Over Time

This chart breaks down Safety Insurance Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see SAFT stock market capitalisation.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $700.02 Million 28.33%
Total Liquid Assets $700.02 Million 28.33%

Asset Resilience Insights

  • Very High Liquidity: Safety Insurance Group Inc maintains exceptional liquid asset reserves at 28.33% of total assets.
  • This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
  • The company has significant short-term investments, indicating active treasury management.

Safety Insurance Group Inc Industry Peers by Asset Resilience Ratio

Compare Safety Insurance Group Inc's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
DB Insurance Co Ltd
KO:005830
Insurance - Property & Casualty 35.49%
Trupanion Inc
NASDAQ:TRUP
Insurance - Property & Casualty 24.98%
QBE Insurance Group Ltd
AU:QBE
Insurance - Property & Casualty 3.80%
Suncorp Group Ltd
AU:SUNPH
Insurance - Property & Casualty 69.36%
Suncorp Group Ltd
AU:SUN
Insurance - Property & Casualty 3.36%
Insurance Australia Group Ltd
AU:IAG
Insurance - Property & Casualty 2.07%
Intact Financial Corporation
TO:IFC
Insurance - Property & Casualty 27.27%
Fairfax Financial Holdings Ltd
TO:FFH
Insurance - Property & Casualty 4.66%

Annual Asset Resilience Ratio for Safety Insurance Group Inc (2002–2025)

The table below shows the annual Asset Resilience Ratio data for Safety Insurance Group Inc.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 28.33% $700.02 Million $2.47 Billion +3.95pp
2024-12-31 24.38% $553.39 Million $2.27 Billion +22.80pp
2023-12-31 1.58% $31.05 Million $1.97 Billion -51.66pp
2022-12-31 53.24% $1.05 Billion $1.97 Billion -4.30pp
2021-12-31 57.54% $1.22 Billion $2.12 Billion -3.66pp
2020-12-31 61.19% $1.26 Billion $2.05 Billion +0.48pp
2019-12-31 60.71% $1.23 Billion $2.02 Billion -1.88pp
2018-12-31 62.59% $1.16 Billion $1.86 Billion -2.26pp
2017-12-31 64.85% $1.17 Billion $1.81 Billion -0.80pp
2016-12-31 65.65% $1.15 Billion $1.76 Billion +2.17pp
2015-12-31 63.48% $1.08 Billion $1.70 Billion -4.28pp
2014-12-31 67.76% $1.14 Billion $1.68 Billion -0.22pp
2013-12-31 67.98% $1.10 Billion $1.63 Billion -6.06pp
2012-12-31 74.03% $1.17 Billion $1.57 Billion +73.51pp
2011-12-31 0.52% $7.70 Million $1.47 Billion +0.33pp
2010-12-31 0.20% $2.82 Million $1.44 Billion -71.82pp
2009-12-31 72.01% $1.03 Billion $1.43 Billion +66.24pp
2008-12-31 5.77% $82.93 Million $1.44 Billion -63.96pp
2007-12-31 69.73% $1.01 Billion $1.45 Billion +0.35pp
2006-12-31 69.38% $940.61 Million $1.36 Billion +12.56pp
2005-12-31 56.81% $714.54 Million $1.26 Billion +1.73pp
2004-12-31 55.09% $664.60 Million $1.21 Billion -6.62pp
2002-12-31 61.71% $603.89 Million $978.60 Million --
pp = percentage points

About Safety Insurance Group Inc

NASDAQ:SAFT USA Insurance - Property & Casualty
Market Cap
$1.05 Billion
Market Cap Rank
#8951 Global
#2444 in USA
Share Price
$71.26
Change (1 day)
-1.40%
52-Week Range
$67.37 - $82.72
All Time High
$89.91
About

Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in Massachusetts, the United States. The company offers private passenger automobile policies that provide coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own ve… Read more