Safety Insurance Group Inc (SAFT) — Cash Flow Quality Index
Safety Insurance Group Inc (SAFT) has a Cash Flow Quality Index of 3.66x as of December 2025. Operating cash flow of $73.55 Million exceeds net income of $20.11 Million, indicating high earnings quality where cash backs reported profits. Explore SAFT operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Safety Insurance Group Inc Cash Flow Quality Index (2000–2025)
Historical Cash Flow Quality Index for Safety Insurance Group Inc across 25 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Safety Insurance Group Inc operating cash flow efficiency.
Annual Cash Flow Quality Index for Safety Insurance Group Inc (2000–2025)
Year-by-year earnings quality comparison for Safety Insurance Group Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.96x | $194.50 Million | $99.25 Million | ▲ +7.7% |
| 2024 | 1.82x | $128.69 Million | $70.73 Million | ▼ -34.1% |
| 2023 | 2.76x | $52.11 Million | $18.88 Million | ▲ +190.0% |
| 2022 | 0.95x | $44.33 Million | $46.56 Million | ▼ -12.0% |
| 2021 | 1.08x | $141.39 Million | $130.71 Million | ▲ +36.6% |
| 2020 | 0.79x | $109.46 Million | $138.21 Million | ▼ -29.9% |
| 2019 | 1.13x | $112.46 Million | $99.60 Million | ▼ -26.4% |
| 2018 | 1.53x | $127.69 Million | $83.19 Million | ▲ +16.7% |
| 2017 | 1.32x | $82.04 Million | $62.39 Million | ▼ -14.1% |
| 2016 | 1.53x | $98.82 Million | $64.58 Million | ▼ -6.9% |
| 2014 | 1.64x | $97.57 Million | $59.35 Million | ▼ -9.0% |
| 2013 | 1.81x | $110.86 Million | $61.35 Million | ▲ +0.6% |
| 2012 | 1.80x | $104.35 Million | $58.07 Million | ▼ -38.4% |
| 2011 | 2.92x | $39.94 Million | $13.70 Million | ▲ +221.4% |
| 2010 | 0.91x | $51.11 Million | $56.34 Million | ▼ -23.3% |
| 2009 | 1.18x | $64.07 Million | $54.15 Million | ▲ +14.2% |
| 2008 | 1.04x | $72.81 Million | $70.26 Million | ▼ -22.5% |
| 2007 | 1.34x | $116.83 Million | $87.41 Million | ▲ +47.8% |
| 2006 | 0.90x | $101.23 Million | $111.94 Million | ▼ -26.1% |
| 2005 | 1.22x | $116.42 Million | $95.18 Million | ▼ -56.4% |
| 2004 | 2.80x | $126.18 Million | $44.99 Million | ▼ -6.2% |
| 2003 | 2.99x | $85.19 Million | $28.48 Million | ▼ -63.4% |
| 2002 | 8.16x | $85.38 Million | $10.46 Million | ▲ +3081.7% |
| 2001 | 0.26x | $30.15 Million | $117.55 Million | ▼ -89.7% |
| 2000 | 2.48x | $47.78 Million | $19.27 Million | — |