Selective Insurance Group Inc
Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. The company operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. It offers casualty insurance products that covers the financial consequences of third-party bodily injury and/or property damage from an insured's … Read more
Selective Insurance Group Inc - Asset Resilience Ratio
Selective Insurance Group Inc (SIGI) has an Asset Resilience Ratio of 62.40% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1996–2025)
This chart shows how Selective Insurance Group Inc's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Selective Insurance Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $9.46 Billion | 62.4% |
| Total Liquid Assets | $9.46 Billion | 62.40% |
Asset Resilience Insights
- Very High Liquidity: Selective Insurance Group Inc maintains exceptional liquid asset reserves at 62.40% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Selective Insurance Group Inc Industry Peers by Asset Resilience Ratio
Compare Selective Insurance Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Hanwha General
KO:000370 |
Insurance - Property & Casualty | 62.53% |
|
Lotte Non-Life
KO:000400 |
Insurance - Property & Casualty | 46.65% |
|
Heungkuk F&M I
KO:000540 |
Insurance - Property & Casualty | 54.79% |
|
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545 |
Insurance - Property & Casualty | 54.79% |
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 56.02% |
|
Samsung Fire And Marine Ins Pref
KO:000815 |
Insurance - Property & Casualty | 56.02% |
|
Hyundai Mar&Fi
KO:001450 |
Insurance - Property & Casualty | 50.59% |
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
Annual Asset Resilience Ratio for Selective Insurance Group Inc (1996–2025)
The table below shows the annual Asset Resilience Ratio data for Selective Insurance Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 62.40% | $9.46 Billion | $15.16 Billion | +54.23pp |
| 2024-12-31 | 8.17% | $1.10 Billion | $13.51 Billion | -57.99pp |
| 2023-12-31 | 66.16% | $7.81 Billion | $11.80 Billion | +59.02pp |
| 2022-12-31 | 7.14% | $770.94 Million | $10.80 Billion | -1.94pp |
| 2021-12-31 | 9.08% | $949.84 Million | $10.46 Billion | +0.37pp |
| 2020-12-31 | 8.71% | $844.23 Million | $9.69 Billion | +1.01pp |
| 2019-12-31 | 7.70% | $677.73 Million | $8.80 Billion | +1.09pp |
| 2018-12-31 | 6.61% | $525.67 Million | $7.95 Billion | -65.09pp |
| 2017-12-31 | 71.70% | $5.51 Billion | $7.69 Billion | +62.84pp |
| 2016-12-31 | 8.85% | $651.29 Million | $7.36 Billion | -60.81pp |
| 2015-12-31 | 69.67% | $4.81 Billion | $6.90 Billion | +2.91pp |
| 2014-12-31 | 66.76% | $4.39 Billion | $6.57 Billion | +1.65pp |
| 2013-12-31 | 65.11% | $4.08 Billion | $6.27 Billion | +11.21pp |
| 2012-12-31 | 53.90% | $3.66 Billion | $6.79 Billion | +53.55pp |
| 2011-12-31 | 0.35% | $19.77 Million | $5.69 Billion | -2.73pp |
| 2010-12-31 | 3.08% | $161.16 Million | $5.23 Billion | -1.02pp |
| 2009-12-31 | 4.10% | $213.85 Million | $5.21 Billion | +0.17pp |
| 2008-12-31 | 3.94% | $198.11 Million | $5.03 Billion | +0.25pp |
| 2007-12-31 | 3.69% | $190.17 Million | $5.16 Billion | -0.44pp |
| 2006-12-31 | 4.13% | $197.02 Million | $4.77 Billion | +0.07pp |
| 2005-12-31 | 4.07% | $185.11 Million | $4.55 Billion | +0.43pp |
| 2004-12-31 | 3.63% | $142.74 Million | $3.93 Billion | +2.96pp |
| 2003-12-31 | 0.67% | $23.04 Million | $3.42 Billion | -0.15pp |
| 2002-12-31 | 0.82% | $24.70 Million | $3.02 Billion | +0.11pp |
| 2001-12-31 | 0.71% | $19.16 Million | $2.68 Billion | -2.99pp |
| 2000-12-31 | 3.70% | $95.91 Million | $2.59 Billion | +1.76pp |
| 1999-12-31 | 1.95% | $48.81 Million | $2.51 Billion | -0.15pp |
| 1998-12-31 | 2.09% | $50.91 Million | $2.43 Billion | +0.85pp |
| 1997-12-31 | 1.25% | $28.78 Million | $2.31 Billion | -0.30pp |
| 1996-12-31 | 1.55% | $33.92 Million | $2.19 Billion | -- |