Selective Insurance Group Inc (SIGI) - Net Assets
Based on the latest financial reports, Selective Insurance Group Inc (SIGI) has net assets worth $3.61 Billion USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($15.16 Billion) and total liabilities ($11.55 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check asset resilience ratio of Selective Insurance Group Inc to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $3.61 Billion |
| % of Total Assets | 23.81% |
| Annual Growth Rate | 8.76% |
| 5-Year Change | 20.99% |
| 10-Year Change | 135.67% |
| Growth Volatility | 10.35 |
Selective Insurance Group Inc - Net Assets Trend (1985–2025)
This chart illustrates how Selective Insurance Group Inc's net assets have evolved over time, based on quarterly financial data. Also explore SIGI current and non-current assets for the complete picture of this company's asset base.
Annual Net Assets for Selective Insurance Group Inc (1985–2025)
The table below shows the annual net assets of Selective Insurance Group Inc from 1985 to 2025. For live valuation and market cap data, see Selective Insurance Group Inc (SIGI) market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $3.61 Billion | +15.67% |
| 2024-12-31 | $3.12 Billion | +5.61% |
| 2023-12-31 | $2.95 Billion | +16.89% |
| 2022-12-31 | $2.53 Billion | -15.26% |
| 2021-12-31 | $2.98 Billion | +8.91% |
| 2020-12-31 | $2.74 Billion | +24.78% |
| 2019-12-31 | $2.19 Billion | +22.50% |
| 2018-12-31 | $1.79 Billion | +4.60% |
| 2017-12-31 | $1.71 Billion | +11.86% |
| 2016-12-31 | $1.53 Billion | +9.54% |
| 2015-12-31 | $1.40 Billion | +9.60% |
| 2014-12-31 | $1.28 Billion | +10.54% |
| 2013-12-31 | $1.15 Billion | +5.81% |
| 2012-12-31 | $1.09 Billion | +3.05% |
| 2011-12-31 | $1.06 Billion | -1.19% |
| 2010-12-31 | $1.07 Billion | +6.86% |
| 2009-12-31 | $1.00 Billion | +12.56% |
| 2008-12-31 | $890.49 Million | -17.24% |
| 2007-12-31 | $1.08 Billion | -0.11% |
| 2006-12-31 | $1.08 Billion | -5.48% |
| 2005-12-31 | $1.14 Billion | +29.22% |
| 2004-12-31 | $882.02 Million | +17.64% |
| 2003-12-31 | $749.78 Million | +14.98% |
| 2002-12-31 | $652.10 Million | +10.31% |
| 2001-12-31 | $591.16 Million | +2.31% |
| 2000-12-31 | $577.80 Million | +1.37% |
| 1999-12-31 | $569.96 Million | -6.19% |
| 1998-12-31 | $607.58 Million | +7.48% |
| 1997-12-31 | $565.30 Million | +19.19% |
| 1996-12-31 | $474.30 Million | +8.61% |
| 1995-12-31 | $436.70 Million | +32.65% |
| 1994-12-31 | $329.20 Million | +1.98% |
| 1993-12-31 | $322.80 Million | +3.56% |
| 1992-12-31 | $311.70 Million | +15.44% |
| 1991-12-31 | $270.00 Million | +8.74% |
| 1990-12-31 | $248.30 Million | +7.77% |
| 1989-12-31 | $230.40 Million | +7.81% |
| 1988-12-31 | $213.70 Million | +19.05% |
| 1987-12-31 | $179.50 Million | +21.37% |
| 1986-12-31 | $147.90 Million | +17.66% |
| 1985-12-31 | $125.70 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Selective Insurance Group Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 3768.3% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $3.50 Billion | 97.00% |
| Common Stock | $212.00 Million | 5.87% |
| Other Comprehensive Income | $-151.70 Million | -4.20% |
| Other Components | $47.90 Million | 1.33% |
| Total Equity | $3.61 Billion | 100.00% |
Selective Insurance Group Inc Competitors by Market Cap
The table below lists competitors of Selective Insurance Group Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
APT Medical Inc
SHG:688617
|
$4.91 Billion |
|
Sai MicroElectronics Inc
SHE:300456
|
$4.91 Billion |
|
Shanghai Oriental Pearl Media Co Ltd
SHG:600637
|
$4.91 Billion |
|
DEME Group NV
BR:DEME
|
$4.91 Billion |
|
Westports Holdings Bhd
KLSE:5246
|
$4.90 Billion |
|
S N Nuclearele
RO:SNN
|
$4.90 Billion |
|
MYR Group Inc
NASDAQ:MYRG
|
$4.90 Billion |
|
Hankook Tire Co.
KO:161390
|
$4.89 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Selective Insurance Group Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 3,120,076,000 to 3,609,000,000, a change of 488,924,000 (15.7%).
- Net income of 466,411,000 contributed positively to equity growth.
- Dividend payments of 102,084,000 reduced retained earnings.
- Share repurchases of 92,595,000 reduced equity.
- New share issuances of 9,015,000 increased equity.
- Other comprehensive income increased equity by 185,145,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $466.41 Million | +12.92% |
| Dividends Paid | $102.08 Million | -2.83% |
| Share Repurchases | $92.59 Million | -2.57% |
| Share Issuances | $9.02 Million | +0.25% |
| Other Comprehensive Income | $185.15 Million | +5.13% |
| Other Changes | $23.03 Million | +0.64% |
| Total Change | $- | 15.67% |
Book Value vs Market Value Analysis
This analysis compares Selective Insurance Group Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.39x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 35.52x to 1.39x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1985-12-31 | $2.31 | $82.08 | x |
| 1986-12-31 | $2.57 | $82.08 | x |
| 1987-12-31 | $3.31 | $82.08 | x |
| 1988-12-31 | $3.68 | $82.08 | x |
| 1989-12-31 | $4.06 | $82.08 | x |
| 1990-12-31 | $4.44 | $82.08 | x |
| 1991-12-31 | $4.99 | $82.08 | x |
| 1992-12-31 | $5.88 | $82.08 | x |
| 1993-12-31 | $5.76 | $82.08 | x |
| 1994-12-31 | $5.54 | $82.08 | x |
| 1995-12-31 | $7.46 | $82.08 | x |
| 1996-12-31 | $7.81 | $82.08 | x |
| 1997-12-31 | $9.22 | $82.08 | x |
| 1998-12-31 | $9.99 | $82.08 | x |
| 1999-12-31 | $9.87 | $82.08 | x |
| 2000-12-31 | $10.87 | $82.08 | x |
| 2001-12-31 | $11.19 | $82.08 | x |
| 2002-12-31 | $12.25 | $82.08 | x |
| 2003-12-31 | $13.81 | $82.08 | x |
| 2004-12-31 | $13.62 | $82.08 | x |
| 2005-12-31 | $17.61 | $82.08 | x |
| 2006-12-31 | $17.22 | $82.08 | x |
| 2007-12-31 | $18.82 | $82.08 | x |
| 2008-12-31 | $16.70 | $82.08 | x |
| 2009-12-31 | $18.73 | $82.08 | x |
| 2010-12-31 | $19.65 | $82.08 | x |
| 2011-12-31 | $19.17 | $82.08 | x |
| 2012-12-31 | $19.50 | $82.08 | x |
| 2013-12-31 | $20.31 | $82.08 | x |
| 2014-12-31 | $22.24 | $82.08 | x |
| 2015-12-31 | $24.04 | $82.08 | x |
| 2016-12-31 | $26.07 | $82.08 | x |
| 2017-12-31 | $28.86 | $82.08 | x |
| 2018-12-31 | $30.01 | $82.08 | x |
| 2019-12-31 | $36.58 | $82.08 | x |
| 2020-12-31 | $45.43 | $82.08 | x |
| 2021-12-31 | $49.17 | $82.08 | x |
| 2022-12-31 | $41.52 | $82.08 | x |
| 2023-12-31 | $48.46 | $82.08 | x |
| 2024-12-31 | $50.90 | $82.08 | x |
| 2025-12-31 | $59.07 | $82.08 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Selective Insurance Group Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.92%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 8.74%
- • Asset Turnover: 0.35x
- • Equity Multiplier: 4.20x
- Recent ROE (12.92%) is above the historical average (10.20%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1985 | -5.41% | -2.19% | 0.51x | 4.83x | $-19.37 Million |
| 1986 | 13.25% | 5.38% | 0.51x | 4.87x | $4.81 Million |
| 1987 | 20.67% | 8.77% | 0.49x | 4.77x | $19.15 Million |
| 1988 | 19.42% | 8.62% | 0.50x | 4.50x | $20.13 Million |
| 1989 | 17.62% | 7.87% | 0.48x | 4.66x | $17.56 Million |
| 1990 | 13.05% | 6.00% | 0.47x | 4.59x | $7.57 Million |
| 1991 | 10.11% | 4.78% | 0.47x | 4.48x | $300.00K |
| 1992 | 17.29% | 8.75% | 0.42x | 4.74x | $22.73 Million |
| 1993 | 7.03% | 3.34% | 0.39x | 5.39x | $-9.58 Million |
| 1994 | 11.63% | 4.99% | 0.41x | 5.67x | $5.38 Million |
| 1995 | 12.14% | 6.32% | 0.40x | 4.84x | $9.33 Million |
| 1996 | 11.72% | 6.91% | 0.37x | 4.62x | $8.17 Million |
| 1997 | 12.31% | 8.76% | 0.34x | 4.08x | $13.07 Million |
| 1998 | 8.82% | 6.40% | 0.34x | 4.00x | $-7.19 Million |
| 1999 | 9.42% | 5.51% | 0.39x | 4.40x | $-3.28 Million |
| 2000 | 4.59% | 2.69% | 0.38x | 4.48x | $-31.24 Million |
| 2001 | 4.35% | 2.47% | 0.39x | 4.54x | $-33.42 Million |
| 2002 | 6.44% | 3.63% | 0.38x | 4.63x | $-23.24 Million |
| 2003 | 8.85% | 4.97% | 0.39x | 4.57x | $-8.63 Million |
| 2004 | 14.58% | 8.28% | 0.40x | 4.46x | $40.44 Million |
| 2005 | 13.03% | 8.89% | 0.37x | 3.99x | $34.52 Million |
| 2006 | 15.18% | 9.05% | 0.38x | 4.43x | $55.85 Million |
| 2007 | 13.61% | 7.93% | 0.36x | 4.79x | $38.89 Million |
| 2008 | 4.91% | 2.75% | 0.32x | 5.65x | $-45.29 Million |
| 2009 | 3.63% | 2.40% | 0.29x | 5.20x | $-63.84 Million |
| 2010 | 6.25% | 4.28% | 0.30x | 4.88x | $-40.14 Million |
| 2011 | 2.08% | 1.38% | 0.28x | 5.37x | $-83.80 Million |
| 2012 | 3.48% | 2.19% | 0.26x | 6.23x | $-71.10 Million |
| 2013 | 9.22% | 5.59% | 0.30x | 5.43x | $-8.97 Million |
| 2014 | 11.12% | 6.97% | 0.31x | 5.15x | $14.27 Million |
| 2015 | 11.86% | 7.78% | 0.31x | 4.94x | $26.06 Million |
| 2016 | 10.35% | 6.94% | 0.31x | 4.80x | $5.36 Million |
| 2017 | 9.86% | 6.84% | 0.32x | 4.49x | $-2.47 Million |
| 2018 | 9.99% | 6.92% | 0.33x | 4.44x | $-241.20K |
| 2019 | 12.37% | 9.54% | 0.32x | 4.01x | $52.13 Million |
| 2020 | 8.99% | 8.43% | 0.30x | 3.54x | $-27.53 Million |
| 2021 | 13.54% | 11.95% | 0.32x | 3.51x | $105.55 Million |
| 2022 | 8.90% | 6.32% | 0.33x | 4.27x | $-27.87 Million |
| 2023 | 12.36% | 8.63% | 0.36x | 3.99x | $69.80 Million |
| 2024 | 6.63% | 4.26% | 0.36x | 4.33x | $-105.00 Million |
| 2025 | 12.92% | 8.74% | 0.35x | 4.20x | $105.51 Million |
Industry Comparison
This section compares Selective Insurance Group Inc's net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $9,651,950,700
- Average return on equity (ROE) among peers: 10.77%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Selective Insurance Group Inc (SIGI) | $3.61 Billion | -5.41% | 3.20x | $4.90 Billion |
| American Coastal Insurance Corp (ACIC) | $203.76 Million | 20.13% | 1.87x | $551.54 Million |
| American Financial Group Inc (AFG) | $2.24 Billion | 5.56% | 6.08x | $10.94 Billion |
| Aspen Insurance Holdings Limited (AHL) | $2.36 Billion | 2.17% | 5.43x | $120.77 Million |
| American Integrity Insurance Group, Inc. (AII) | $162.39 Million | 24.47% | 6.38x | $372.20 Million |
| Assurant Inc (AIZ) | $5.87 Billion | 14.86% | 5.18x | $10.94 Billion |
| The Allstate Corporation (ALL) | $17.44 Billion | 6.50% | 5.73x | $54.30 Billion |
| Ategrity Specialty Insurance Company Holdings (ASIC) | $-243.54 Million | 0.00% | 0.00x | $943.55 Million |
| Bowhead Specialty Holdings Inc. (BOW) | $83.37 Million | 13.50% | 5.78x | $797.28 Million |
| Chubb Ltd (CB) | $63.69 Billion | 14.17% | 2.62x | $127.02 Billion |
| Cincinnati Financial Corporation (CINF) | $4.72 Billion | 6.35% | 1.01x | $25.23 Billion |
About Selective Insurance Group Inc
Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. The company operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. It offers casualty insurance products that covers the financial consequences of third-party bodily injury and/or property damage from an insured's … Read more