Selective Insurance Group, Inc. - Asset Resilience Ratio
Selective Insurance Group, Inc. (SIGI) has an Asset Resilience Ratio of 6.52% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1996–2025)
This chart shows how Selective Insurance Group, Inc.'s Asset Resilience Ratio has changed over time. Check Selective Insurance Group, Inc. strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Selective Insurance Group, Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Selective Insurance Group, Inc. stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $999.13 Million | 6.52% |
| Total Liquid Assets | $999.13 Million | 6.52% |
Asset Resilience Insights
- Limited Liquidity: Selective Insurance Group, Inc. maintains only 6.52% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Selective Insurance Group, Inc. Industry Peers by Asset Resilience Ratio
Compare Selective Insurance Group, Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 57.21% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Kinsale Capital Group Inc
NYSE:KNSL |
Insurance - Property & Casualty | 41.34% |
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 4.66% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.07% |
Annual Asset Resilience Ratio for Selective Insurance Group, Inc. (1996–2025)
The table below shows the annual Asset Resilience Ratio data for Selective Insurance Group, Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 8.80% | $1.24 Billion | $14.13 Billion | -0.13pp |
| 2024-12-31 | 8.93% | $1.10 Billion | $12.36 Billion | -61.57pp |
| 2023-12-31 | 70.51% | $7.81 Billion | $11.08 Billion | +63.37pp |
| 2022-12-31 | 7.14% | $770.94 Million | $10.80 Billion | -1.94pp |
| 2021-12-31 | 9.08% | $949.84 Million | $10.46 Billion | +0.37pp |
| 2020-12-31 | 8.71% | $844.23 Million | $9.69 Billion | +1.01pp |
| 2019-12-31 | 7.70% | $677.73 Million | $8.80 Billion | +0.52pp |
| 2018-12-31 | 7.19% | $525.67 Million | $7.31 Billion | -64.51pp |
| 2017-12-31 | 71.70% | $5.51 Billion | $7.69 Billion | +61.97pp |
| 2016-12-31 | 9.72% | $651.29 Million | $6.70 Billion | -59.95pp |
| 2015-12-31 | 69.67% | $4.81 Billion | $6.90 Billion | +2.91pp |
| 2014-12-31 | 66.76% | $4.39 Billion | $6.57 Billion | +1.65pp |
| 2013-12-31 | 65.11% | $4.08 Billion | $6.27 Billion | +11.21pp |
| 2012-12-31 | 53.90% | $3.66 Billion | $6.79 Billion | +53.51pp |
| 2011-12-31 | 0.39% | $19.77 Million | $5.09 Billion | -2.69pp |
| 2010-12-31 | 3.08% | $161.16 Million | $5.23 Billion | -1.02pp |
| 2009-12-31 | 4.10% | $213.85 Million | $5.21 Billion | +0.17pp |
| 2008-12-31 | 3.94% | $198.11 Million | $5.03 Billion | +0.25pp |
| 2007-12-31 | 3.69% | $190.17 Million | $5.16 Billion | -0.44pp |
| 2006-12-31 | 4.13% | $197.02 Million | $4.77 Billion | +0.07pp |
| 2005-12-31 | 4.07% | $185.11 Million | $4.55 Billion | +0.43pp |
| 2004-12-31 | 3.63% | $142.74 Million | $3.93 Billion | +2.96pp |
| 2003-12-31 | 0.67% | $23.04 Million | $3.42 Billion | -0.15pp |
| 2002-12-31 | 0.82% | $24.70 Million | $3.02 Billion | +0.11pp |
| 2001-12-31 | 0.71% | $19.16 Million | $2.68 Billion | -2.99pp |
| 2000-12-31 | 3.70% | $95.91 Million | $2.59 Billion | +1.76pp |
| 1999-12-31 | 1.95% | $48.81 Million | $2.51 Billion | -0.15pp |
| 1998-12-31 | 2.09% | $50.91 Million | $2.43 Billion | +0.85pp |
| 1997-12-31 | 1.25% | $28.78 Million | $2.31 Billion | -0.30pp |
| 1996-12-31 | 1.55% | $33.92 Million | $2.19 Billion | -- |
About Selective Insurance Group, Inc.
Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. The company operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. It offers casualty insurance products that covers the financial consequences of third-party bodily injury and/or property damage from an insured's … Read more