SoFi Technologies Inc.

NASDAQ:SOFI USA Credit Services
Market Cap
$22.48 Billion
Market Cap Rank
#889 Global
#693 in USA
Share Price
$17.63
Change (1 day)
-0.73%
52-Week Range
$9.50 - $32.21
All Time High
$32.21
About

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and … Read more

SoFi Technologies Inc. - Asset Resilience Ratio

Latest as of December 2025: 5.08%

SoFi Technologies Inc. (SOFI) has an Asset Resilience Ratio of 5.08% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
$2.58 Billion
Cash + Short-term Investments
Total Assets
$50.66 Billion
All company assets
Resilience Assessment
Low
Financial Resilience Level

Asset Resilience Ratio Trend (2018–2025)

This chart shows how SoFi Technologies Inc.'s Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down SoFi Technologies Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $2.58 Billion 5.08%
Total Liquid Assets $2.58 Billion 5.08%

Asset Resilience Insights

  • Limited Liquidity: SoFi Technologies Inc. maintains only 5.08% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

SoFi Technologies Inc. Industry Peers by Asset Resilience Ratio

Compare SoFi Technologies Inc.'s asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Samsung Card Co. Ltd.
KO:029780
Credit Services 0.18%
Yiren Digital Ltd
F:19YA
Credit Services 3.32%
Aeon Credit Service Bhd
KLSE:5139
Credit Services 0.25%
ELK-Desa Resources Bhd
KLSE:5228
Credit Services 2.82%
Chailease Holding Co Ltd
TW:5871
Credit Services 6.79%
Genertec Universal Medical Group Company Limited
F:5UM
Credit Services 0.00%

Annual Asset Resilience Ratio for SoFi Technologies Inc. (2018–2025)

The table below shows the annual Asset Resilience Ratio data for SoFi Technologies Inc..

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 5.08% $2.58 Billion $50.66 Billion +0.11pp
2024-12-31 4.98% $1.80 Billion $36.25 Billion +3.31pp
2023-12-31 1.67% $500.94 Million $30.07 Billion +1.46pp
2022-12-31 0.21% $39.43 Million $19.01 Billion -1.92pp
2021-12-31 2.12% $194.91 Million $9.18 Billion -7.28pp
2020-12-31 9.40% $805.02 Million $8.56 Billion +760.70pp
2018-12-31 -751.30% $-211.89 Million $28.20 Million --
pp = percentage points