StoneCo Ltd (STNE) — Defensive Interval Ratio

Latest as of March 2026: 409 days

StoneCo Ltd (STNE) has a Defensive Interval Ratio of 409 days as of March 2026. Defensive assets of $45.29 Billion (cash $-, short-term investments $1.12 Billion, receivables $44.17 Billion) cover 409 days of daily cash needs of $110.66 Million/day. Check STNE intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

409 days
Days of operational coverage

Defensive Assets

$45.29 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$110.66 Million
Current Liabilities ÷ 365

Current Liabilities

$40.39 Billion
USD

StoneCo Ltd Defensive Interval Ratio (2016–2025)

This chart shows how StoneCo Ltd's Defensive Interval Ratio has evolved across 10 annual periods from 2016 to 2025. As of March 2026, the ratio stands at 409 days, meaning defensive assets of $45.29 Billion can fund 409 days of operations without new revenue. Also explore net asset momentum of StoneCo Ltd to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for StoneCo Ltd (2016–2025)

The table below presents the year-by-year Defensive Interval Ratio for StoneCo Ltd from 2016 to 2025, covering 10 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see StoneCo Ltd (STNE) total market value.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 409 days $45.29 Billion $110.66 Million/day $- $1.12 Billion ▼ -28 days
2024 438 days $40.21 Billion $91.87 Million/day $- $9.32 Billion ▼ 0 days
2023 438 days $34.59 Billion $78.99 Million/day $- $9.88 Billion ▲ +21 days
2022 417 days $28.74 Billion $68.97 Million/day $- $7.41 Billion ▲ +21 days
2021 396 days $24.73 Billion $62.44 Million/day $- $4.34 Billion ▼ -330 days
2020 726 days $26.62 Billion $36.66 Million/day $- $8.84 Billion ▲ +194 days
2019 532 days $4.30 Billion $8.09 Million/day $- $730.11 Million ▼ -199 days
2018 731 days $12.12 Billion $16.59 Million/day $- $2.77 Billion ▲ +220 days
2017 510 days $5.35 Billion $10.48 Million/day $- $201.76 Million ▲ +143 days
2016 368 days $3.14 Billion $8.55 Million/day $- $66.34 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)