Timberland Bancorp Inc - Asset Resilience Ratio
Timberland Bancorp Inc (TSBK) has an Asset Resilience Ratio of 6.64% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read Timberland Bancorp Inc balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Timberland Bancorp Inc's Asset Resilience Ratio has changed over time. See TSBK net asset value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Timberland Bancorp Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Timberland Bancorp Inc.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $133.26 Million | 6.64% |
| Total Liquid Assets | $133.26 Million | 6.64% |
Asset Resilience Insights
- Limited Liquidity: Timberland Bancorp Inc maintains only 6.64% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Timberland Bancorp Inc Industry Peers by Asset Resilience Ratio
Compare Timberland Bancorp Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Ayudhya PCL
BK:BAY |
Banks - Regional | 4.13% |
|
First Merchants Corporation Depository Shares
NASDAQ:FRMEP |
Banks - Regional | 7.40% |
|
Banco Santander (Brasil) S.A.
SA:SANB3 |
Banks - Regional | 5.81% |
|
Capitol Federal Financial Inc
NASDAQ:CFFN |
Banks - Regional | 8.49% |
|
CB Financial Services Inc
NASDAQ:CBFV |
Banks - Regional | 17.58% |
|
KB Financial Group Inc
F:KBIA |
Banks - Regional | 12.09% |
|
Absa Group Ltd
JSE:ABG |
Banks - Regional | -3.45% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 29.29% |
Annual Asset Resilience Ratio for Timberland Bancorp Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Timberland Bancorp Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-09-30 | 1.55% | $31.24 Million | $2.01 Billion | -2.20pp |
| 2024-09-30 | 3.76% | $72.26 Million | $1.92 Billion | +1.49pp |
| 2023-09-30 | 2.27% | $41.77 Million | $1.84 Billion | +0.04pp |
| 2022-09-30 | 2.23% | $41.41 Million | $1.86 Billion | -1.30pp |
| 2021-09-30 | 3.53% | $63.18 Million | $1.79 Billion | -0.17pp |
| 2020-09-30 | 3.70% | $57.91 Million | $1.57 Billion | +1.89pp |
| 2019-09-30 | 1.81% | $22.53 Million | $1.25 Billion | +1.69pp |
| 2018-09-30 | 0.11% | $1.15 Million | $1.02 Billion | -0.02pp |
| 2017-09-30 | 0.13% | $1.24 Million | $952.02 Million | -0.02pp |
| 2016-09-30 | 0.15% | $1.34 Million | $891.39 Million | -0.02pp |
| 2015-09-30 | 0.17% | $1.39 Million | $815.82 Million | -0.21pp |
| 2014-09-30 | 0.38% | $2.86 Million | $745.57 Million | -0.17pp |
| 2013-09-30 | 0.55% | $4.10 Million | $745.65 Million | -14.26pp |
| 2012-09-30 | 14.81% | $109.15 Million | $736.95 Million | -1.35pp |
| 2011-09-30 | 16.16% | $119.27 Million | $738.22 Million | -0.05pp |
| 2010-09-30 | 16.21% | $120.37 Million | $742.69 Million | +8.19pp |
| 2009-09-30 | 8.02% | $56.26 Million | $701.68 Million | +3.78pp |
| 2008-09-30 | 4.23% | $28.86 Million | $681.88 Million | +3.32pp |
| 2007-09-30 | 0.91% | $5.86 Million | $644.85 Million | -0.48pp |
| 2006-09-30 | 1.39% | $8.02 Million | $577.09 Million | -0.18pp |
| 2005-09-30 | 1.57% | $8.70 Million | $552.76 Million | +0.58pp |
| 2004-09-30 | 0.99% | $4.57 Million | $460.42 Million | -2.63pp |
| 2003-09-30 | 3.62% | $16.28 Million | $449.63 Million | -6.03pp |
| 2002-09-30 | 9.65% | $41.58 Million | $431.05 Million | +8.76pp |
| 2001-09-30 | 0.89% | $3.42 Million | $386.31 Million | +0.04pp |
| 2000-09-30 | 0.84% | $3.11 Million | $368.08 Million | -- |
About Timberland Bancorp Inc
Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate loans, and lan… Read more