Timberland Bancorp Inc (TSBK) — Cash Flow Quality Index

Latest as of December 2025: 0.74x

Timberland Bancorp Inc (TSBK) has a Cash Flow Quality Index of 0.74x as of December 2025. Operating cash flow of $6.08 Million is below net income of $8.22 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Timberland Bancorp Inc strategic investment ratio to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

0.74x
Operating CF / Net Income

Operating Cash Flow

$6.08 Million
USD

Net Income

$8.22 Million
USD

Data as of

Dec 2025
Most recent filing

Timberland Bancorp Inc Cash Flow Quality Index (1997–2025)

Historical Cash Flow Quality Index for Timberland Bancorp Inc across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Timberland Bancorp Inc (TSBK) tangible net worth to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Timberland Bancorp Inc (1997–2025)

Year-by-year earnings quality comparison for Timberland Bancorp Inc. For live market cap and the full company financial profile, see how much is Timberland Bancorp Inc worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.03x $30.16 Million $29.16 Million ▲ +9.1%
2024 0.95x $23.02 Million $24.28 Million ▼ -17.1%
2023 1.14x $31.00 Million $27.12 Million ▲ +1.8%
2022 1.12x $26.50 Million $23.60 Million ▲ +4.5%
2021 1.07x $29.64 Million $27.58 Million ▼ -23.0%
2020 1.40x $33.86 Million $24.27 Million ▲ +85.0%
2019 0.75x $18.11 Million $24.02 Million ▼ -41.2%
2018 1.28x $21.45 Million $16.72 Million ▲ +31.1%
2017 0.98x $13.86 Million $14.17 Million ▼ -15.9%
2016 1.16x $11.82 Million $10.15 Million ▲ +26.6%
2015 0.92x $7.62 Million $8.29 Million ▼ -37.6%
2014 1.47x $8.62 Million $5.85 Million ▼ -39.4%
2013 2.43x $11.57 Million $4.76 Million ▼ -27.4%
2012 3.35x $15.39 Million $4.59 Million ▼ -65.9%
2011 9.82x $10.70 Million $1.09 Million ▲ +295.5%
2008 2.48x $9.95 Million $4.00 Million ▲ +78.0%
2007 1.40x $11.39 Million $8.16 Million ▲ +46.7%
2006 0.95x $7.76 Million $8.16 Million ▼ -17.1%
2005 1.15x $7.60 Million $6.62 Million ▼ -14.5%
2004 1.34x $7.50 Million $5.59 Million ▼ -8.5%
2003 1.47x $9.75 Million $6.64 Million ▼ -9.0%
2002 1.61x $11.12 Million $6.89 Million ▲ +11.7%
2001 1.44x $7.88 Million $5.46 Million ▲ +462.3%
2000 0.26x $1.51 Million $5.90 Million ▲ +118.8%
1999 -1.37x $-7.10 Million $5.20 Million ▼ -970.4%
1998 0.16x $800.00K $5.10 Million ▼ -90.6%
1997 1.68x $5.58 Million $3.33 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.