Timberland Bancorp Inc Cash Flow Quality Index
Timberland Bancorp Inc cash flow quality index. Timberland Bancorp Inc (TSBK) has a Cash Flow Quality Index of 0.74x as of December 2025. Operating cash flow of $6.08 Million is below net income of $8.22 Million, suggesting accrual-heavy earnings not yet converted to cash. See Timberland Bancorp Inc free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Timberland Bancorp Inc (1997–2025)
Cash flow quality index of Timberland Bancorp Inc from 1997 to 2025. Historical Cash Flow Quality Index for Timberland Bancorp Inc across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore TSBK debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Timberland Bancorp Inc Cash Flow Quality Index by Year (1997–2025)
Timberland Bancorp Inc cash flow quality index by year from 1997 to 2025. Year-by-year earnings quality comparison for Timberland Bancorp Inc. For the full cash flow conversion analysis, see TSBK cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.03x | $30.16 Million | $29.16 Million | ▲ +9.1% |
| 2024 | 0.95x | $23.02 Million | $24.28 Million | ▼ -17.1% |
| 2023 | 1.14x | $31.00 Million | $27.12 Million | ▲ +1.8% |
| 2022 | 1.12x | $26.50 Million | $23.60 Million | ▲ +4.5% |
| 2021 | 1.07x | $29.64 Million | $27.58 Million | ▼ -23.0% |
| 2020 | 1.40x | $33.86 Million | $24.27 Million | ▲ +85.0% |
| 2019 | 0.75x | $18.11 Million | $24.02 Million | ▼ -41.2% |
| 2018 | 1.28x | $21.45 Million | $16.72 Million | ▲ +31.1% |
| 2017 | 0.98x | $13.86 Million | $14.17 Million | ▼ -15.9% |
| 2016 | 1.16x | $11.82 Million | $10.15 Million | ▲ +26.6% |
| 2015 | 0.92x | $7.62 Million | $8.29 Million | ▼ -37.6% |
| 2014 | 1.47x | $8.62 Million | $5.85 Million | ▼ -39.4% |
| 2013 | 2.43x | $11.57 Million | $4.76 Million | ▼ -27.4% |
| 2012 | 3.35x | $15.39 Million | $4.59 Million | ▼ -65.9% |
| 2011 | 9.82x | $10.70 Million | $1.09 Million | ▲ +295.5% |
| 2008 | 2.48x | $9.95 Million | $4.00 Million | ▲ +78.0% |
| 2007 | 1.40x | $11.39 Million | $8.16 Million | ▲ +46.7% |
| 2006 | 0.95x | $7.76 Million | $8.16 Million | ▼ -17.1% |
| 2005 | 1.15x | $7.60 Million | $6.62 Million | ▼ -14.5% |
| 2004 | 1.34x | $7.50 Million | $5.59 Million | ▼ -8.5% |
| 2003 | 1.47x | $9.75 Million | $6.64 Million | ▼ -9.0% |
| 2002 | 1.61x | $11.12 Million | $6.89 Million | ▲ +11.7% |
| 2001 | 1.44x | $7.88 Million | $5.46 Million | ▲ +462.3% |
| 2000 | 0.26x | $1.51 Million | $5.90 Million | ▲ +118.8% |
| 1999 | -1.37x | $-7.10 Million | $5.20 Million | ▼ -970.4% |
| 1998 | 0.16x | $800.00K | $5.10 Million | ▼ -90.6% |
| 1997 | 1.68x | $5.58 Million | $3.33 Million | — |