Western New England Bancorp Inc (WNEB) — Defensive Interval Ratio
Western New England Bancorp Inc (WNEB) has a Defensive Interval Ratio of 4835 days as of December 2025. Defensive assets of $175.80 Million (cash $-, short-term investments $175.80 Million, receivables $-) cover 4835 days of daily cash needs of $36.36K/day. Check how tangible is Western New England Bancorp Inc's equity to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Western New England Bancorp Inc Defensive Interval Ratio (2000–2025)
This chart shows how Western New England Bancorp Inc's Defensive Interval Ratio has evolved across 26 annual periods from 2000 to 2025. As of December 2025, the ratio stands at 4835 days, meaning defensive assets of $175.80 Million can fund 4835 days of operations without new revenue. Also explore Western New England Bancorp Inc (WNEB) equity growth momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Western New England Bancorp Inc (2000–2025)
The table below presents the year-by-year Defensive Interval Ratio for Western New England Bancorp Inc from 2000 to 2025, covering 26 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Western New England Bancorp Inc.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 4835 days | $175.80 Million | $36.36K/day | $- | $175.80 Million | ▲ +4808 days |
| 2024 | 27 days | $169.17 Million | $6.21 Million/day | $- | $160.70 Million | ▲ +3 days |
| 2023 | 25 days | $145.64 Million | $5.92 Million/day | $- | $137.12 Million | ▼ 0 days |
| 2022 | 25 days | $155.14 Million | $6.22 Million/day | $- | $147.00 Million | ▼ -8 days |
| 2021 | 33 days | $202.13 Million | $6.18 Million/day | $- | $194.35 Million | ▼ -80 days |
| 2020 | 113 days | $210.36 Million | $1.86 Million/day | $- | $201.88 Million | ▲ +63 days |
| 2019 | 50 days | $233.02 Million | $4.69 Million/day | $- | $227.71 Million | ▼ -8 days |
| 2018 | 57 days | $259.40 Million | $4.53 Million/day | $- | $253.75 Million | ▼ -8 days |
| 2017 | 65 days | $294.36 Million | $4.52 Million/day | $- | $288.42 Million | ▼ -1 days |
| 2016 | 66 days | $305.90 Million | $4.63 Million/day | $- | $300.12 Million | ▼ 0 days |
| 2015 | 66 days | $186.47 Million | $2.82 Million/day | $- | $182.59 Million | ▼ -20 days |
| 2014 | 86 days | $219.96 Million | $2.54 Million/day | $- | $215.75 Million | ▼ -18 days |
| 2013 | 104 days | $247.41 Million | $2.37 Million/day | $- | $243.20 Million | ▼ -173 days |
| 2012 | 278 days | $626.11 Million | $2.26 Million/day | $- | $621.51 Million | ▼ -11 days |
| 2011 | 289 days | $621.56 Million | $2.15 Million/day | $- | $617.54 Million | ▲ +285 days |
| 2010 | 3 days | $6.63 Million | $2.09 Million/day | $- | $2.35 Million | ▼ -8 days |
| 2009 | 11 days | $21.71 Million | $1.98 Million/day | $- | $16.52 Million | ▲ +6 days |
| 2008 | 5 days | $7.93 Million | $1.75 Million/day | $- | $2.67 Million | ▼ -11 days |
| 2007 | 15 days | $26.78 Million | $1.75 Million/day | $- | $21.02 Million | ▼ -44 days |
| 2006 | 60 days | $107.36 Million | $1.80 Million/day | $- | $102.86 Million | ▲ +53 days |
| 2005 | 7 days | $12.17 Million | $1.75 Million/day | $- | $8.32 Million | ▼ -17 days |
| 2004 | 24 days | $40.64 Million | $1.72 Million/day | $- | $37.09 Million | ▲ +2 days |
| 2003 | 21 days | $37.49 Million | $1.77 Million/day | $- | $33.93 Million | ▼ -5 days |
| 2002 | 27 days | $48.54 Million | $1.82 Million/day | $- | $44.60 Million | ▼ 0 days |
| 2001 | 27 days | $47.07 Million | $1.76 Million/day | $- | $42.87 Million | ▲ +18 days |
| 2000 | 9 days | $15.00 Million | $1.67 Million/day | $- | $15.00 Million | — |