Western New England Bancorp Inc (WNEB) — Cash Flow Quality Index
Western New England Bancorp Inc (WNEB) has a Cash Flow Quality Index of 1.85x as of June 2026. Operating cash flow of $6.64 Million exceeds net income of $3.60 Million, indicating high earnings quality where cash backs reported profits. Explore how well can Western New England Bancorp Inc service its debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Western New England Bancorp Inc Cash Flow Quality Index (2000–2025)
Historical Cash Flow Quality Index for Western New England Bancorp Inc across 26 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Western New England Bancorp Inc operating cash flow efficiency.
Annual Cash Flow Quality Index for Western New England Bancorp Inc (2000–2025)
Year-by-year earnings quality comparison for Western New England Bancorp Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.19x | $18.21 Million | $15.27 Million | ▲ +14.3% |
| 2024 | 1.04x | $12.17 Million | $11.67 Million | ▲ +6.4% |
| 2023 | 0.98x | $14.77 Million | $15.07 Million | ▼ -29.7% |
| 2022 | 1.39x | $36.09 Million | $25.89 Million | ▲ +20.0% |
| 2021 | 1.16x | $27.54 Million | $23.70 Million | ▼ -48.0% |
| 2020 | 2.24x | $25.07 Million | $11.21 Million | ▲ +94.0% |
| 2019 | 1.15x | $15.38 Million | $13.35 Million | ▼ -23.3% |
| 2018 | 1.50x | $24.64 Million | $16.41 Million | ▼ -1.9% |
| 2017 | 1.53x | $18.86 Million | $12.32 Million | ▲ +558.4% |
| 2016 | 0.23x | $1.12 Million | $4.83 Million | ▼ -89.0% |
| 2015 | 2.11x | $12.08 Million | $5.71 Million | ▲ +5.5% |
| 2014 | 2.00x | $12.35 Million | $6.16 Million | ▼ -4.7% |
| 2013 | 2.10x | $14.20 Million | $6.76 Million | ▲ +16.2% |
| 2012 | 1.81x | $11.31 Million | $6.25 Million | ▼ -28.2% |
| 2011 | 2.52x | $14.79 Million | $5.87 Million | ▼ -58.8% |
| 2010 | 6.11x | $18.36 Million | $3.01 Million | ▲ +219.3% |
| 2009 | 1.91x | $10.44 Million | $5.46 Million | ▲ +15.3% |
| 2008 | 1.66x | $11.10 Million | $6.69 Million | ▲ +10.8% |
| 2007 | 1.50x | $13.02 Million | $8.70 Million | ▼ -1.3% |
| 2006 | 1.52x | $7.05 Million | $4.65 Million | ▼ -5.6% |
| 2005 | 1.61x | $9.99 Million | $6.22 Million | ▼ -0.1% |
| 2004 | 1.61x | $10.16 Million | $6.32 Million | ▼ -17.3% |
| 2003 | 1.94x | $7.10 Million | $3.65 Million | ▲ +5.7% |
| 2002 | 1.84x | $7.44 Million | $4.04 Million | ▲ +5.5% |
| 2001 | 1.74x | $8.75 Million | $5.02 Million | ▲ +74.8% |
| 2000 | 1.00x | $6.07 Million | $6.08 Million | — |