Aadhar Housing Finance Ltd
Aadhar Housing Finance Limited, a housing finance company, engages in the housing finance business in India. The company offers loans for residential property; plot purchase and construction; home improvement and extension loans; commercial property construction and acquisition; and loans against residential properties. It also provides loans against property; and other property related service. … Read more
Aadhar Housing Finance Ltd - Asset Resilience Ratio
Aadhar Housing Finance Ltd (AADHARHFC) has an Asset Resilience Ratio of 3.98% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2021–2025)
This chart shows how Aadhar Housing Finance Ltd's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Aadhar Housing Finance Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 0% |
| Short-term Investments | ₹9.98 Billion | 3.98% |
| Total Liquid Assets | ₹9.98 Billion | 3.98% |
Asset Resilience Insights
- Limited Liquidity: Aadhar Housing Finance Ltd maintains only 3.98% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Aadhar Housing Finance Ltd Industry Peers by Asset Resilience Ratio
Compare Aadhar Housing Finance Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
PennyMac Financial Services Inc
F:1AC |
Mortgage Finance | 0.24% |
|
Aavas Financiers Limited
NSE:AAVAS |
Mortgage Finance | 18.85% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Atrium Mortgage Investment Corporation
PINK:AMIVF |
Mortgage Finance | 0.00% |
|
Aptus Value Housing Finance India Limited
NSE:APTUS |
Mortgage Finance | 3.95% |
|
Bajaj Housing Finance
NSE:BAJAJHFL |
Mortgage Finance | 0.00% |
|
Better Home & Finance Holding Company
NYSE:BETR |
Mortgage Finance | 10.91% |
|
Eastside Distilling, Inc.
NASDAQ:BLNE |
Mortgage Finance | 212742.86% |
Annual Asset Resilience Ratio for Aadhar Housing Finance Ltd (2021–2025)
The table below shows the annual Asset Resilience Ratio data for Aadhar Housing Finance Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 3.83% | ₹8.89 Billion | ₹232.24 Billion | -0.60pp |
| 2024-03-31 | 4.43% | ₹8.46 Billion | ₹190.93 Billion | -3.47pp |
| 2023-03-31 | 7.90% | ₹13.13 Billion | ₹166.18 Billion | -0.89pp |
| 2022-03-31 | 8.79% | ₹12.64 Billion | ₹143.76 Billion | -8.42pp |
| 2021-03-31 | 17.21% | ₹23.46 Billion | ₹136.30 Billion | -- |