General Insurance Corporation of India Asset Resilience Ratio
General Insurance Corporation of India asset resilience ratio. General Insurance Corporation of India (GICRE) has an Asset Resilience Ratio of 12.77% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read how much debt does General Insurance Corporation of India carry for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of General Insurance Corporation of India (2014–2025)
Asset resilience ratio of General Insurance Corporation of India from 2014 to 2025. This chart shows how General Insurance Corporation of India's Asset Resilience Ratio has changed over time. See GICRE free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Liquid Assets Composition Over Time
This chart breaks down General Insurance Corporation of India's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see GICRE current and non-current assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs268.97 Billion | 12.77% |
| Short-term Investments | Rs0.00 | 0% |
| Total Liquid Assets | Rs268.97 Billion | 12.77% |
Asset Resilience Insights
- Moderate Liquidity: General Insurance Corporation of India has 12.77% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
General Insurance Corporation of India Industry Peers by Asset Resilience Ratio
Compare General Insurance Corporation of India's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Reinsurance Group of America
NYSE:RGA |
Insurance - Reinsurance | 65.39% |
|
Till Capital Ltd
V:TIL |
Insurance - Reinsurance | 10.07% |
|
SCOR SE
PA:SCR |
Insurance - Reinsurance | 57.90% |
|
Coface SA
PA:COFA |
Insurance - Reinsurance | 31.97% |
|
MUENCH.RUECK.UNS.ADR 1/10
F:MUVB |
Insurance - Reinsurance | 60.98% |
|
Münchener Rück AG
XETRA:MUV2 |
Insurance - Reinsurance | 1.94% |
|
HANN.RUECKV.SE ADR 1/2/ON
F:HNRB |
Insurance - Reinsurance | 80.88% |
|
Hannover Rück SE
F:HNR1 |
Insurance - Reinsurance | 80.88% |
General Insurance Corporation of India Asset Resilience Ratio by Year (2014–2025)
General Insurance Corporation of India asset resilience ratio by year from 2014 to 2025. The table below shows the annual Asset Resilience Ratio data for General Insurance Corporation of India.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 0.95% | Rs18.59 Billion ≈ $201.04 Million |
Rs1.95 Trillion ≈ $21.06 Billion |
-0.05pp |
| 2024-03-31 | 1.00% | Rs18.51 Billion ≈ $200.19 Million |
Rs1.84 Trillion ≈ $19.95 Billion |
-0.03pp |
| 2023-03-31 | 1.03% | Rs16.80 Billion ≈ $181.70 Million |
Rs1.63 Trillion ≈ $17.60 Billion |
+0.46pp |
| 2022-03-31 | 0.57% | Rs8.71 Billion ≈ $94.24 Million |
Rs1.52 Trillion ≈ $16.42 Billion |
-1.15pp |
| 2021-03-31 | 1.73% | Rs24.23 Billion ≈ $262.03 Million |
Rs1.40 Trillion ≈ $15.17 Billion |
-1.44pp |
| 2020-03-31 | 3.17% | Rs38.20 Billion ≈ $413.14 Million |
Rs1.21 Trillion ≈ $13.04 Billion |
+0.25pp |
| 2019-03-31 | 2.92% | Rs35.65 Billion ≈ $385.54 Million |
Rs1.22 Trillion ≈ $13.22 Billion |
-1.38pp |
| 2018-03-31 | 4.30% | Rs48.39 Billion ≈ $523.31 Million |
Rs1.12 Trillion ≈ $12.16 Billion |
+0.07pp |
| 2017-03-31 | 4.24% | Rs41.23 Billion ≈ $445.89 Million |
Rs973.14 Billion ≈ $10.52 Billion |
+0.83pp |
| 2016-03-31 | 3.40% | Rs25.89 Billion ≈ $280.03 Million |
Rs761.03 Billion ≈ $8.23 Billion |
+2.78pp |
| 2015-03-31 | 0.63% | Rs4.70 Billion ≈ $50.82 Million |
Rs749.16 Billion ≈ $8.10 Billion |
+0.08pp |
| 2014-03-31 | 0.55% | Rs3.50 Billion ≈ $37.87 Million |
Rs639.95 Billion ≈ $6.92 Billion |
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About General Insurance Corporation of India
General Insurance Corporation of India provides reinsurance services in India and internationally. It offers property, energy, marine, engineering, liability, spares, health, agriculture/weather, motor and workmen compensation, aviation, life, marine hull, cargo and offshore energy, and miscellaneous products. The company was incorporated in 1972 and is headquartered in Mumbai, India.