General Insurance Corporation of India (GICRE) — Cash Flow Quality Index

Latest as of September 2025: -0.04x

General Insurance Corporation of India (GICRE) has a Cash Flow Quality Index of -0.04x as of September 2025. Operating cash flow of Rs-2.06 Billion is below net income of Rs54.04 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore cash flow to debt ratio of General Insurance Corporation of India to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

-0.04x
Operating CF / Net Income

Operating Cash Flow

Rs-2.06 Billion
INR

Net Income

Rs54.04 Billion
INR

Data as of

Sep 2025
Most recent filing

General Insurance Corporation of India Cash Flow Quality Index (2014–2026)

Historical Cash Flow Quality Index for General Insurance Corporation of India across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see General Insurance Corporation of India operating cash flow efficiency.

Annual Cash Flow Quality Index for General Insurance Corporation of India (2014–2026)

Year-by-year earnings quality comparison for General Insurance Corporation of India.

Year Quality Index Operating CF (INR) Net Income YoY Change
2026 0.05x Rs4.66 Billion Rs96.62 Billion ▼ -81.8%
2025 0.27x Rs19.76 Billion Rs74.32 Billion ▼ -84.0%
2024 1.67x Rs111.44 Billion Rs66.86 Billion ▲ +14.2%
2023 1.46x Rs117.22 Billion Rs80.31 Billion ▼ -39.2%
2022 2.40x Rs90.07 Billion Rs37.55 Billion ▼ -44.6%
2021 4.33x Rs132.84 Billion Rs30.69 Billion ▲ +119.4%
2019 1.97x Rs76.04 Billion Rs38.54 Billion ▼ -19.0%
2018 2.43x Rs88.37 Billion Rs36.30 Billion ▲ +16.2%
2017 2.10x Rs79.01 Billion Rs37.70 Billion ▲ +5.3%
2016 1.99x Rs60.13 Billion Rs30.21 Billion ▲ +113.8%
2015 0.93x Rs26.35 Billion Rs28.31 Billion ▼ -26.7%
2014 1.27x Rs29.23 Billion Rs23.02 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.