ICICI Prudential Life Insurance Company Limited (ICICIPRULI) — Defensive Interval Ratio

Latest as of March 2026: 53 days

ICICI Prudential Life Insurance Company Limited (ICICIPRULI) has a Defensive Interval Ratio of 53 days as of March 2026. Defensive assets of Rs205.04 Billion (cash Rs-, short-term investments Rs159.07 Billion, receivables Rs45.96 Billion) cover 53 days of daily cash needs of Rs3.88 Billion/day. See ICICIPRULI net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

53 days
Days of operational coverage

Defensive Assets

Rs205.04 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rs3.88 Billion
Current Liabilities ÷ 365

Current Liabilities

Rs1.42 Trillion
INR

ICICI Prudential Life Insurance Company Limited Defensive Interval Ratio (2012–2026)

This chart shows how ICICI Prudential Life Insurance Company Limited's Defensive Interval Ratio has evolved across 15 annual periods from 2012 to 2026. As of March 2026, the ratio stands at 53 days, meaning defensive assets of Rs205.04 Billion can fund 53 days of operations without new revenue. See ICICIPRULI equity financing ratio to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for ICICI Prudential Life Insurance Company Limited (2012–2026)

The table below presents the year-by-year Defensive Interval Ratio for ICICI Prudential Life Insurance Company Limited from 2012 to 2026, covering 15 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see ICICI Prudential Life Insurance Company (ICICIPRULI) total market value.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2026 53 days Rs205.04 Billion Rs3.88 Billion/day Rs- Rs159.07 Billion ▼ -1119 days
2025 1172 days Rs149.42 Billion Rs127.47 Million/day Rs- Rs107.11 Billion ▲ +1015 days
2024 157 days Rs39.98 Billion Rs253.96 Million/day Rs- Rs1.63 Billion ▼ -4138 days
2023 4295 days Rs42.15 Billion Rs9.81 Million/day Rs- Rs10.92 Billion ▲ +1366 days
2022 2930 days Rs35.02 Billion Rs11.95 Million/day Rs- Rs8.07 Billion ▲ +2066 days
2021 863 days Rs7.18 Billion Rs8.31 Million/day Rs- Rs328.76 Million ▼ -145 days
2020 1009 days Rs7.88 Billion Rs7.81 Million/day Rs- Rs1.88 Billion ▼ -53440 days
2019 54449 days Rs23.64 Billion Rs434.13K/day Rs- Rs18.86 Billion ▼ -386967 days
2018 441416 days Rs198.69 Billion Rs450.12K/day Rs- Rs193.88 Billion ▲ +439288 days
2017 2128 days Rs165.38 Billion Rs77.71 Million/day Rs- Rs156.82 Billion ▼ -45908 days
2016 48036 days Rs17.70 Billion Rs368.49K/day Rs- Rs15.63 Billion ▲ +5294 days
2015 42741 days Rs16.29 Billion Rs381.10K/day Rs- Rs12.92 Billion ▲ +7040 days
2014 35702 days Rs21.85 Billion Rs612.05K/day Rs- Rs19.57 Billion ▲ +25223 days
2013 10479 days Rs9.17 Billion Rs875.07K/day Rs- Rs9.17 Billion ▼ -1146 days
2012 11626 days Rs13.90 Billion Rs1.20 Million/day Rs- Rs13.90 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)