LIC Housing Finance Limited

NSE:LICHSGFIN India Mortgage Finance
Market Cap
$3.17 Billion
₹274.43 Billion INR
Market Cap Rank
#5378 Global
#186 in India
Share Price
₹498.90
Change (1 day)
-0.52%
52-Week Range
₹496.35 - ₹638.25
All Time High
₹805.58
About

LIC Housing Finance Limited, a housing finance company, provides loans for the purchase, construction, repair, and renovation of houses/buildings in India. The company offers public, green, and corporate deposits; home loans to residents and non-residents Indians, as well as to pensioners; plot loans, home improvement and renovation, construction, and home extension loans; refinance; construction… Read more

LIC Housing Finance Limited - Asset Resilience Ratio

Latest as of March 2024: 0.08%

LIC Housing Finance Limited (LICHSGFIN) has an Asset Resilience Ratio of 0.08% as of March 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets
₹2.22 Billion
Cash + Short-term Investments
Total Assets
₹2.91 Trillion
All company assets
Resilience Assessment
Low
Financial Resilience Level

Asset Resilience Ratio Trend (2005–2024)

This chart shows how LIC Housing Finance Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.

Liquid Assets Composition Over Time

This chart breaks down LIC Housing Finance Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents ₹0.00 0%
Short-term Investments ₹2.22 Billion 0.08%
Total Liquid Assets ₹2.22 Billion 0.08%

Asset Resilience Insights

  • Limited Liquidity: LIC Housing Finance Limited maintains only 0.08% of assets in liquid form.
  • This low level may indicate efficient asset utilization but could pose risks during economic downturns.
  • The company has significant short-term investments, indicating active treasury management.

LIC Housing Finance Limited Industry Peers by Asset Resilience Ratio

Compare LIC Housing Finance Limited's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
PennyMac Financial Services Inc
F:1AC
Mortgage Finance 0.24%
Aadhar Housing Finance Ltd
NSE:AADHARHFC
Mortgage Finance 3.98%
Aavas Financiers Limited
NSE:AAVAS
Mortgage Finance 18.85%
Australian Finance Group Ltd
AU:AFG
Mortgage Finance 0.00%
Atrium Mortgage Investment Corporation
PINK:AMIVF
Mortgage Finance 0.00%
Aptus Value Housing Finance India Limited
NSE:APTUS
Mortgage Finance 3.95%
Bajaj Housing Finance
NSE:BAJAJHFL
Mortgage Finance 0.00%
Better Home & Finance Holding Company
NYSE:BETR
Mortgage Finance 10.91%

Annual Asset Resilience Ratio for LIC Housing Finance Limited (2005–2024)

The table below shows the annual Asset Resilience Ratio data for LIC Housing Finance Limited.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2024-03-31 0.01% ₹283.80 Million ₹2.91 Trillion +0.07pp
2023-03-31 -0.06% ₹-1.80 Billion ₹2.79 Trillion +0.00pp
2022-03-31 -0.07% ₹-1.74 Billion ₹2.55 Trillion 0.00pp
2021-03-31 -0.06% ₹-1.50 Billion ₹2.36 Trillion -0.05pp
2020-03-31 -0.01% ₹-213.90 Million ₹2.17 Trillion -0.04pp
2017-03-31 0.03% ₹517.05 Million ₹1.51 Trillion -0.07pp
2016-03-31 0.11% ₹1.42 Billion ₹1.31 Trillion +0.11pp
2012-03-31 0.00% ₹320.00K ₹645.07 Billion +94.48pp
2010-03-31 -94.48% ₹-380.81 Billion ₹403.05 Billion -0.40pp
2009-03-31 -94.09% ₹-276.79 Billion ₹294.19 Billion -0.28pp
2008-03-31 -93.80% ₹-219.36 Billion ₹233.86 Billion -0.43pp
2007-03-31 -93.38% ₹-175.63 Billion ₹188.09 Billion -0.06pp
2006-03-31 -93.32% ₹-146.88 Billion ₹157.39 Billion +2.60pp
2005-03-31 -95.92% ₹-122.45 Billion ₹127.65 Billion --
pp = percentage points