Max Financial Services Limited - Asset Resilience Ratio
Max Financial Services Limited (MFSL) has an Asset Resilience Ratio of 0.29% as of September 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read MFSL total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2012–2025)
This chart shows how Max Financial Services Limited's Asset Resilience Ratio has changed over time. See shareholders equity of Max Financial Services Limited for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down Max Financial Services Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Max Financial Services Limited (MFSL) total market value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs5.70 Billion | 0.29% |
| Short-term Investments | Rs0.00 | 0% |
| Total Liquid Assets | Rs5.70 Billion | 0.29% |
Asset Resilience Insights
- Limited Liquidity: Max Financial Services Limited maintains only 0.29% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
Max Financial Services Limited Industry Peers by Asset Resilience Ratio
Compare Max Financial Services Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Life Insurance Corporation Of India
NSE:LICI |
Insurance - Life | 0.50% |
|
Clearview Wealth Ltd
AU:CVW |
Insurance - Life | 22.11% |
|
Nobleoak Life Ltd
AU:NOL |
Insurance - Life | 15.08% |
|
Prudential plc
MX:PUKN |
Insurance - Life | 0.00% |
|
Mercuries Life Insurance Co Ltd
TW:2867 |
Insurance - Life | 0.88% |
|
Aflac Incorporated
NYSE:AFL |
Insurance - Life | 5.36% |
|
Challenger Ltd
AU:CGF |
Insurance - Life | 2.14% |
|
Hapvida Participações e Investimentos S.A.
SA:HAPV3 |
Insurance - Life | 9.67% |
Annual Asset Resilience Ratio for Max Financial Services Limited (2012–2025)
The table below shows the annual Asset Resilience Ratio data for Max Financial Services Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-03-31 | 0.08% | Rs1.53 Billion ≈ $16.59 Million |
Rs1.90 Trillion ≈ $20.55 Billion |
-1.51pp |
| 2024-03-31 | 1.59% | Rs25.87 Billion ≈ $279.74 Million |
Rs1.63 Trillion ≈ $17.60 Billion |
-0.28pp |
| 2023-03-31 | 1.87% | Rs24.59 Billion ≈ $265.98 Million |
Rs1.32 Trillion ≈ $14.26 Billion |
+0.13pp |
| 2022-03-31 | 1.74% | Rs20.49 Billion ≈ $221.56 Million |
Rs1.18 Trillion ≈ $12.73 Billion |
-0.11pp |
| 2021-03-31 | 1.85% | Rs18.20 Billion ≈ $196.77 Million |
Rs981.32 Billion ≈ $10.61 Billion |
-0.02pp |
| 2020-03-31 | 1.88% | Rs14.00 Billion ≈ $151.45 Million |
Rs745.26 Billion ≈ $8.06 Billion |
+1.37pp |
| 2019-03-31 | 0.51% | Rs3.45 Billion ≈ $37.26 Million |
Rs672.11 Billion ≈ $7.27 Billion |
-10.73pp |
| 2018-03-31 | 11.24% | Rs62.13 Billion ≈ $671.89 Million |
Rs552.82 Billion ≈ $5.98 Billion |
+0.69pp |
| 2017-03-31 | 10.55% | Rs49.30 Billion ≈ $533.20 Million |
Rs467.39 Billion ≈ $5.05 Billion |
+4.24pp |
| 2016-03-31 | 6.31% | Rs24.07 Billion ≈ $260.31 Million |
Rs381.46 Billion ≈ $4.13 Billion |
-1.87pp |
| 2015-03-31 | 8.18% | Rs29.06 Billion ≈ $314.26 Million |
Rs355.03 Billion ≈ $3.84 Billion |
+1.22pp |
| 2014-03-31 | 6.96% | Rs20.28 Billion ≈ $219.30 Million |
Rs291.17 Billion ≈ $3.15 Billion |
-1.98pp |
| 2013-03-31 | 8.94% | Rs22.15 Billion ≈ $239.55 Million |
Rs247.78 Billion ≈ $2.68 Billion |
-2.07pp |
| 2012-03-31 | 11.01% | Rs22.87 Billion ≈ $247.36 Million |
Rs207.76 Billion ≈ $2.25 Billion |
-- |
About Max Financial Services Limited
Max Financial Services Limited, through its subsidiary, engages in life insurance business in India. The company operates through Business Investments and Others, and Life Insurance segments. It offers participating and nonparticipating and linked products covering life insurance, pension and health benefits, including riders for individual and group through individual agents, corporate agents, b… Read more