Muthoot Microfin Limited
Muthoot Microfin Limited, a non-deposit taking non-banking financial company, provides micro loans to women entrepreneurs in rural regions of India. The company offers income generating, Pragathi, and individual loans; education, mobile phones, solar lighting product, and household appliances product loans; sanitation improvement loans; and secured loans. It also provides value-added services, su… Read more
Muthoot Microfin Limited - Asset Resilience Ratio
Muthoot Microfin Limited (MUTHOOTMF) has an Asset Resilience Ratio of 4.11% as of March 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2020–2024)
This chart shows how Muthoot Microfin Limited's Asset Resilience Ratio has changed over time. Compare with other companies' asset resilience ratios.
Liquid Assets Composition Over Time
This chart breaks down Muthoot Microfin Limited's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 0% |
| Short-term Investments | ₹4.47 Billion | 4.11% |
| Total Liquid Assets | ₹4.47 Billion | 4.11% |
Asset Resilience Insights
- Limited Liquidity: Muthoot Microfin Limited maintains only 4.11% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Muthoot Microfin Limited Industry Peers by Asset Resilience Ratio
Compare Muthoot Microfin Limited's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Fon SE
WAR:FON |
Credit Services | 29.06% |
|
Samsung Card Co. Ltd.
KO:029780 |
Credit Services | 0.18% |
|
Yiren Digital Ltd
F:19YA |
Credit Services | 3.32% |
|
Aeon Credit Service Bhd
KLSE:5139 |
Credit Services | 0.25% |
|
ELK-Desa Resources Bhd
KLSE:5228 |
Credit Services | 2.82% |
|
Chailease Holding Co Ltd
TW:5871 |
Credit Services | 6.79% |
Annual Asset Resilience Ratio for Muthoot Microfin Limited (2020–2024)
The table below shows the annual Asset Resilience Ratio data for Muthoot Microfin Limited.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-09-30 | 3.25% | ₹3.52 Billion | ₹108.57 Billion | -0.06pp |
| 2023-09-30 | 3.31% | ₹3.83 Billion | ₹115.90 Billion | +1.43pp |
| 2022-09-30 | 1.88% | ₹1.60 Billion | ₹85.29 Billion | -1.47pp |
| 2021-09-30 | 3.35% | ₹1.87 Billion | ₹55.91 Billion | +0.74pp |
| 2020-09-30 | 2.60% | ₹1.09 Billion | ₹41.84 Billion | -- |