Punjab & Sind Bank - Asset Resilience Ratio

Latest as of June 2024: -9.96%

Punjab & Sind Bank (PSB) has an Asset Resilience Ratio of -9.96% as of June 2024. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See PSB current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

Rs-144.35 Billion

≈ $-1.56 Billion USD Cash + Short-term Investments

Total Assets

Rs1.45 Trillion

≈ $15.67 Billion USD All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2015–2023)

This chart shows how Punjab & Sind Bank's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see balance sheet size of Punjab & Sind Bank.

Liquid Assets Composition Over Time

This chart breaks down Punjab & Sind Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore investment intensity of Punjab & Sind Bank to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	Rs0.00	0%
Short-term Investments	Rs-144.35 Billion	-9.96%
Total Liquid Assets	Rs-144.35 Billion	-9.96%

Asset Resilience Insights

Limited Liquidity: Punjab & Sind Bank maintains only -9.96% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company primarily holds liquidity in cash and equivalents rather than short-term investments.

Punjab & Sind Bank Industry Peers by Asset Resilience Ratio

Compare Punjab & Sind Bank's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Punjab & Sind Bank (2015–2023)

The table below shows the annual Asset Resilience Ratio data for Punjab & Sind Bank.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2023-03-31	-4.33%	Rs-59.02 Billion ≈ $-638.27 Million	Rs1.36 Trillion ≈ $14.76 Billion	+2.79pp
2022-03-31	-7.12%	Rs-86.19 Billion ≈ $-932.07 Million	Rs1.21 Trillion ≈ $13.09 Billion	+2.19pp
2021-03-31	-9.30%	Rs-102.79 Billion ≈ $-1.11 Billion	Rs1.10 Trillion ≈ $11.95 Billion	+2.80pp
2020-03-31	-12.10%	Rs-121.62 Billion ≈ $-1.32 Billion	Rs1.01 Trillion ≈ $10.87 Billion	-14.74pp
2019-03-31	2.64%	Rs28.78 Billion ≈ $311.29 Million	Rs1.09 Trillion ≈ $11.79 Billion	-0.49pp
2018-03-31	3.13%	Rs35.58 Billion ≈ $384.78 Million	Rs1.14 Trillion ≈ $12.30 Billion	+0.23pp
2017-03-31	2.89%	Rs27.98 Billion ≈ $302.56 Million	Rs966.43 Billion ≈ $10.45 Billion	-0.01pp
2016-03-31	2.90%	Rs29.78 Billion ≈ $322.07 Million	Rs1.03 Trillion ≈ $11.09 Billion	+0.09pp
2015-03-31	2.81%	Rs27.45 Billion ≈ $296.88 Million	Rs977.53 Billion ≈ $10.57 Billion	--

pp = percentage points

About Punjab & Sind Bank

NSE:PSB India Banks - Regional

Market Cap

$1.71 Billion

Rs157.88 Billion INR

Market Cap Rank

#6761 Global

#313 in India

Share Price

Rs22.25

Change (1 day)

-0.58%

52-Week Range

Rs20.66 - Rs31.86

All Time High

Rs74.91