Punjab & Sind Bank (PSB) - Cash Flow Conversion Efficiency

Latest as of September 2025: -0.616x

Based on the latest financial reports, Punjab & Sind Bank (PSB) has a cash flow conversion efficiency ratio of -0.616x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-83.95 Billion ≈ $-907.89 Million USD) by net assets (Rs136.34 Billion ≈ $1.47 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See PSB net asset quality index to measure how much of total assets are equity-financed.

Punjab & Sind Bank - Cash Flow Conversion Efficiency Trend (2006–2026)

This chart illustrates how Punjab & Sind Bank's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Punjab & Sind Bank cash earnings quality to evaluate the quality of earnings relative to operating cash generation.

Punjab & Sind Bank Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Punjab & Sind Bank ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Gansu Qilianshan Cement Group Co Ltd SHG:600720	0.016x
Kumho Petro Chemical KO:011780	0.027x
Bicara Therapeutics Inc. Common Stock NASDAQ:BCAX	-0.073x
China National Building Material Company Limited F:D1Y	0.022x
Stolt-Nielsen Limited OL:SNI	0.060x
Jeudan CO:JDAN	0.023x
Natco Pharma Limited NSE:NATCOPHARM	0.138x
ANI Pharmaceuticals Inc NASDAQ:ANIP	0.056x

Annual Cash Flow Conversion Efficiency for Punjab & Sind Bank (2006–2026)

The table below shows the annual cash flow conversion efficiency of Punjab & Sind Bank from 2006 to 2026. For the full company profile with market capitalisation and key ratios, see Punjab & Sind Bank (PSB) market capitalisation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2026-03-31	Rs141.32 Billion ≈ $1.53 Billion	Rs35.86 Billion ≈ $387.81 Million	0.254x	+1027.24%
2025-03-31	Rs133.55 Billion ≈ $1.44 Billion	Rs-3.65 Billion ≈ $-39.52 Million	-0.027x	+94.68%
2024-03-31	Rs155.33 Billion ≈ $1.68 Billion	Rs-79.95 Billion ≈ $-864.65 Million	-0.515x	-105.44%
2023-03-31	Rs151.09 Billion ≈ $1.63 Billion	Rs1.43 Trillion ≈ $15.45 Billion	9.454x	+2308.13%
2022-03-31	Rs140.11 Billion ≈ $1.52 Billion	Rs-59.99 Billion ≈ $-648.72 Million	-0.428x	+38.77%
2021-03-31	Rs83.63 Billion ≈ $904.43 Million	Rs-58.48 Billion ≈ $-632.40 Million	-0.699x	-277.07%
2020-03-31	Rs55.96 Billion ≈ $605.23 Million	Rs22.10 Billion ≈ $238.99 Million	0.395x	+2412.99%
2019-03-31	Rs57.01 Billion ≈ $616.59 Million	Rs-973.36 Million ≈ $-10.53 Million	-0.017x	-109.93%
2018-03-31	Rs61.83 Billion ≈ $668.63 Million	Rs10.63 Billion ≈ $114.99 Million	0.172x	+307.60%
2017-03-31	Rs61.42 Billion ≈ $664.28 Million	Rs-5.09 Billion ≈ $-55.03 Million	-0.083x	-153.21%
2016-03-31	Rs59.70 Billion ≈ $645.66 Million	Rs9.30 Billion ≈ $100.53 Million	0.156x	+143.97%
2015-03-31	Rs55.96 Billion ≈ $605.21 Million	Rs-19.82 Billion ≈ $-214.30 Million	-0.354x	-171.88%
2014-03-31	Rs50.11 Billion ≈ $541.95 Million	Rs24.69 Billion ≈ $266.96 Million	0.493x	+10363.80%
2013-03-31	Rs46.04 Billion ≈ $497.92 Million	Rs-220.97 Million ≈ $-2.39 Million	-0.005x	+96.88%
2012-03-31	Rs42.49 Billion ≈ $459.51 Million	Rs-6.53 Billion ≈ $-70.61 Million	-0.154x	-589.89%
2011-03-31	Rs38.03 Billion ≈ $411.32 Million	Rs-847.21 Million ≈ $-9.16 Million	-0.022x	-103.44%
2010-03-31	Rs26.16 Billion ≈ $282.87 Million	Rs16.95 Billion ≈ $183.29 Million	0.648x	+465.13%
2009-03-31	Rs21.40 Billion ≈ $231.47 Million	Rs-3.80 Billion ≈ $-41.08 Million	-0.177x	-210.98%
2008-03-31	Rs20.93 Billion ≈ $226.38 Million	Rs3.35 Billion ≈ $36.20 Million	0.160x	-51.68%
2007-03-31	Rs14.06 Billion ≈ $152.02 Million	Rs4.65 Billion ≈ $50.31 Million	0.331x	+2451.51%
2006-03-31	Rs7.67 Billion ≈ $82.92 Million	Rs-107.90 Million ≈ $-1.17 Million	-0.014x	--

About Punjab & Sind Bank

NSE:PSB India Banks - Regional

Market Cap

$1.78 Billion

Rs164.55 Billion INR

Market Cap Rank

#6470 Global

#305 in India

Share Price

Rs23.19

Change (1 day)

+0.96%

52-Week Range

Rs20.66 - Rs31.86

All Time High

Rs74.91