Punjab & Sind Bank (PSB) - Cash Flow Conversion Efficiency

Latest as of September 2025: -0.616x

Based on the latest financial reports, Punjab & Sind Bank (PSB) has a cash flow conversion efficiency ratio of -0.616x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-83.95 Billion ≈ $-907.89 Million USD) by net assets (Rs136.34 Billion ≈ $1.47 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Punjab & Sind Bank (PSB) defensive interval to measure how many days the company can operate on defensive assets alone.

Punjab & Sind Bank - Cash Flow Conversion Efficiency Trend (2006–2026)

This chart illustrates how Punjab & Sind Bank's cash flow conversion efficiency has evolved over time, based on yearly financial data.

Punjab & Sind Bank Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Punjab & Sind Bank ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Hyundai Elevator KO:017800	0.043x
Entra ASA OL:ENTRA	0.054x
Lakshmi Machine Works Limited NSE:LAXMIMACH	0.017x
LMW Limited NSE:LMW	0.023x
Crompton Greaves Consumer Electricals Limited NSE:CROMPTON	0.011x
Klaviyo, Inc. NYSE:KVYO	0.078x
Chongqing Fuling Zhacai Group Co Ltd SHE:002507	0.042x
Pan Jit International Inc TW:2481	0.045x

Annual Cash Flow Conversion Efficiency for Punjab & Sind Bank (2006–2026)

The table below shows the annual cash flow conversion efficiency of Punjab & Sind Bank from 2006 to 2026. For the full company profile with market capitalisation and key ratios, see Punjab & Sind Bank stock valuation.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2026-03-31	Rs141.32 Billion ≈ $1.53 Billion	Rs35.86 Billion ≈ $387.81 Million	0.254x	+1027.24%
2025-03-31	Rs133.55 Billion ≈ $1.44 Billion	Rs-3.65 Billion ≈ $-39.52 Million	-0.027x	+94.68%
2024-03-31	Rs155.33 Billion ≈ $1.68 Billion	Rs-79.95 Billion ≈ $-864.65 Million	-0.515x	-105.44%
2023-03-31	Rs151.09 Billion ≈ $1.63 Billion	Rs1.43 Trillion ≈ $15.45 Billion	9.454x	+2308.13%
2022-03-31	Rs140.11 Billion ≈ $1.52 Billion	Rs-59.99 Billion ≈ $-648.72 Million	-0.428x	+38.77%
2021-03-31	Rs83.63 Billion ≈ $904.43 Million	Rs-58.48 Billion ≈ $-632.40 Million	-0.699x	-277.07%
2020-03-31	Rs55.96 Billion ≈ $605.23 Million	Rs22.10 Billion ≈ $238.99 Million	0.395x	+2412.99%
2019-03-31	Rs57.01 Billion ≈ $616.59 Million	Rs-973.36 Million ≈ $-10.53 Million	-0.017x	-109.93%
2018-03-31	Rs61.83 Billion ≈ $668.63 Million	Rs10.63 Billion ≈ $114.99 Million	0.172x	+307.60%
2017-03-31	Rs61.42 Billion ≈ $664.28 Million	Rs-5.09 Billion ≈ $-55.03 Million	-0.083x	-153.21%
2016-03-31	Rs59.70 Billion ≈ $645.66 Million	Rs9.30 Billion ≈ $100.53 Million	0.156x	+143.97%
2015-03-31	Rs55.96 Billion ≈ $605.21 Million	Rs-19.82 Billion ≈ $-214.30 Million	-0.354x	-171.88%
2014-03-31	Rs50.11 Billion ≈ $541.95 Million	Rs24.69 Billion ≈ $266.96 Million	0.493x	+10363.80%
2013-03-31	Rs46.04 Billion ≈ $497.92 Million	Rs-220.97 Million ≈ $-2.39 Million	-0.005x	+96.88%
2012-03-31	Rs42.49 Billion ≈ $459.51 Million	Rs-6.53 Billion ≈ $-70.61 Million	-0.154x	-589.89%
2011-03-31	Rs38.03 Billion ≈ $411.32 Million	Rs-847.21 Million ≈ $-9.16 Million	-0.022x	-103.44%
2010-03-31	Rs26.16 Billion ≈ $282.87 Million	Rs16.95 Billion ≈ $183.29 Million	0.648x	+465.13%
2009-03-31	Rs21.40 Billion ≈ $231.47 Million	Rs-3.80 Billion ≈ $-41.08 Million	-0.177x	-210.98%
2008-03-31	Rs20.93 Billion ≈ $226.38 Million	Rs3.35 Billion ≈ $36.20 Million	0.160x	-51.68%
2007-03-31	Rs14.06 Billion ≈ $152.02 Million	Rs4.65 Billion ≈ $50.31 Million	0.331x	+2451.51%
2006-03-31	Rs7.67 Billion ≈ $82.92 Million	Rs-107.90 Million ≈ $-1.17 Million	-0.014x	--

About Punjab & Sind Bank

NSE:PSB India Banks - Regional

Market Cap

$1.93 Billion

Rs178.45 Billion INR

Market Cap Rank

#6431 Global

#286 in India

Share Price

Rs25.15

Change (1 day)

-1.30%

52-Week Range

Rs20.66 - Rs33.19

All Time High

Rs74.91