Punjab & Sind Bank Cash Flow Conversion Efficiency

Latest as of September 2025: -0.616x

Punjab & Sind Bank cash flow conversion efficiency. Based on the latest financial reports, Punjab & Sind Bank (PSB) has a cash flow conversion efficiency ratio of -0.616x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-83.95 Billion ≈ $-907.89 Million USD) by net assets (Rs136.34 Billion ≈ $1.47 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Cash Flow Conversion Efficiency of Punjab & Sind Bank (2006–2026)

Cash flow conversion efficiency of Punjab & Sind Bank from 2006 to 2026. This chart illustrates how Punjab & Sind Bank's cash flow conversion efficiency has evolved over time, based on yearly financial data. View Punjab & Sind Bank (PSB) share price today for real-time trading data and today's change.

Punjab & Sind Bank Cash Flow Conversion Ratio Explained

Punjab & Sind Bank cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.

Punjab & Sind Bank Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Punjab & Sind Bank ranked by their cash flow conversion efficiency. Also see market value of Punjab & Sind Bank for the company's overall valuation and market capitalisation.

Company	Cash Flow Conversion Efficiency
Siloam International Hospitals JK:SILO	0.027x
China Kings Resources Group Co SHG:603505	0.076x
Shenzhen Forms Syntron Information Co Ltd SHE:300468	0.070x
Qingdao Doublestar Co Ltd SHE:000599	0.002x
Investment and Industrial Development Joint Stock Corp VN:BCM	-0.049x
Gujarat Mineral Development Corporation Limited NSE:GMDCLTD	0.036x
Structure Therapeutics Inc. American Depositary Shares NASDAQ:GPCR	-0.089x
Sky Gold Limited NSE:SKYGOLD	-0.084x

Annual Cash Flow Conversion Efficiency for Punjab & Sind Bank (2006–2026)

The table below shows the annual cash flow conversion efficiency of Punjab & Sind Bank from 2006 to 2026. Review Punjab & Sind Bank free cash flow ratio to assess how much free cash flow the company generates relative to operating cash flow.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2026-03-31	Rs141.32 Billion ≈ $1.53 Billion	Rs35.86 Billion ≈ $387.81 Million	0.254x	+1027.24%
2025-03-31	Rs133.55 Billion ≈ $1.44 Billion	Rs-3.65 Billion ≈ $-39.52 Million	-0.027x	+94.68%
2024-03-31	Rs155.33 Billion ≈ $1.68 Billion	Rs-79.95 Billion ≈ $-864.65 Million	-0.515x	-105.44%
2023-03-31	Rs151.09 Billion ≈ $1.63 Billion	Rs1.43 Trillion ≈ $15.45 Billion	9.454x	+2308.13%
2022-03-31	Rs140.11 Billion ≈ $1.52 Billion	Rs-59.99 Billion ≈ $-648.72 Million	-0.428x	+38.77%
2021-03-31	Rs83.63 Billion ≈ $904.43 Million	Rs-58.48 Billion ≈ $-632.40 Million	-0.699x	-277.07%
2020-03-31	Rs55.96 Billion ≈ $605.23 Million	Rs22.10 Billion ≈ $238.99 Million	0.395x	+2412.99%
2019-03-31	Rs57.01 Billion ≈ $616.59 Million	Rs-973.36 Million ≈ $-10.53 Million	-0.017x	-109.93%
2018-03-31	Rs61.83 Billion ≈ $668.63 Million	Rs10.63 Billion ≈ $114.99 Million	0.172x	+307.60%
2017-03-31	Rs61.42 Billion ≈ $664.28 Million	Rs-5.09 Billion ≈ $-55.03 Million	-0.083x	-153.21%
2016-03-31	Rs59.70 Billion ≈ $645.66 Million	Rs9.30 Billion ≈ $100.53 Million	0.156x	+143.97%
2015-03-31	Rs55.96 Billion ≈ $605.21 Million	Rs-19.82 Billion ≈ $-214.30 Million	-0.354x	-171.88%
2014-03-31	Rs50.11 Billion ≈ $541.95 Million	Rs24.69 Billion ≈ $266.96 Million	0.493x	+10363.80%
2013-03-31	Rs46.04 Billion ≈ $497.92 Million	Rs-220.97 Million ≈ $-2.39 Million	-0.005x	+96.88%
2012-03-31	Rs42.49 Billion ≈ $459.51 Million	Rs-6.53 Billion ≈ $-70.61 Million	-0.154x	-589.89%
2011-03-31	Rs38.03 Billion ≈ $411.32 Million	Rs-847.21 Million ≈ $-9.16 Million	-0.022x	-103.44%
2010-03-31	Rs26.16 Billion ≈ $282.87 Million	Rs16.95 Billion ≈ $183.29 Million	0.648x	+465.13%
2009-03-31	Rs21.40 Billion ≈ $231.47 Million	Rs-3.80 Billion ≈ $-41.08 Million	-0.177x	-210.98%
2008-03-31	Rs20.93 Billion ≈ $226.38 Million	Rs3.35 Billion ≈ $36.20 Million	0.160x	-51.68%
2007-03-31	Rs14.06 Billion ≈ $152.02 Million	Rs4.65 Billion ≈ $50.31 Million	0.331x	+2451.51%
2006-03-31	Rs7.67 Billion ≈ $82.92 Million	Rs-107.90 Million ≈ $-1.17 Million	-0.014x	--

About Punjab & Sind Bank

NSE:PSB India Banks - Regional

Market Cap

$1.46 Billion

Rs135.10 Billion INR

Market Cap Rank

#7078 Global

#341 in India

Share Price

Rs19.04

Change (1 day)

+2.04%

52-Week Range

Rs18.21 - Rs31.28

All Time High

Rs74.91